Making a car sale on your own. Preparation of documents for the sale of a car and methods for their verification by the buyer

Buying a used car is always a difficult and risky business. A person risks minimally if he buys a new car in the cabin, but a used car can often hide bad points in itself or its “history”. How to choose and execute the purchase correctly, what it is necessary to check what documents are needed, and how difficult it is to buy a car from your hands, we will consider further.

You can search for a car to buy from your hands different ways- online services, newspapers, ads on the vehicles themselves, etc. But it is worth knowing what should alert a potential buyer at different stages of the search for an “iron horse” and the further purchase procedure.

Nuances when searching for a vehicle

Already in the process of searching for a vehicle from hand, it is worth paying attention to how the owner of the car you like is talking to a potential future owner. If on simple questions according to TCP, previous purchase of a car (in the cabin or from the hands), etc. he answers very widely or is completely silent, and also, if he offers to look at the car somewhere in an uninhabited place or outside the city, then it is better to refuse immediately, because. there is a high chance of meeting scammers.

It should also be remembered that a used car, brand, year of manufacture and condition must match the price. That is, if, when searching, a person saw a car that cost 100-150 thousand rubles. less market value commensurate technical specifications (while the ad says that the car is problem-free), then 99% is a hoax and you shouldn’t even call on such an ad.

It is impossible to deposit money even under the pretext of booking a car before a personal meeting with the owner, and it is better not to transfer any money at all until the conclusion of a sales contract. This scam has become very common in modern market used car.

Checking for arrest, bail and unpleasant statuses of a used vehicle

The following nuances should alert a potential buyer:

1. The TCP was replaced or lost, and the owner has a duplicate in his hands.
2. The sale of the car is not carried out by the owner, but by his representative general power of attorney.
3. A large number of car owners indicated in the PTS with a relatively young used car (for example, a car is only 5 years old, but more than 10 people already owned it).

, as well as the presence administrative arrest or theft is possible through special online services or upon request to the traffic police. The only thing that cannot be checked with 100% probability (this can be done in the FSNP, but they do not always have complete information, and the verification process may be delayed) - this is the credit status of the car, because. PTS can be replaced "for loss". At the same time, the owner will not say that his car is in the status of a pledge, a loan is paid for it, or it acts as a pledge in a pawnshop. Here you should rely only on your own intuition and honesty of the seller. Otherwise, the organization that issued the loan or the pawnshop have every right to take the car even from the new owner on account of non-payment of the debt. You can return the money given for a used car, but for this you will have to write more than one application to law enforcement agencies and take a very long time to sue. Therefore, in case of doubts about the honesty of the owner of the used car, it is better to refuse the transaction.

What is the danger of a duplicate vehicle passport and how to check it when buying

Duplicate TCP is a common trick of scammers. The reasons for the presence of a duplicate, and not the original, sellers can name different - loss, replacement due to wear, lack of space in original TCP etc. All this should not be the basis for believing a person. At TCP verification you also need to check the history of the used car through special services so that the information matches. We will talk about this further.

Both the original and duplicate TCP must be checked for authenticity according to the following appearance criteria:

1. The ornament of the passport, which is a pattern, should not lose its clarity upon detailed examination.
2. The hologram needs to be clear and easy to read, and is the hardest to fake.
3. There should be a three-dimensional pattern in the form of a rose on reverse side document. It can be identified by touch. It also changes color from green to gray at different viewing angles.
4. The volumetric watermark "RUS" can be found if the PTS is illuminated.
5. In the case of a duplicate, it will be stamped "Duplicate".

What to check besides PTS

Before you buy a car, you need to find out what documents, in addition to the car's passport, are needed for verification. Then carefully check everything on the list. In addition to the Title, the owner of the used car must be ready to present the following papers, which must also be carefully and carefully checked for authenticity:

• vehicle owner's passport.
• certificate of full repayment of debt to a bank or pawnshop, if any.
• a document on payment of the cost of a car or other documents confirming the transfer of ownership of the vehicle to the current owner.

