How to call a car dealership. New car at the dealer: payment procedure for the purchase

18.07.2019

Before you go to the salon, it is important to decide on your own what kind of car you need and why, to answer a lot of questions. For example, how much are you willing to overpay for a particular brand? What features do you want and what should you leave out?

The right attitude will allow you to avoid unmotivated purchases that a manager in the salon can push. Decide for yourself how much you are willing to spend for a particular option, also determine a list of things that are not needed (to refuse when the salon starts convincingly offering you to buy them too).

You can see expert advice on when it is better to buy a car at a car dealership and how to do it profitably.

How to buy a new car in a car dealership for cash?

Below are the purchase instructions vehicle in the salon, we will tell you everything about choosing a car, a seller and, of course, the process of registering a car. Guided by our instructions, the client will be able to buy a high-quality and proven car at the maximum affordable price.

Choice of car and seller

On the one hand, it is easy to choose a car, for sure, by the time of the trip to the salon, the buyer has already had a strong conviction that he needs this particular car. But first, let's figure out what criteria a car is selected for.

The first is, of course, appearance. Brutal jeep or compact city car? Whatever the style of the car, it must please the buyer and meet their operational needs.

Speaking of needs, don't buy yourself a "bus" based on the fact that one day you may have to run a company if most of the time the client travels alone. Such an investment is unlikely to ever pay off.

Next, select a country and here it is very advisable not to be guided by general ideas and dig deeper. Here are just a few examples - german cars are considered a symbol of reliability and durability, but in fact they are operated in the same way as everyone else.

The "French" are innovative and extremely cute, but how capricious they are.. Are you afraid that at one fine moment the car will stall on the road, putting the driver in an awkward position? Then avoid the Chinese. It’s clear with a car, now it’s time to decide on a car dealership.

If you need a new car, there is only one option, but not all future owners of a brand new vehicle know the difference between official and unofficial car dealerships. The first are dealers well known to all of us. They work directly with manufacturers, offer official warranties and some extras. useful options. The second are the so-called gray salons and their main advantage lies in more interesting prices. We talked in detail about the nuances of buying a new car in the cabin, as well as how to choose a car dealership.

How good are dealers? If, for example, a client buys a foreign car, he can be sure that the car is fully adapted for operation in another country. The buyer can order a special configuration, he will enjoy all the benefits of warranty service and technical support (however, it all depends on how carefully the manufacturer fulfills these obligations).

Turning to the dealer, the buyer essentially concludes an agreement directly with the manufacturing plant, the salon itself acts only as an intermediary.

In the "gray" car dealerships there is no guarantee from the manufacturer, but this does not prevent such enterprises from entering into agreements with service stations for car maintenance and offering a kind of warranty replacement to customers. In addition, it is impossible to order a car of the desired color or special equipment in gray salons. But you can save a lot on your purchase.

Vehicle inspection

It should be remembered that the warranty does not cover the entire car as a whole, but only its engine and some technical equipment. And one more thing, by signing the contract of sale, the buyer agrees to accept the car in the condition it is in (ie with possible minor functional or decorative flaws).

Of course, we are not trying to say that in the salon they can try to deceive buyers. It's just that dealers don't double-check cars that are delivered from the factory, and defective items are found in the process of any production. Read more about how they cheat when buying a new car at a car dealership.

What should be paid attention:

Double-check if all of the declared options work.
See how electrical and electronic devices behave.
It is advisable to pay attention to the inspection of the case, troubles during transportation also sometimes happen and the dealer, most likely, will do everything possible so that the flaw is simply not noticed, and will not offer the buyer a discount.

Test Drive

A walk of several kilometers will allow the buyer to understand whether this is his car. No matter how cool the brand is, the main thing is that a particular person should be comfortable in the salon. It is enough to sit behind the wheel for 20-30 minutes, if there is a feeling of discomfort, you should look for another option.

