Does the hitch need to be registered? Self-installation of the towbar

The Europrotocol or notice of a traffic accident is a document that allows car drivers who have been in an accident to issue it quickly, on their own, without involving traffic police officers and without creating many hours of traffic jams. And in the end, also receive monetary compensation under the insurance policy in your insurance company.

Registration of the Europrotocol depending on the type of insurance policy:

Under the current legislation of the Russian Federation, you have the right to receive payments or car repairs under any insurance policy, whether it is OSAGO or CASCO.

In what cases can I issue a Europrotocol in 2020?

Europrotocol can be issued at the scene if:

1. The collision took place between two cars. But you need to know that a car with a trailer will be counted as two cars. Therefore, if more than two cars are involved in the accident, or one of them was with a trailer, then the conclusion of the Europrotocol is impossible. If three or more cars got into an accident, then you must call the traffic police. Otherwise, when you come to the insurance company with the Euro protocol, which will indicate that more than two cars were involved in the accident, you will be denied acceptance.
2. As a result of the accident, only vehicles and no casualties(passengers, drivers, pedestrians).
3. Between the participants in the incident no disagreement about the circumstances of the collision. The conclusion of the Europrotocol was a mutual and voluntary decision.
4. Damage to the injured party should not exceed 100 thousand rubles.

If at least one of the conditions for concluding the Europrotocol has been violated, then it is necessary to call the traffic police. If you did not do this and filed an accident with the Europrotocol, then your insurance company will refuse to pay you.

Where can I get the Europrotocol form?

If you still got into an accident and decided to issue it yourself, then the question arises: Where can I get the Europrotocol form? This form can be obtained free of charge from your insurance company. It is also possible that you already have the Europrotocol form. Most often, insurance companies, when selling an insurance policy, put one copy of the form into it.

Can I print the Europrotocol myself?

If you do not want to go to the insurance company, you can download the Europrotocol template on the Internet. But keep in mind that the insurance company may make a number of claims against the form downloaded from the Internet or even refuse to accept it.

The Europrotocol, which will be written by hand on a blank sheet of paper, is not official evidence of an accident that has occurred.

Rules for issuing a Europrotocol in case of an accident in 2020

The Europrotocol, like any other document, must be filled out correctly and in accordance with strict instructions.

Read also detailed instructions on how to behave as a driver and what actions to take in order not to be denied an insurance payment.

The sequence of actions of drivers after an accident

• firstly, you need to make sure that none of the drivers, passengers or pedestrians were injured in an accident;
• secondly, it is necessary to make sure that only two cars were damaged as a result of the collision, and other surrounding property was not affected;
• thirdly, do not drive the cars away from the scene until the end of the registration of the accident, while putting up an emergency sign;
• fourthly, it is necessary to inspect the damage to each car and roughly estimate the damage;
• fifthly, make sure that both drivers have a CASCO or OSAGO insurance policy;
• sixth, take clear and high-quality photographs of the location of the accident so that the surrounding area is visible, photograph general and close-ups of the place of damage to cars with numbers, brake marks, fragments of parts and take testimony from witnesses.

How to fill out the Europrotocol in case of an accident?

You must fill out the form:

• blue ballpoint pen, large block letters and legible handwriting;
• competently, concisely, avoiding the use of jargon, fill in each item of the form;
• try to avoid blots and corrections. If corrections have been made, they are certified by the signatures of each party.

If changes have been made to them after signing the notice of an accident, they must be certified by the signatures of both parties.

What to pay attention to when filling out the Europrotocol form?

In the form of the Europrotocol there is a special place where it is necessary to draw a diagram of an accident with the most accurate indication of all the nuances of the incident.

The diagram should show:

1. The location of the vehicles after the collision.
2. The direction of movement of each car.
3. Features of the geographical area.
4. The presence of signs, traffic lights and markings on the road.
5. Incident address.
6. The presence of damage to the road surface, if this was the cause of the accident.

Do not forget that the Europrotocol is a voluntary and mutual decision of each driver. And if you see that the second driver does not contact you or refuses to fill out an accident notice, or is intoxicated with alcohol, drugs, toxic substances, immediately call the traffic police.