What documents are needed when transferring the vehicle to the buyer by the seller

The purchase and sale of a used car should preferably be legalized by a notary with the help of a sales contract (hereinafter referred to as the DCT). It needs the following documents:

1. Passports of both parties.
2. Vehicle PTS.
3. Certificate of registration of the car by the owner.
4. OSAGO or CASCO insurance policy.

If a transaction for the sale of a vehicle may not be certified by a notary, then after that it will be quite difficult to prove the case in situations that are problematic for both parties. Even relatives are usually advised to put a notary's seal, because. and disagreements may arise between them, in which the PrEP will become important document to solve the problem.

How to draw up a contract of sale

A sample of the DCT can be found on the Internet, the parties can also fill it out themselves, but it is still desirable to certify it with a notary. In addition, the notary will check the correctness of the filling so that in the future there will be no problems during the actions related to the subsequent operation of the car (registration, sale, donation, etc.).

The DCP should include the following information:

1. Data of individuals (name, passport data).
2. Vehicle technical data (VIN, brand, model, year of manufacture, engine number, body, chassis).
3. Title data (series, number, date of issue).

Before you fill out the DCT and buy a car, you should definitely check the documents of the owner of the car to make sure they are authentic. That is why it is better to carry out the procedure at the notary’s office, so that in which case, he could bring the fraudster to clean water. But you should not go to a notary who is advised by the seller, especially if the buyer doubts the honesty of the owner. Often scammers, in our case, the seller and the notary, operate together.

In addition to the DCT, a notary can issue and certify a receipt for the receipt by the seller of funds in the amount of the full cost of the car.

What will happen to license plates

When selling a vehicle, the previous owner can keep the numbers for himself in order to subsequently install them on new car. To do this, he needs to write an application to the traffic police, and they will be given after re-registering the car and assigning new numbers to the car. If it does not matter to both parties what numbers will be on their cars, then those that were at the time of registration of the DCT are retained and the car with them is registered for the new owner. The duty in this case is less than when replacing.

What to do after the car is bought

Firstly, after buying a vehicle from your hands, you need to insure the car. The policy can be both OSAGO and CASCO - at the discretion of the new owner. Secondly, you need to register the car with the MREO traffic police. Fortunately, since 2013, the presence of the previous owner for deregistration of the car and registration by the new owner is not required. To re-register a car, the following documents are required:

1. Passport of a citizen of the Russian Federation.
2. A document confirming the right to own a car (a contract of sale, a deed of gift, a certificate of inheritance or an invoice from a car dealership if the car is new).
3. OSAGO or CASCO policy (in which the owner of the car is entered).
4. Application for vehicle registration (filled out and signed).
5. A check that confirms that the state duty has been paid (it ranges from 500 to 3,000 rubles, depending on the region and the fact that license plates have been replaced. If a replacement is made, the fee will be 2,000–2,500 rubles more).

Transfer your car to yourself new owner due within 10 days of purchase. In case of intentional or unintentional evasion of this procedure, an administrative penalty in the form of a fine will be applied to him, which will range from 1,500 to 2,000 rubles. In addition to this fine, if the new owner of the car is stopped by the traffic police, he will have to pay additional fine in the amount of 500 to 800 rubles. In case of repeated violation, the fine will be many times greater and amount to 5,000 rubles, and the owner of the car may be deprived of his rights for a period of 1 to 3 months.

Summing up, we can say that buying a car from your hands is not so difficult. It is more difficult here not to contact the scammers, to properly complete the deal and do all the necessary operations to re-register the car to the new owner.

If this is not done, then the buyer will not be able to register the car. So if you buy vehicle, then book a free seat in the PTS in advance.

In this case, the seller must provide the following documents: Title and copies of car purchase and sale forms. It is also necessary to check the availability of license plates on the car (if necessary, transit numbers).

That's all the subtleties of such a process. However, in case of unforeseen circumstances, it is advisable to exchange phone numbers between the buyer and the seller. Let's take a closer look at registering a car with the traffic police.

Registration of the vehicle in the traffic police

At the very beginning, the buyer must examine the diagnostic card of the car and pay attention to its validity period. When the card is not expired, then you can freely use it to buy an OSAGO policy on a car. To do this, you just need to contact any.