If a test drive is not possible, the client can simply sit in the salon, study the location of the pedals, and at the same time check the equipment discussed above.

Conclusion of an agreement

All salons use standard sales documents so you don't have to worry about mistakes. But, since the contract itself is only a few pages long, it still needs to be read. Carefully enter your data, put a signature next to the signature of the representative of the salon - that's all, from that moment the car becomes the property of the buyer.

Receipt of the car and documents for it

Together with the car, the client receives an impressive package of papers, among them are:

contract of sale;
reference-account;
service book;
transit number;
bill of lading for a car;
customs declaration;
a copy of the certificate of conformity;
a copy of the dealer agreement;
act of acceptance and transfer;
machine operation manual;
operating information additional equipment;
warranty and service manual.

To avoid problems with further registration of the vehicle, double-check that identification numbers of all units corresponded to those installed on the machine. View the invoice.

Any mistake in the document can lead to problems, so pay enough attention to study the papers.

Details about what documents are needed to purchase a vehicle at a car dealership and what will be received new owner after signing the contract, read.

- a responsible matter, so you need to approach its acquisition carefully. But there are times when the acquisition does not satisfy you for some reason. Is it possible, bought on credit or for cash and how to do it - read on our portal.

Life hack how to really get a discount

The overwhelming majority is sure that it is impossible to bargain in salons, they say, it's like coming to a store and asking to sell milk cheaper than on the price tag. But car dealerships are not grocery supermarkets. Since each client brings a significant profit for them, a variety of tools are used to reduce the cost of the car.

If a serious customer is already preparing to leave with nothing, the manager may offer a bonus offer to tip the scales in the direction of the purchase.

Behavior in the salon should be given a lot of attention, because the sales manager will somehow try to read the client, to understand whether he can be convinced to buy additional options and so on. Demonstrate a rational approach, doubts, perhaps even skepticism, repeat that the price is expensive and "if we could lower it ...". If there is no response, you can directly ask: “can you offer something to lower the price?”

As you can see, buying a car in a showroom is easier than getting a loan or buying a used car. Our advice is focused on ensuring that customers do not overpay when buying brand new cars. Right choice interior and brand of the car will allow you to save a lot, while getting exactly the vehicle that you wanted earlier.

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Who does not dream of becoming the owner of their own vehicle, but not everyone can afford it, because car pleasure is not cheap. With the help of a loan, this becomes more real. On this moment There are many special loan lines and programs regarding car loans, which are provided both in banking institutions and directly from dealers. But first, a citizen must decide on the make and model of the car, and then contact the bank to agree on the terms of the loan, then find a store with a suitable offer. And you can significantly shorten this path if you immediately go to a car dealership, and there you can choose both a car and a bank for obtaining a loan, since salons have long been holding counters of partner banks for these purposes. In this article, we will tell you how to get a car on credit at a car dealership.

Car dealerships have a small number of partner banks

And this is quite logical! Usually the salon cooperates with 3-10 banks, maximum. Well, where can you "shove" the entire 1000 domestic credit institutions. Although modern technologies and allow you to send applications to everyone and everyone, but in practice it doesn’t matter, each salon has few partner banks. Especially if it's a small dealer.

In this regard, advice - look for a bank in advance using the Internet, where there is now profitable offer, then look for a salon with which he cooperates, and then check the availability of the car brand you need.

And when you successfully complete this puzzle, then maybe you will save some money!

Most often unfavorable credit conditions

Car dealerships themselves make good money on the lead generation of their customers, that is, quite often banks pay extra money to salons for bringing them customers. And this, in turn, is included in the total cost of the loan. Therefore, directly at the bank, this loan program will be "cheaper" than at the dealer.

Look for a salon with "promotional" banks

Filter the market in advance - look not only for the seller, but also for the bank where good discount under the credit program, and next, with which sales offices he works.

This is a rather difficult task, since we still have few services on the Internet where you can track up-to-date information in a timely manner. Nevertheless, spend your time looking, because a car is not bought every day.