The maximum payment under the Europrotocol in case of an accident in 2020

At this point in time, the maximum amount of damage that can be paid by an insurance company in case of an accident cannot exceed 100 thousand rubles. In some cases, if you live in Moscow, St. Petersburg or in adjacent areas, the maximum payment can reach 400 thousand rubles. BUT! This is only possible if both drivers have satellite equipment installed that will track the exact location of the accident.

Changes in legislation!

If the accident occurred before the amendments to the Federal Law "On OSAGO" on increasing the amount of damage came into force, then the maximum permitted amount of damage will be considered 50 thousand rubles. If the accident occurred after June 1, 2018, then the maximum amount of damage will be increased by 2 times, that is, it will be equal to 100 thousand rubles.

What is the danger when registering an accident with the Europrotocol?

If the form is filled out correctly, taking into account all the conditions for its conclusion, there will be no danger when registering an accident with the Europrotocol. It is also important to come to the insurance company for monetary compensation according to the protocol on time. If these conditions have been violated, the insurance company will refuse to pay you.

Deadlines for claiming insurance benefits

After you got into an accident and issued it with the Europrotocol, you have five calendar days to contact your insurance company. If you do not meet the deadlines, your Europrotocol will not be accepted and the payment will be refused.

Conclusion

Summing up, the Europrotocol can be safely called the fastest, easiest and most convenient way to register an accident. Like any thing, Europrotocol has its pros and cons.

Advantages of Europrotocol

1. Handling minor accidents.
2. No need to call the police.
3. Receipt of compensation from an insurance company.
4. The permitted amount of damage to cars is up to fifty thousand rubles, and from June 1, 2018 it will increase to one hundred thousand rubles.

Cons of Europrotocol

1. Registration of an accident according to the Europrotocol is possible only in strictly defined cases.
2. The consent of the second driver is required. Sometimes this can be very difficult to achieve and you have to call the traffic police.
3. The term for applying to the insurance company for payments is only five calendar days.

All road users are at risk of being involved in a road traffic accident. Therefore, each of them must know how to act in this situation. If a few years ago, drivers in any case had to call the traffic police, now the rules have changed. But not everyone knows how to act now on the road.

I myself recently got into an accident as a driver. Therefore, I had to figure out all the intricacies of compiling a European protocol without calling the traffic police. In fact, everything is not so difficult, you just need to know the basic rules when drivers can draw up documents without calling law enforcement agencies, as well as the requirements for compiling the European protocol itself. This is what I will tell you in this article.

This name is borrowed from European countries, as there drivers draw up about 80% of traffic accidents on their own. In Russia, they also decided to alleviate the situation on the roads so that now drivers can file an accident on their own and they do not have to wait several hours for the arrival of the traffic police. To do this, participants in the incident must use a certain form of notification of the incident.

The Europrotocol in our country is the usual form for notifying an insurance company about an accident in which vehicles were damaged. This document also reflects the infliction of harm to health. It is always issued at the conclusion of OSAGO by each insurance company.

But since in recent years, most insurers issue electronic policies via the Internet, this form is not attached to the printed policy. Therefore, many car owners do not know where to get the required form.

You can get it:

• at any office of your insurance company;
• download from any trusted legal resource;
• In this article.

The form of the form is strictly unified. Therefore, the use of a different notification format is not allowed. The insurance company simply will not accept your application and will not compensate for your losses. Therefore, be sure to check if you have a Euro protocol form in your car.

Terms of registration

Upon the fact of the accident, such a form must always be filled out if in the future one participant in the accident plans to contact the insurer. If drivers resolve the issue amicably without contacting the insurer, then it will not be required to fill it out.

However, the legislation establishes the conditions under which participants can file an incident on their own, without calling representatives of the traffic police. And also there are conditions under which calling them to the place is mandatory. These rules need to be known, since if they are not observed, drivers face administrative liability, up to and including deprivation of a driver's license (for leaving the scene of an accident).

It is allowed to do without calling the inspector in the following cases:

• when only 2 vehicles took part in the situation;
• if each driver has a valid OSAGO policy;
• damage is caused only to these vehicles and nobody else's property is damaged;
• no harm was done to the health of any participant;
• the maximum amount of losses does not exceed 100,000 rubles (this amount has been increased from 50,000 rubles since June 1);
• between the participants in the incident there are no controversial points regarding the incident, and about the guilt of one of them.