When the expiration date has expired in such a card, then in order to extend it, it is necessary to go through those. examination, and only then deal with the insurance policy. If you have an OSAGO insurance policy on hand, then you can register the car with the traffic police without delay.

Let us analyze in more detail the time periods, observing which you will be able to carry out all the procedures:

• OSAGO is bought within ten days;
• registration is also made in ten days.

That is, the purchase and sale of a car is carried out in a ten-day period. During this time you need to:

• conclude a contract of sale;
• pass a technical inspection;
• purchase;
• put the cars on the account in the traffic police.

After that, you are free to ride your new car without fear of fines and claims from the traffic police for using the vehicle. However, many car owners produce. Let's take a look at this type of vehicle acquisition, so that we have something to compare.

Secrets of buying and selling by proxy

Every Russian person has the nature of a merchant, who is looking for where to buy cheaper and sell at the same time in three ways. This property of the Russian soul is often the cause of trouble.

At first glance, it may seem that such a sale is beneficial for both parties. As with the execution of the contract, the seller gets the entire agreed amount, and the buyer is exempt from taxes and government fees.

However, this deal is only profitable if both parties are honest. And in whom can you be completely sure at the moment?

After all, even friends that have been proven in decency for many years can turn out to be vicious under certain conditions. Therefore, such a feature of the transaction may become completely dubious.

In this case, the car remains the full property of the previous owner. And the buyer is assigned the role of disposing of the vehicle and nothing more. After all, the power of attorney does not fix the fact of transferring money, which means that the buyer is not protected.

But trusting your “iron horse” to the first person you meet is also risky. He is free to commit a traffic accident and escape. And then prove to the relevant authorities that you have nothing to do with it.

How to properly car in this case? No way. Even transport tax may be “attributed” to the former owner of the vehicle.

It may seem that if the power of attorney specifies the obligation of the buyer to pay the amount for the vehicle, then this will solve all problems. However, this does not correspond to the truth, since no one can oblige a power of attorney! Yes, he can be trusted to use the car, but he can’t force him!

The seller can be “punished” for violations by the buyer traffic rules. After all, video and photo fixation does not consider who drives the vehicle, and “letters of happiness” will come exactly to the address of the former owner of the car.

And although at the present time “letters of happiness” have been canceled, however, in our country you can expect anything. And who wants to be responsible for someone?

Even if the person who drives the vehicle, the reason for which technical malfunction. Then he can freely sue the owner of the car (after all, he provided him with a faulty vehicle). And not only him, but any road accident participant can do it.

If another driver is guilty of an accident and they refuse to pay compensation, then the owner of the car does not even have the right to file a lawsuit in court without a specially executed power of attorney. In addition, the buyer can buy a stolen car, because there was no deregistration in the traffic police.

Therefore, it is advisable to check all the numbers of components and assemblies in the traffic police with the help of a qualified expert before drawing up a power of attorney. There are cases when, after issuing a power of attorney, it turns out that the registration certificate is fake, the car was never registered with the traffic police, and the owner provided the lost passport to the notary. And it happens that the notary is also a fake one, along with a fake power of attorney.

There are a number of other nuances that can spoil the mood of the “buyer” - these are:

• the expiration of the power of attorney, which can be issued for a maximum of three years;
• death of the seller (in this case, there is no owner, and any of the relatives of the deceased can take possession of your car);
• revocation of the power of attorney by the seller (today people shook hands, and tomorrow former owner took and canceled the power of attorney).

The fact is that the owner has every right to revoke the power of attorney at any time. In this case, it will not be possible to challenge his behavior and it will be necessary to return the car as soon as possible. Otherwise, you will fall under a bad article of the Criminal Code.
Video "Ways to sell a car":

As a result, it’s better to never get into such situations, and if you still decide, then only to someone you trust very much, and only by reinsuring yourself many times. Have you ever heard of such unpleasant cases? Share your opinion in the comments!

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Most car owners at least once decided to sell the car. In this situation, in addition to the need to find a suitable buyer, the question arises of the legal execution of the transaction, including what documents are needed to sell the car.

How to carry out the sale in accordance with the requirements of the law? What documentation is required for the sale of a car and how to draw up a contract correctly?