Know in advance what kind of borrower you are

Don't think that if dealers have made such a convenient service (both car and borrowed money in one place), then it is for everyone. If you yourself know that you are a “bad” borrower, that you are on the black lists, then naturally they will not approve anything for you.

The same situation will be if you have no credit history at all - for credit institutions you are just as "bad" as if you had it of unworthy quality.

Thus, find out in advance the situation with your scoring rating, order an extract for your CI, and so on, maybe you will find a lot of interesting things there that you should not go to a car dealership with.

Apply for a loan at your bank

If you actively use the services of a particular credit institution, keep a debit account there, or have a salary card from it, then first of all go to “your bank”. See which of the salons he can cooperate with, ask the price of his programs. We guarantee that in most cases, as a payroll client, a car loan will cost you much less than any other “promotion” from any bank.

Beware of "processing" by the seller

Don't think salespeople are God's creatures. They never were and never will be, especially car dealers. Here is the juice for lovers of big salaries. vparil winter tires- here's a raise for you, and so on.

That is, of course, you must understand that a car is such a product to which you can sell a huge amount of extras. options, add. insurance, services, maintenance and so on. And when you are in a salon with borrowed money, and if you have been approved for a wide line of credit, then “from a generous shoulder”, you can take on a lot of extra things.

And then you will pay for all this for more than one year, and from your hard-earned salary. Be careful, do not weaken self-control!

How to issue

To apply for a car loan at a car dealership, you must:

of course, first decide on the brand of the car, it’s clear that you already have it in mind for a long time (you’re not buying a loaf of bread)
further, we would recommend filtering banks for better offers
after which you already see which salons he cooperates with
track the availability of the car you need at the same time
and when everything comes together, then you can collect the simplest set of documents (more on that below)
and go to the selected dealer
already on the spot, the citizen will be offered to fill out a questionnaire for obtaining a car loan (often salon employees send applications to several banking organizations at once, so that the client has the opportunity to choose if the answer is positive
the application is considered for a couple of hours, but there are cases when this process is extended for up to 3 days
with a positive response from at least one of the banks, the client has the opportunity to sign a loan agreement
at the same time, read the terms of the contract carefully, whether an initial payment is required, and so on
at the same time, do not succumb to the persuasion of the seller - he probably distracts you from something important
if you have a down payment, then the terms of the loan will definitely be more profitable for you
buy CASCO here in the salon (it is mandatory), but the price for it completely depends on the specific insurance company (there are also a lot of “divorces” in this matter)
do not "sign up" for the purchase of unnecessary add-ons. options, life insurance and so on (imposing this is illegal)
Double-check the words of the seller, the conditions offered by the bank, and its actual conditions 25 times (at the same time, you can separately call the office of the credit institution and double-check everything)
in practice, situations may arise that the car is not yet available, you still need to wait, and if you sign a loan agreement now, the debt will start ticking from this minute

Required papers

Banking institutions are loyal to customers who want to buy a car in a car dealership on credit, but provide Required documents still have to. Their list may not be significant, but it will differ, it depends on which bank will be chosen.

Standard set of required documents:

passport of a citizen of the Russian Federation
work book
income statement
marriage certificate and passport of the second half
driver license

If you provide a complete package, then the chances of obtaining a loan will increase significantly. However, not everyone will be able to get a car loan in the salon, since for this you need to meet certain requirements, the set of which depends on the conditions of a particular financial institution.

Primary requirements:

age limit - 21-60 years
residence in Russia
having official income

If the bank considers the borrower unreliable or the source of his income is not constant, then the loan may be refused. In this case, it is necessary to use a guarantor who can easily increase the chances of a positive response from the creditor.