You also need to know that a pilot project has been launched, under which residents of Moscow and St. Petersburg, and the regions adjacent to them: Leningrad and Moscow, can independently record damages up to 400,000 rubles, provided that drivers record this incident during an accident to devices with GLONASS satellite. Thus, if in doubt, the insurer can at any time check where the accident occurred and what parts of the cars were damaged in it.

In all other cases, calling the traffic police is mandatory. But you still have to draw up this notice to contact the insurer.

Filling order

This document consists of 3 sheets, where the first two are forms for each driver, and the last sheet is an instruction for filling out. If you do not know or do not remember how to fill out, I recommend that you first familiarize yourself with the rules specified in the instructions. Because if you fill out the document incorrectly, then the insurer has the right to refuse you compensation for damage.

Remember that the first page is made to be self-copying. Therefore, everything that you write on the first form will be reflected on the second. But the reverse side of each of these pages is the usual. It is designed to be completed individually by each driver.

But if you printed a form from the Internet, then your sheets will be ordinary and nothing will be copied. For convenience, you can put carbon paper between the sheets, or fill out the form again. But all the information in it must match the first form.

Basic Rules

It is important to adhere to the established rules so that in the future you do not have to rewrite the notice:

1. Enter all information with a ballpoint pen, then they will be well copied on the second sheet. It is not allowed to use markers, pencils, pens of other colors than blue and black.
2. All information must be written in clear handwriting. It is better to fill in block letters so that later there are no questions about what was written.
3. All fields and all pages of the form must be completed. Where information is not required, a dash or a large Z should be used.
4. The form should not be crumpled, torn. This is a document, so it must be of the proper form.
5. Strikethroughs, corrections, blots are not allowed. But if you need to make an adjustment, it must be certified with a signature and the phrase "Believe corrected."

When compiling the Europrotocol, only one set of the Europrotocol is required. Therefore, it does not matter which of the participants in the incident will provide it.

Step-by-step instruction

It is necessary to fill out the form in the presence of both drivers, as information about each of them will be required. To avoid additional disagreements, it is better to do this together.

The procedure will be as follows:

1. Location of the accident: We prescribe the city and address of the nearest building. If this is a route, then we indicate its name and an approximate kilometer from a large settlement.
2. Date of: we enter not only the day, but also the time of the event by the minute.
3. Number of vehicles: there can be only 2 if you draw up a protocol without calling the traffic police.
4. Number of wounded, dead we put dashes everywhere, because if there are any, you do not have the right to file an accident on your own without law enforcement agencies. But when filling out this document with the traffic police, you must indicate the actual data in the document.
5. Certification, in our case we put a cross to the word " No", since only law enforcement officers have the right to send him.
6. Material damage to third vehicle, property: also put a cross on the word " No", because otherwise the traffic police call will be mandatory.
7. Witnesses: it would be best if you could find an uninterested witness nearby. Here you need to specify the name, address, phone number of the person.
8. Registration by the traffic police officer: indicate what has not been done.
9. From 9 to 15 points must be completed for both drivers. One of them will be the driver of car "A", the other driver of car "B". At the same time, with regard to guilt, it does not matter who will be under which letter. In paragraph 9, we indicate information from the STS: car make,VIN, state number, STS details.
10. Owner: also indicate from the certificate of registration of your car. Except Full name must also be specified registration address.
11. Driver: he may be the owner of the car or another person. Here it is necessary to indicate not only Full name And address, but also telephone, driver's license number, category of rights And date of issue, name of the document on the basis of which this person controlled this vehicle.
12. Insurer: here we enter its name from the insurance policy, then the details of this policy, the validity period. You also need to make a note if there is insurance against damage (CASCO).
13. Impact location: here it is necessary to note the place where you initially encountered another vehicle. Be careful, as there are 3 vehicles depicted: a truck, a car and a motorcycle. Choose a vehicle that matches the dimensions of yours.
14. List of damage: here we indicate only visible damage to parts. To do this, you need to carefully inspect your car for chips, scratches, cracks and other defects that have appeared.
15. Notes: Here you need to indicate whether you consider yourself guilty. For mutual filling out of the document, one of the drivers must write that he pleads guilty, and the second does not plead guilty. Based on this, the insurer will pay compensation to the innocent and claim it from the insurance company of the guilty.
16. Circumstances of the accident: this point is very important. Here you need to be very careful, since both drivers must put marks and their actions. In practice, when filling out the Europrotocol, many people make mistakes here. The driver of vehicle "A" must make marks on the left side, closer to the column where he entered information about himself. The driver of vehicle "B" puts the marks to the right. First, read all the possible items and determine what each of the drivers should check. Also, at the bottom, do not forget to put the number of cells where you made a mark.
17. Scheme: most drivers do not like this particular item, because it is sometimes very difficult to depict an understandable accident pattern. You should sketch two rectangles "A" and "B" at the moment of collision on the road. In addition, around you should note the location of road markings, the presence of lanes, the direction of movement (arrows), and also indicate the number of the house or other building in order to understand the location of cars relative to the street. In addition, it is desirable to mark all road signs and traffic lights.
18. Signatures: they are put by both participants, which is a confirmation of the correctness of the entered data and agreement with what is written.