Algorithm for the sale of vehicles to an individual.

To transfer the property to another person, you need:

1. Collect and prepare documents for the sale of a car.
2. Enter new data in the data sheet. Entries are confirmed by the signatures of the parties indicating the date of signing.
3. The buyer should contact the traffic police to register the car in his name.

In accordance with the Order of the Ministry of Internal Affairs of Russia dated August 7, 2013 No. 605, a car with numbers is currently being sold, unless the seller has special wishes to keep the numbers for himself. In practice, this means that when the owner changes, it is not necessary to change the numbers. This innovation relieves the buyer of the obligation to pay duty for registration plates.

In addition, the Order made the following changes:

1. There was no need to remove the car from the register and issue transit numbers before selling.
2. Certification of the contract of sale by a notary has become optional.
3. It became possible to register the car regardless of the address of registration. At the same time, numbers of the region in which the applicant is permanently registered are issued.

Thus, a car seller in 2019 may not appear at all in the traffic police. The exception is when the former owner wants to keep the old numbers. In this situation, the traffic police will issue new registration plates for the car being sold, and leave the old ones with the applicant for up to 180 days.

Often, sellers have a question about what will happen if the new owner does not register the vehicle in his name within 10 days. In this case, according to the new regulation, the former owner has the right to terminate the registration by submitting an appropriate application to the traffic police.

Documents required for the transaction.

The answer to the question of what documents are issued when selling a car is the following list:

1. Documents proving the identity of the buyer and seller.
2. Documentation for transport (PTS, registration certificate, OSAGO, certificate of registration).
3. Purchase and sale agreement.

How to draw up a contract?

An agreement under which the transfer of ownership of the machine to another person can be executed in a simple written form or orally. In the second case, a joint appearance of the seller and the buyer in the traffic police is necessary. At the request of the parties, the agreement can be certified by a notary, however, this will entail additional costs.

When selling a car to an individual, documents are drawn up in accordance with the requirements of the law. The contract of sale requires that the data be filled in with ink of the same color - blue or black. The agreement is drawn up in 3 copies: 2 - to the buyer, 1 - to the seller.

The contract must reflect:

1. Place and date of signing the contract.
2. Information about the parties to the transaction, including details of passports.
3. Details of the number and registration certificate of the car.
4. vehicle characteristics.
5. Car cost.
6. List of documents transferred to the buyer.

The agreement is sealed by a resolution of the parties indicating the date of signing.

You can generate a contract according to your data on the website http://gai.ru/registration/autosale/, or download standard contract from the link at the end of this article, print it out and fill it out by hand.

Video: We fill out the contract for the sale of a car correctly

What should the buyer receive upon completion of the transaction?

Many car owners are concerned about what documents are transferred to the buyer. New owner machines are entitled to receive from the seller:

1. PTS (passport technical means), the pages of which reflect information about the change of ownership.
2. Inspection card or diagnostic card.
3. Vehicle registration certificate.
4. Insurance policy with changes regarding the owner. When the policy expires, insurance for a new period can be paid by the buyer.
5. Copies of receipts confirming the fulfillment of the obligation to pay fees, taxes and fines.
6. A certificate from a financial institution stating that the loan has been fully repaid if the car is credit.
7. A copy of the general power of attorney when the sale is carried out by a trustee.

Together with the documentation, the keys to the car are handed over. The buyer, in turn, transfers the amount indicated in the contract to the seller.

Buying a used car is a process that many people go through when they want to buy a car. Indeed, most motorists today purchase a used model. And everyone has their own reasons. Some have long dreamed of a car that can no longer be found in showrooms: it is simply not produced. Others rely on a certain amount for which you can not buy a novelty. Still others save money and purchase a model that is still in showrooms, but used it is cheaper, although the condition is the same. In general, there are many reasons. As well as issues related to the acquisition process. And here they are to be answered.

Make a deal

So, buying a car from hand is primarily the conclusion of an agreement between the seller and the future owner. This is the first stage of the deal. What does he represent?