If an individual entrepreneur acts as a likely borrower or his guarantor, then you will have to prepare the following documents:

if he is on a simplified taxation system - a certificate of registration of an individual entrepreneur and tax registration, a book of profits and expenses, a tax return, a receipt confirming the payment of taxes for the last six months, information on cash flows or an account statement for the last 6 months
on standard system taxation - certificate of registration individual entrepreneur and on its tax registration, a receipt proving the payment of all taxes, a cash book, a tax return in the form of 3-NDFL, and also (if bank accounts are opened) an account statement for six months
on a single tax - copies of receipts confirming the payment of taxes, tax returns for the last two quarters, account statements, cash book, invoices and a book of registration of strict reporting forms

Insurance

Insurance of a car purchased on a car loan in a car dealership - required condition loan agreement in almost every bank. Often, a banking organization independently chooses an insurance agency for the client, where you can get CASCO. In some cases, he may provide the borrower with a list of organizations to choose from.

Auto dealers usually try to charge their customers with the most expensive insurance, the cost of which can be up to 10% of the value of the vehicle. However, this is not the limit of the cost - the buyer must prepare for the fact that the most stringent insurance conditions will be imposed on him.

A bank and a car dealership can force a client to buy not only a property insurance policy, but also insure their civil liability. It means that Insurance Company will take upon itself the payment of all penalties if a citizen, while driving, causes harm to someone. The cost of these services may vary and range from 500 to 2.5 thousand rubles.

Some financial institutions reduce the interest rate on the loan when the client agrees to insure his life. You need to pay for this insurance policy annually, and to receive bonuses in the form of a reduced percentage, you need to purchase it for the entire loan period.

However, according to article 16 of the consumer protection law, the client has the opportunity to refuse additional expensive services imposed on him. If CASCO was paid for a year in advance, then the client can refuse insurance and request a refund of the corresponding amount of money from the financial institution.

More moments

If you just decide to come and buy a car on credit at a car dealership, then do not rush, not everything is so simple. Even sellers have their own types of loans and many situations, which in turn affect the profitability of offers. What are we talking about? Let's take a look at what we mean below.

Captive banks

Organization acting on behalf of official manufacturer cars – captive bank. At the moment, a number of similar structures are already operating in Russia: Tayota Bank, Volkswagen, BMW and others.

In fact, this is a very good idea, both for businessmen themselves and for clients. Since a car is an expensive commodity, few people take it for cash, therefore, in order to maintain sales at the proper level, it is necessary to either lend to customers or sell them goods in installments. And if the auto concern starts a bank, then it will no longer have to share profits with third-party credit organizations, as a result, the margin increases, and therefore it is possible to make discounts to customers or offer them more profitable terms on car loans.

Going to a car dealership for a new car, most buyers are sure that they will not be deceived there. Many motorists argue the purchase of a vehicle from an authorized dealer by the fact that he does not have the risk of spending extra money, getting a low-quality car, etc. In fact, many car dealerships have worked out entire schemes for deceiving gullible buyers. Today we will talk about how dealers cheat when buying a new car.

Very Low Price: Worth Watching Out

Often in print media, online resources and on street banners, you can find advertisements for the sale of cars at low prices, which may differ significantly from the average market and recommended by the manufacturer.

Even if doubts crept in about the trick, the desire to receive new car a mobile at a low price takes over, and a potential buyer goes to a car dealership. Further events can develop according to one of the following scenarios:

The dealership manager names a price that differs significantly from that indicated in the advertisement. He explains all this. the best package specific car: presence all season tires, alarm, electric booster and so on. In such a situation, it is already difficult for a buyer to leave the dealership with nothing.
After decision about the purchase, the buyer is offered to make an advance payment and wait for the paperwork. After some time, in the contract brought by the manager, the price may be higher than originally agreed. Sellers will find many reasons for this. But the main problem will be that the contract will prescribe a clause according to which, in case of refusal of the transaction, the advance payment is not returned to the buyer.
There is a scheme designed for inattention and legal illiteracy of the buyer. The buyer reads the first page of the contract, which contains the main parameters of the transaction, including the price of the car. He skims the rest of the pages and puts his signature on each sheet of the contract. After the question of when he will be given long-awaited car, it turns out that you need to pay extra money for imposed accessories or extra services.
After choosing a car at an attractive price and making an advance payment, you may find that its equipment differs from the one that the buyer wanted to purchase.
The price stated in the advertisement and indicated in the contract may not include VAT.