I recommend checking the validity of the co-driver's OSAGO policy not only using a printed document, as it may turn out to be fake, but also using an electronic database. Make it easy. It is enough to enter the PCA website and use the service of checking the validity of the policy.

On the reverse side, each driver fills in the information independently:

1. TS: it is necessary to indicate the driver of which car fills out this side.
2. Circumstances: Here you should briefly but accurately describe the circumstances under which the collision occurred. You must also state all the facts of your innocence and the guilt of the other driver. Here you also indicate the witness of the accident. After the end of the text, put Z so that no one can add extra for you.
3. Vehicle driver: here it is necessary to indicate who was driving the car: the owner or another person.
4. Information about other vehicles: we put dashes here, since the preparation of this document without calling law enforcement officers does not allow the participation of more than 2 funds.
5. Property Damage: there will always be a dash if only cars are affected. If the damage was caused to other material means, the traffic police call will be mandatory.
6. The ability to move the vehicle on its own: celebrate according to reality.
7. Notes: here you can specify everything that you consider necessary to additionally inform the insurance company. This may be information that you have a video recorder or a phone record of the consequences of a collision.
8. Signature, date, transcript.

You can see a visual example of filling in this video.

Completed forms must be provided to insurers. The guilty participant must send it within 5 days (however, the insurance contract may provide for a different deadline for submission), and the innocent participant within 15 days. If this period is missed by an innocent participant, the insurer may refuse to compensate him for the damage. In this case, he has the right through the court to demand compensation for damage from the perpetrator of the incident. There is a similar risk if the notice is drawn up incorrectly, and on this basis the insurer refuses to pay.

All disputes with the insurer in any case will be resolved through the courts. And if an innocent driver cannot win it, then he will be able to recover his damages from the culprit, also through the courts.

If the guilty driver does not promptly notify his insurer about the accident, the insurance company has the right to present him with a claim for compensation for the damage paid to the innocent participant.

Therefore, it is extremely important to immediately contact the insurance company to notify it of what has happened. Because otherwise the consequences can be very negative. Be careful when drawing up the European protocol, and good luck on the road!

The rules for issuing a European protocol in case of an accident in 2019 are determined by legislation in the field of insurance. In the article we will talk about them in detail. The document is drawn up without the participation of traffic police officers in the event that there are no victims, and the amount of damage does not exceed 100 thousand rubles (400 thousand rubles in some cases).

When drivers may not call traffic police

The rules for registering an accident without calling the police are defined by Art. 11.1 of the Federal Law "On mandatory ..." dated April 25, 2002 No. 40-FZ. The drivers themselves can file an accident without the participation of the police, but only under the following conditions:

• two cars were involved in the collision;
• damage was caused only to vehicles (no injured citizens);
• both vehicles have OSAGO policies;
• the harm caused does not exceed 100 thousand rubles (in some cases, which we will discuss below, 400 thousand rubles);
• there are no disagreements between the drivers participating in the accident regarding the person responsible for the collision, the list and nature of the damage.

When these conditions are met, drivers fill out a notification form (European protocol in case of an accident) - Appendix 5 to the regulation of the Central Bank of the Russian Federation of September 19, 2014 No. 431-P.