First of all, the buyer and the seller meet. In order for the future potential owner to inspect the car, test it and stipulate the amount that he is ready to give. Very often there is a so-called bargaining at the hood. That is, the buyer and the seller are already on the spot trying to agree on a price.

If everything is clarified immediately, then the contract is concluded at the same moment. This document is a form (which today can be easily found, since the sample is freely available everywhere), in which the data of the seller and buyer will be entered. And of course, cars. After that, the buyer gives the money to the seller and goes to the traffic police department to register the car for himself already on the vehicle legally owned by him.

Registration rules

Recently (just a couple of years ago), the procedure for registering a vehicle for yourself has become as simple as possible. This cannot but rejoice. The first plus of the innovations is that you no longer need to remove the car from the register. This saves a lot of time, nerves and money for the buyer.

Secondly, the car can now be easily issued anywhere - in any department of the traffic police. That is, if a person lives in Rostov-on-Don, but he went to Krasnodar for a car, then he can immediately register the vehicle for himself there. And it is not necessary. So buying a car from your hands has become even easier and more understandable.

Nuances to be aware of

As you know, every business has its pitfalls. And buying a used car is no exception.

The first “stone” is the state of the machine. For some reason, many people (usually amateurs) are puzzled by what kind of breakdowns there are in a car, only if they take a vehicle manufactured in the 80-90s. And inspect the car in detail. But in vain, because new cars also need to be checked. In order to avoid unpleasant surprises (breakdowns, etc.), the buyer should insist on an inspection at the service station (at his own expense, of course, and not at the seller's money). They will definitely tell you what needs to be changed in the car.

The second “stone” is legality. It is important to find out the WIN code from the owner of the car and check the traffic police database to see if it was stolen, whether there were arrests, etc. Otherwise, you can be left without money and without a car if you buy it without understanding this issue.

And the third nuance is the presence free space in PTS. It should be. If everything is filled out there, then the owner of the car will have to get a new TCP before signing the contract.

Having listened to all this, a person will be calm about how his car purchase goes from hand. The advice is really effective and has not let anyone down yet.

The procedure for filling out the PTS

This is another important topic. Documents when buying a car from hand must be in in perfect order and correctly filled out. There are six points in the car passport. The data of the current owner and the machine itself are written there. In the first column you need to enter some data. First of all, this is the full name. owner. Secondly, the place where the new owner of the car is registered. They also indicate the date of sale of the vehicle and a document that confirms the fact that a person has the right to own this car. In fact, it is a contract of sale. The signature of the previous owner is also required. And the last is the autograph of the new owner of the car.

Before filling out the PTS, you need to check whether it is genuine. Watermarks are evidence that the document is real.

What's next?

The money has already been transferred current owner the seller, who, in turn, gave him the keys and the car. What's next? The rule of buying a car from your hands says that after that you need to do it as soon as possible. This is given 10 days, but it’s better not to delay this business.

Registration begins with a check of the diagnostic card. This is a very important paper, which confirms the fact that the car has passed inspection. By the way, with a card it is much easier and faster to get insurance - an OSAGO policy. And what to do with it? Contact any insurance company- everything will be arranged there. By the way, we will talk about insurance a little later, since this topic is also important.

If the diagnostic card turns out to be expired, then the newly minted owner himself undergoes a technical inspection. This is done on a special site, which is located on the territory of the traffic police. In general, there are a lot of cases, and the term is 10 days. With a strong desire, everything can be done in a day.

Insurance

Now about this. The procedure for buying a car from your hands involves the issuance of an OSAGO insurance policy. It is necessary! Without this document you can forget about the design of the car. Fortunately for all car buyers, today a policy can be issued at any insurance company.

The cost of the document is calculated according to certain factors. The first is the city. The second is who draws up the car: an individual or a legal entity. The type of vehicle also matters. Age and driving experience required condition to calculate the amount. The power of the car is also taken into account. And of course, the period for which the policy is issued. It also takes into account the bonus-malus coefficient. This is such a measure of the amount of insurance payments.

In general, there are many criteria. But what does it look like in reality?

What is the price of the policy?

It has already been said about what you need to buy a car from your hands. Now it is worth using an example to show how the price of insurance is calculated.