These methods of deceiving the buyer are one of the most common. In fact, there are many more. Low price- this is, in fact, the first reason to be alert and check. A car is not bought every day. Before heading to a car dealership with the necessary amount of money, it is worth exploring all the offers of car dealers in the region. Also before final choice the seller should try to find out about him as much as possible more information, look for real reviews.

The following rules will help you avoid fraud when buying a new car:

You can not deposit any funds before the signing of the contract. When paying, be sure to get a receipt.
You can’t tell the car dealership manager the amount of money that is intended to buy a car. If it is higher than the cost of the car in the cabin, the client will definitely be “hung” with additional equipment.
The contract of sale must be carefully studied. You should read all copies of the contract, even if it takes a long time. If the buyer is not sure about his own legal knowledge, it is better to take a lawyer with you.
The contract must indicate that the price of the car is final. Otherwise, a situation may arise where additional equipment Dealer is asking for an extra charge that was not discussed.
The buyer should be alerted by any delay associated with registration, attempts to divert attention, artificial red tape.

Used car for the price of a new one

Selling a used car under the guise of a new one is a common scam in car dealerships. It is very difficult to determine the condition of the car by its appearance, whether it is new or used. Even if the buyer has doubts, the dealership manager will give prepared answers to an uncomfortable question. For example, they may say that the car was used in test drives (this may also explain the lower price).

When buying a new car, you should alert:

the presence of a “duplicate” mark on the vehicle passport;
proposal for a longer warranty service compared to other dealers;
an offer to do maintenance for free or at a big discount.

At the slightest suspicion that the car was in operation, a serious reason to go to another car dealership.

Not all motorists can purchase a car at their own expense. Cooperation of a dealer with a certain bank is a common situation. If at the first visit to the salon the buyer mentions that he plans to take a loan, he will be convinced that the conditions of the partner bank are the most favorable. As practice shows, this is not always true. For attracting a client, a car dealership can receive commissions from a credit institution, which the bank, in turn, veiledly shifts to the shoulders of the client.

Exactly the same scheme of work can exist with an insurance company. The bank requires to insure a mortgaged car, but this can only be done in a certain insurance company, which cannot boast of low rates. The car dealer will receive commission income for attracting a client from the insurance company.

Based on this, it is worthwhile to independently monitor bank offers for car loans and find the most acceptable result, in terms of interest rate, loan term, additional fees, etc.

In addition, car dealership managers often persuade the buyer to purchase more expensive model than he expected. For the missing amount, they actively offer to take a loan. As a result, the client spends much more, because he has to pay a commission, insurance payment, etc.

Bad trade-in

A common way to deceive a buyer is a trade-in scheme, which consists in exchanging an old car for a new one with a surcharge. The essence of fraud is that the specialist of the service station of the salon convinces the car owner about the presence of numerous malfunctions and external damage in the old car. This is done in order to buy the vehicle at the lowest price. The new car will be offered at a cost higher than in other car dealerships. Therefore, if there is no particular urgency, it is better to sell the car yourself.

Own exchange rate

Despite the fact that according to Russian legislation, all payments in the country must be made in rubles, some car dealers continue to operate with prices indicated in US dollars. The buyer may find out that the rate used in the salon is higher than the rate of the central bank. Moreover, the question may come up after making a deposit, when the refusal to purchase will lead to the loss Money. If the contract price motor vehicle indicated in a foreign currency, the buyer must require that it also indicate the equivalent in rubles.