For reference: forms are issued together with OSAGO policies (blue color accident notice).

Reimbursement limit

When registering an accident according to the European protocol, both the fact of a traffic accident and the coordinates of cars can be recorded by means of fixing the GLONASS system, as well as photo and video devices connected to a single system of insurers, photographing the position of cars at the time of the accident.

From October 1, 2019, in accordance with paragraph 6 of Art. 11.1 of Federal Law No. 40, if an accident occurred on the territory of Moscow, St. Petersburg, Moscow or Leningrad Region and its circumstances were recorded using the listed devices, the maximum amount of compensation without calling traffic police officers will be 400 thousand rubles.

In all other cases, the maximum limit of compensation is 100 thousand rubles.

How to draw up a European protocol in case of an accident in 2019 - rules

The European protocol for road accidents-2019 consists of two parts - the main and an additional sheet printed on the back. The protocol is filled in two copies, one for each of the participants in the accident.

Filling in the European protocol in case of an accident (the main part) is carried out by any of the drivers, most often this is done by the injured party, because it is she who is interested in free car repairs under insurance. It is necessary to write in the protocol in a clear and legible handwriting or in block letters, with a blue or black ballpoint pen.

The guilty driver fills in the rightmost column, since each column must be filled in by the driver whose data it contains.

Mistakes are undesirable. However, if this happens, the incorrectly written should be crossed out and the correct mark, number (word, etc.) should be indicated. The correctness of the correction is confirmed by the signatures of both participants in the accident.

Fill out the main sheet

First, you need to specify all the necessary data about the accident (points 1-8). Item 1 indicates the address of the house near which the collision occurred. If the accident happened outside the city, it is enough to indicate at what kilometer and the name of the highway.

In paragraph 7, witnesses (if any) are noted. As a rule, two are enough. The initials and addresses of the witnesses are entered.

Paragraphs 2-6 and 8 indicate the following information:

• the time of the accident;
• the number of vehicles and people involved.

Filling in the protocol columns

Three columns follow in the protocol. In the extreme left, in the corresponding squares and lines of paragraphs 9-12, all data on the affected car and its owner are indicated. The data is confirmed by the signature of the driver of the affected car (TS "A").

In the far right column, similar data are indicated for the car (TC "B") of the culprit of the accident and its driver. They are also confirmed by a signature.

In paragraph 13 of each of the columns, the arrow must indicate the place where the impact occurred during the collision.

In paragraph 14 of each of the columns, the damage received by the car is indicated. For example, the front bumper was dented, the paint on the front left fender was torn off, the front left turn signal was broken.

In paragraph 15, it is fixed which of the drivers is guilty of an accident. That is, the perpetrator indicates that the accident was committed through his fault.

In the middle column (paragraph 16 of the protocol), you need to select the situation that corresponds to the accident that happened, and put a mark in the appropriate box, both from the side of car “A” and from the side of car “B”. In this case, the options for each of the participating cars may be different, or there may be several.

Don't know your rights?

Check out the sample of filling out the European protocol in case of an accident in 2019:

We draw up an accident scheme in the European protocol

In paragraph 17 of the main sheet of the protocol, you need to draw an accident diagram by hand according to the rules indicated below it. The driver filling in the diagram displays:

• The carriageway of the street where the accident occurred, their names.
• Information about road markings, signs, traffic lights.
• The direction of movement of the colliding vehicles.
• Location of vehicles at the time of collision and final stop. Cars are drawn as regular rectangles. To understand the scheme, it is necessary to designate the rectangles with the letters "A" and "B" in strict accordance with the previously completed protocol.

In paragraph 18 of the protocol, both participants in the accident put signatures confirming the correctness of the scheme, and a tick in the paragraph about the absence of disagreements.

Fill in the data about the circumstances of the accident

On the second sheet of the protocol in paragraph 1, a box is marked in front of the car from which the circumstances of the accident will be described.

Paragraph 2 briefly and clearly indicates the circumstances of the accident. For example, a collision on the part of the victim can be described as follows:

Car "A" under my control (full name) was moving along Yuzhnaya Street towards Pobedy Boulevard. Near house number 4, I slowed down to let a pedestrian pass, who was crossing the road at a pedestrian crossing. At that moment, I felt a blow to the back of the car.