It will be cheaper if it is issued by a 22-year-old (or older) driver with a 3-year (or more) driving license. More expensive if you are neither 22 years old nor experience. For example, we can take the city of Rostov-on-Don. A car with a capacity of 101-120 liters. With. for those with experience and the corresponding age for 10 months or more, it will cost 8900 rubles. If the owner is not 22 and experience too, then the amount is doubled.

By the way, it is always better to take the number of drivers. This means that if someone asks the owner for a car for a while, he will be able to provide it without any additional documents. But limited insurance means that only a specific person can sit behind the wheel of this car - the owner. He can also write someone else in (for example, a husband draws up a car and writes his wife into insurance so that she can also use the vehicle). Only for this you need driver license and a photocopy of that person's passport.

The most expensive insurance is in Moscow (no wonder). There is a policy for a car with a capacity of 151 liters. With. and above, with a zero coefficient, will cost 55 thousand rubles.

Buying a car already on loan

And this happens often. Purchase loan car- a process that is not familiar to everyone. Well, it is worth clarifying the question regarding the pros and benefits.

This procedure is very beneficial for the buyer. Because the situation is as follows: someone recently decided to take out a brand new car on credit. I went on it, gradually paid off the debt … and then there are people demanding money. We have to sell the car! An ad is placed, a buyer is found… who pays the balance on the loan and then becomes the owner of the car. And what the previous owner paid goes towards the discount. Although depending on how much you paid, sometimes you have to pay extra. In general, the bottom line is that a person who is in dire need of money is extremely accommodating and ready for anything, so long as the loan is repaid and the car is sold.

Principles

Now about the rules for buying a car that is on credit. The buyer and the seller go to the creditor bank and find out the balance. After that, the amount is credited to the account. As a result, the loan is repaid and the shackles are removed from the car. Then you can already conclude a standard contract of sale.

The transferred amount must be issued by receipt, it is more reliable. The document states that this money is credited to the ransom for a specific car (they write the color of the car, year of manufacture, make, model, body number and all the little things).

This is the easiest way. Still others try to apply to the bank for permission to sell the car, promising to pay the entire debt after the transaction. But few agree to this. Another option is to put something of value behind the car. A plot, an apartment, a house, etc. But this is also a case in a million.

How to choose?

Many people have the idea that they would do well to have a car, but the vast majority of them do not know which car to choose. Standard situation, but nothing terrible in it.

So, the main selection criteria for many car owners are the following points: reliability, worthy specifications, safety, efficiency, quality, comfort and beauty. In principle, if everything listed in the car is normal, then this is an ideal car.

But many are beginning to pay attention to used cars only because they need a vehicle that they can just drive. Someone simply gets tired of minibuses, others are annoyed by waiting for a bus, others do not want to be dependent on a schedule public transport. Such people just need an economical (that is, either with diesel engine, or with a hybrid) a car that will perform its main function - to drive. And cars from this category are as inexpensive as possible. A few tens of thousands will be enough to buy. The same "Toyota Crown" in a tolerable condition (for the year 90) will cost 50 thousand rubles. Or "Opel Cadet" for 40 tr. There is a choice, and if you want to buy ordinary car for a standard ride, then you don’t have to worry, there is suitable option, you can still bargain.

Breaking stereotypes

And finally, I would like to tell the truth about used cars. Many mistakenly believe that a hand-car is the worst option. By no means! There are such “adult” cars of the nineties, zero and even eighties of release that many new items from some manufacturers will turn out to be worse. Take, for example, the iconic Mercedes. In the 124th body, in the 201st, 123rd. These are the real iron horses”, which even today remain in trend, and they serve the new owners, so to speak, faithfully. These machines do not break - a generally accepted fact.

The same "Audi" - too reliable option, "Volkswagens". Lots of people buy old ones. japanese models, american. If former owners were good, then the car will be in excellent condition. The main thing is that the new owner treats him the same way.

And buying cars that are used for a year or two is an extremely profitable business! So you can buy a model in perfect new condition for 1/3 cheaper than it is sold in the salon. Many people do just that.

In general, there are options, but what choice to make is up to the potential buyer.