Additional equipment

It is profitable for the salon to sell a car in maximum configuration and with big amount additional accessories. The manager will professionally convince you of the importance of additional options. In the end, even experienced driver believe that they are really needed. Therefore, before you go to a car dealership, it is worth considering which elements are really needed, and which ones will only be a waste of money. In addition, all additional equipment and accessories can be purchased elsewhere at lower prices.

Fictitious hype

After choosing a car and its configuration, it turns out that such a single copy, and it is already booked by another buyer. The waiting time, according to the manager of the salon, can stretch for several months. Further, the representative of the car dealer will tell you that there is a long queue for such a car in the salon, but for a certain fee he is ready to negotiate with the first client, and he will refuse the deal. An additional argument will be the arguments about a possible price increase. In fact, this is the real extortion.

Test drive will reduce the risks

After the choice is made, the car must be carefully inspected. It may have hidden defects and damage, even if the dealer does not cheat and the vehicle is really new. The car could have been damaged during unloading from a car transporter or an unsuccessful parking carried out by an employee of the salon. The most common defects paintwork which are skillfully disguised. If such shortcomings are identified, you can safely ask for a discount on the car.

During a test drive, you must carefully listen to how the motor works: there should not be any extraneous noise and knocks. It is worth checking the operation of all external lighting devices.

After test drive it is better not to turn off the engine immediately, but by opening the hood, listen to the work of all its units. If the driver does not have sufficient experience, it is advisable to invite a specialist with you.

Finally, you need to check the body number indicated in the vehicle passport with the number on the car.

When signing the act of acceptance and transfer, you need to verify the presence of everything that is indicated in it. Otherwise, it will be impossible to make a claim to the car dealership.

Purchasing a new car from a dealer is a rather complicated operation, especially if you are going to get a loan. We are talking about a large amount, so before making a payment, you need to carefully consider the selection of a car dealership and the choice of a car. It is wiser and safer to contact an authorized dealer, since in this case the car will definitely receive warranty card, and there is much less risk that it will be damaged or malfunctioning.

It will take quite a lot of time to pay for a car at a dealer step by step, so it’s better to set aside a full day for the purchase in advance.

Making a car with a prepayment

Often there are such situations that the car in the desired configuration is not currently in the cabin. It has to be ordered, sometimes it can take several months before delivery, especially if you are looking for some rare or little demanded model.

In this case, a preliminary agreement is concluded with the dealer, which specifies the obligations of the parties. It is important to know what are the features of such an agreement:

A preliminary agreement involves making an advance payment for the car at the cash desk of the salon. This is necessary in order to confirm the seriousness of your intentions, as the salon undertakes to deliver the car within the specified time.
The contract prescribes the responsibility of the parties: if the client changes his mind and refuses the transaction, the deposit may not be returned to him. However, if any flaws or damage are found in the car, the buyer can refuse it and demand a full refund.
IN preliminary agreement delivery time must be specified. If the salon unreasonably delays the delivery of the car, you have the right to terminate the agreement and refuse the transaction with a refund of the money invested in the purchase.

Sooner or later, disputes are successfully resolved, the car is brought to a car dealership, and it is necessary to proceed to the next stage of payment.

Which is more profitable: cashless payment or cash?

On the Internet, you can find such requests: “I want to buy a car for cash from a dealer, what is the payment procedure?” Buying with cash is the fastest option, and if you don't have a loan and you want to pay the full amount right away, the salon can give you an additional discount. The transaction will be processed quickly, since you do not have to submit an application to the bank, wait for a decision and transfer the required amount. But cashless payments also have their advantages. It is not easy to go to the salon with a lot of money. Half a million in a bag dangerous goods, easy to be attacked by robbers.

Car dealerships are often located on the outskirts of the city, and going there with a round sum of cash is not The best decision. However, the client can pre-deposit money to his own account and pay from the card.

In addition, there is usually only one cash desk in the cabin, and if someone pays for transport in cash, a considerable queue may accumulate. A good solution is to find out the details of the salon and make a purchase through a banking organization. In this case, you do not have to go far, translate the right amount available at any bank branch.