Paragraph 3 indicates who was driving the car. Accordingly, it can be either its owner or a person inscribed in the policy. Otherwise, the insurance company will refuse to pay.

Paragraphs 4 and 5, based on the provisions of Art. 11.1 of Federal Law No. 40 are not filled in - dashes are put in them.

Paragraph 6 indicates whether the car can move independently.

Paragraph 7 notes additional circumstances relevant to the case. For example, if photo or video materials are attached to the protocol, this should be indicated.

Photo and video shooting of an accident

Drivers can take photos or videos of accidents using any device, including a mobile phone camera. When photographing, you need to take several photos:

• A general plan with reference to objects that accurately indicate the location of the accident, for example, the address of the house. It is also desirable that the numbers of cars are visible in the photo.
• Place of impact.
• A close-up of the visible damage to each vehicle.
• Additional traces of the accident (if any): braking distance, broken vehicle parts.

Video recording follows the same principles. Photographs or a media with a video recording must be attached to the report and transferred along with it to the insurance company.

What to do with documents

According to paragraph 2 of Art. 11.1 of Federal Law No. 40, the protocol is submitted to the insurance company within 5 days from the date of the accident. This can be done by contacting the insurer's office directly or by sending the document by registered mail with acknowledgment of receipt and a description of the attachment.

In addition to the protocol, the injured party also fills out and submits to the insurance application for payment of insurance (Appendix No. 6 to the regulation of the Central Bank of the Russian Federation of September 19, 2014 No. 431-P).

Participants in an accident should remember that the insurance company has the right to check the presence of damage on cars and their nature. To do this, the insurer may require the cars to be inspected within 15 days. Accordingly, within 15 days, participants in the accident do not have the right to repair their cars and must be ready to hand over the cars for inspection.

Is it possible to appeal the European Protocol

From the point of view of legislation, the Europrotocol is a transaction of participants in an accident. Therefore, it can be challenged under the general rules of Art. 166 of the Civil Code of the Russian Federation in a judicial proceeding, if there are signs of a voidable or void transaction.

The most obvious reasons for challenging the European protocol in court are violations of the law in its execution. For example, conditions may not be met when an accident can be drawn up with a European protocol: there are victims, three or more cars were involved in the accident, there are disagreements between the participants in the accident, etc.

The presence of gross errors, for example, the absence of signatures of one of the parties, filling out the entire protocol by one person, illegibility of the text, numerous errors and corrections - all these are grounds for challenging the protocol in court.

Any party can challenge the protocol. The statute of limitations is 1 year from the date of preparation (clause 2, article 181 of the Civil Code of the Russian Federation).

The execution of a European protocol is an opportunity for participants in an accident to resolve a conflict situation on the road peacefully and without the involvement of traffic police officers. The sample presented at the link in the article will help answer the question of how to fill out the European protocol in case of an accident. If there are doubts about the guilt of the driver, he behaves aggressively, there are no necessary conditions for issuing a protocol, it is better to call the traffic police and not draw up a European protocol.

Participation in an accident and its registration usually involves significant financial and time costs. It is not uncommon for drivers to have to wait several hours for the arrival of a police officer to resolve the situation. This approach is especially unpleasant in case of a minor accident, when the circumstances are already clear.

For such cases, the legislation provides for the possibility of registering an accident with a European protocol. But to use this option, it is important to know the requirements and nuances of filling out the notice.

In this article, you will learn all the necessary information on the simplified procedure for registering an accident and obtaining an insurance payment.

A document that is issued in the event of an accident without traffic police officers

What is Europrotocol?

This is a document that simplifies the registration of an accident without traffic police officers, which is filled out by the guilty driver and the victim.

This approach allows you to significantly save time on the registration of the incident, contributes to the rapid release of the roadway, thereby reducing the risk of new collisions.

When can I use the simplified procedure for registration of an accident?

The law allows the drawing up of a Europrotocol if:

√ The accident occurred between two vehicles, the owners of which have a valid OSAGO or Green Card policy;

√ There are no injured, dead or facts of damage to the property of third parties. The collision involved two vehicles;

√ There are no disagreements between the participants in the incident about the perpetrator and the damage caused.