To make a large payment, you will need to present a passport, the bank may also charge a small commission for transferring funds. After payment, a receipt is issued.

How is a car paid for when buying on credit?

The stages of buying a car from a dealer are somewhat different, since two more parties are involved in the case - the bank and the insurance company. CASCO insurance is required for almost all banking programs, so representatives of companies are present in almost every salon. In this case, the stages of processing the transaction after choosing a car are as follows:

The borrower fills out an application to the bank, a loan officer will help you choose a program and fill out an application. It usually doesn't take long to get a response. maximum term- 1-2 hours. You will receive a reply confirming the receipt of the loan very soon.
A contract of sale is drawn up, and after that the borrower makes an initial payment to the cash desk of the salon. It usually ranges from 10 to 30%, but there are a few loan offers requiring up to 50-70%. A receipt is issued to the client on payment of the first installment.
An insurance contract is drawn up, and the borrower must decide who will pay for the insurance: himself or the bank. If you include the insurance premium in the loan amount, then the overpayment will be much higher, but the borrower will be able to avoid large one-time expenses.
The contract of sale, the receipt of the first installment and the insurance policy are transferred to the bank along with the documents for the car. After checking the correctness of all stages of the transaction, the bank will transfer the required amount to the account of the salon. Sometimes this operation must be paid by the borrower himself, as an additional commission is charged.

When the money has been transferred and all additional equipment has been installed, a time is set for signing the vehicle acceptance certificate. The client can come to the salon to finally see the completely finished, assembled car which can be picked up. At this stage, the machine must be carefully inspected to identify any errors.

If you do not notice any damage, then it will be difficult to prove that it was originally. Starts from purchase guarantee period, during which damage not caused by the driver must be corrected free of charge.

When the act is signed, the car becomes the property of the buyer. It must be registered with the traffic police, after making a purchase, it is necessary to transfer the TCP for storage to the bank. During the payment period, the car cannot be resold, exchanged or donated.

Every second new car in Russia it is purchased on credit, so salons try to speed up interaction with the bank as much as possible. New credit programs do not require a long verification of documents, the transaction can be completed in 1 day. If you carefully and seriously consider the choice, then the car will be a valuable and beloved acquisition.

Instruction

Seasonal sales do not pass by car dealerships. In the period from December to January, cars of the current, and then last year, are sold with significant discounts. Such promotions are carried out by official dealers of certain brands of cars. Discounts during this period can reach up to 100 thousand rubles. And there is no trick here. The fact is that at the end of the year, dealers need to sell the entire fleet of cars that were not sold during the year. Indeed, in the new year they will be replaced by cars with a new year of release. For this reason, many motorists postpone the purchase in order to purchase a more “fresh” car. If the year of manufacture is not in the first place in your list of priorities when buying, then wait for the seasonal price reduction.

Discounts and promotions can be held for the anniversary, and significant dates auto concern. During this period, cars of a certain model may be sold at special prices or gifts may be given with the purchase. Gifts can be a set of tires, and security system, and floor mats. The value of the gift is measured by the final value of the car. How more expensive package you have chosen, the more valuable the gift awaits you.

Most of the official dealers and large car dealerships, when buying a car for the first time, give their customers discount cards for a discount at next purchase. With each next purchase, the card changes to another, with more discount. In most cases, such a card can be transferred to another person. So, with the help of friends and relatives, you can reach the gold or platinum card with the highest denomination of the discount.

Tip 3: Things to do when buying a new car

Buying a car - essential and enough an important event. Regardless of whether the car is purchased from the hands or in the cabin, there are a number of actions that must be carried out.

Documentation

Despite the fact that all documents are checked more than once at the time of registration of the sale of the car, do not be too lazy to do it again at home in a relaxed atmosphere. Carefully check the engine number, body and license plates of the car with those indicated in the TCP. All up to one number match.

Insurance

Get a policy as soon as possible compulsory insurance auto civil liability OSAGO. Often they offer to issue CASCO. This is enough useful view insurance, because it protects the car from any risks that may lie in wait for you on the road, as well as from the troubles that weather conditions can cause.

You can purchase insurance policies at a car dealership when buying new car or at any center dealing with various types citizen insurance.

Signaling

If you plan to leave the car overnight in the yard, then it is advisable to install an alarm on it as soon as possible and anti-theft system. This protects you from losing an expensive purchase. The fact is that at present, car thefts have become very common, but it is not often possible to find hijackers.

Consumables

Despite the assurances of the previous owner that everything has been replaced, it is better not to risk it and fill the car with new good oil and carry out a complete maintenance. When buying a car in the cabin, the first MOT will immediately be carried out, where new consumables will be poured into the car.

Check the battery. It is necessary to check the density of the electrolyte and, if necessary, replace it.

Tires

It is necessary to inspect the tires, check the pressure in them and, if necessary, pump them up. If the car is not new, it makes sense to check if the tread pattern has worn off and if the tires need to be replaced. If you notice that the wheel deflates - contact the tire service to fix the problem.

Other nuances

It would not be superfluous to anti-corrosion treatment machine, no matter how long ago it was produced. This will protect the car body from premature decay.

The most optimal solution after purchasing a used vehicle is a trip to a car service. There the masters will conduct complete diagnostics car and, if necessary, quickly eliminate all malfunctions.

What to look for in the salon

Be vigilant when buying a car from a dealer. Carefully and scrupulously inspect the body of the car. During transportation, the paint may be damaged, chips or scratches will be found on the car. In this case, you have every right to refuse to buy a car, even if it was ordered specifically for you and was waiting for delivery.

Specify in advance how service maintenance what is its cost and how close is the nearest one for you service center.

Tip 4: How to pick up a car from the salon and what to look for

After a long and painful process of choosing a car, during which all the opinions of experts and friends were repeatedly analyzed, the time comes for a visit to a car dealership for a long-awaited purchase.

If the make and model of the car has already been chosen in advance, there is little left to do in the salon - pay for the coveted commodity unit, draw up all the relevant documents and, in fact, pick up the vehicle. However, buying a car is a serious matter and any rush is absolutely useless here.

Trust but check!

Undoubtedly, the salon of an official dealer is not a car market, where there is always a risk of falling into the networks of clever scammers. But still, here one must be as careful and attentive as possible, since even a new car may have drawbacks. This applies to both the car itself and the documentation.

To begin with, you should carefully examine the serviceability of all visible mechanisms of the car and the integrity of the body. Documentation should be done only after this inspection. It must be clearly understood that the task of a car dealership sales manager (no matter how kind and helpful he may be) is to quickly “fuse” a car to a buyer.

Body condition, serviceability of mechanisms

First of all, you need to check external state vehicle, namely, to make sure that there are no scratches, abrasions, chipped paintwork on the body. At the same time, it is necessary to check the integrity of the headlights, lanterns, rubber seals, as well as visually check the width and length of the gaps on the doors, hood and tailgate. In addition, the cleanliness and general state car interior and trunk.

After inspecting the car body, it is necessary to check the operation of all the main mechanisms: accelerator pedal, clutch, brake; all sensors located on the front panel and in other places of the car; the operation of the radio and electronic "chips" that are included in the package - parking sensors, navigator and others.

The next task is to open the hood and check the appearance of the engine and other units; level of all necessary fluids; fastening of the accumulator, filters, tanks; wiring condition.

Documentation

After inspecting the car, you can pay the required amount to the cashier and draw up all the relevant documents: certificate of registration of the car; maintenance pass; documents that confirm the payment for the car and the installation of additional equipment (crankcase protection, alarms); insurance.

Complete with a car, the salon is obliged to provide the buyer with a spare wheel, a jack, two keys to the car and an alarm, a user manual, service book with appropriate notes.