Europrotocol saves time on registration of an incident

If at least one of the above conditions is not met, registration according to the protocol cannot be recognized as legitimate. It will be necessary to carry out the registration of an accident in the general manner with the involvement of traffic police officers.

The amount of compensation for damage cannot be more than 100 thousand rubles. If more is required to restore the car, then you should take care of calling the traffic police.

Europrotocol for non-contact traffic accidents: is it possible?

A non-contact emergency means that there is no direct contact between two vehicles. To clarify, an accident with such a characteristic is a situation when one of the drivers violated the rules of the road, causing the second one of the drivers to maneuver to avoid a collision, but as a result, the car was damaged.

In Russian practice, drawing up a European protocol is not used in case of contactless accidents. This is due to the need for special examinations to identify the degree of guilt of the driver. Obviously, the participants themselves do not have sufficient powers - the trace procedure takes place only taking into account the scheme that is drawn up by the inspectors.

The same justification can be applied in cases where the cars touched slightly, which forced one of the drivers to maneuver, resulting in other damage. In situations of this kind, it is also necessary to involve a police officer to resolve problematic issues.

Algorithm of actions after getting into an accident

The first collision causes many problems for many drivers. At the same time, difficulties appear as a result of making rather stupid mistakes - the stressful state is to blame. To avoid difficulties, it is enough to know how to act in case of an emergency. For people who doubt their own memory, it is better to always carry a memo with you for such cases or add this page to your browser bookmarks.

Step-by-step instruction:

1. Do not move the vehicle. It does not matter where the collision occurred - even in the middle of the road - you must stop and leave the car, while observing the precautions. Outside the territories of populated areas, populated areas must be in clothing with reflective stripes.

2. Assess the situation and the extent of the incident. If someone needs help, you should provide it using the mandatory first aid kit and call an ambulance.

3. Install an emergency stop sign. At the same time, legal distance standards must be observed: at least 15 meters from the car if the accident occurred outside the settlement, at least 30 meters in other situations.

4. Record the circumstances of the accident with the help of photo and video recording. This must be done within the first hour; a mobile phone is quite suitable for this. Special attention should be paid to the overall picture of the scene, damage, signs of braking and license plate of the vehicle.

5. Find witnesses and write down their contacts. The following information is required: f. And. o., the address of residence and a telephone number at which it will be possible to contact in case of need. It is also recommended to enlist their written testimony. In the future, this approach will ensure high protection of one's own interests in the event of disputes arising from the circumstances of the incident.

6. Assess the situation for the possibility of registering an accident on your own: there are no victims, two cars are involved, there are no objections about guilt, there are no disagreements about damage. It is necessary to make sure that the culprit has a valid OSAGO policy on the website of the RSA (Russian Union of Insurers). Check the availability of VU and STS.

7. Fill out a special form. After specifying the mandatory information, participants in the accident can vacate the scene of the collision.

Attention: if the presence of the vehicle on the roadway interferes with other road users, it is necessary to clear the road before proceeding with the execution of the Euro protocol.

After that, you need to contact the insurance company to receive compensation. This should be done as soon as possible in order to avoid claims from the employees of the UK.

Europrotocol form

The document itself is called "Notice of a traffic accident" and consists of two sheets: the main one, in which all the information is entered, and the additional one, where the information is copied. There are two columns on the front side, which must be filled in by drivers separately. After specifying all significant circumstances, one copy remains with the culprit, the other with the injured driver. At the same time, it is not important who gets the original and who gets the copy - each of them has equal legal force.

Where to get?

The form is mandatory issued by the insurance company when issuing an OSAGO policy. It is undoubtedly more convenient than printed out on your own, due to the fact that you do not have to fill out a second copy, it is copied automatically.

Important: It is convenient to fill out the form issued by the UK, but not required. In situations that are unbearabledelay, hiscan be downloaded here ⇓ and print.

Download the Europrotocol form

How to fill out the Europrotocol correctly

The process of registering an accident according to the European protocol consists in entering information into the appropriate form in two key stages: displaying the circumstances on the front side and indicating individual information on the back of the document.

At the first stage you will have to follow a specific sequence of actions:

1. Enter a place. If the collision occurred on the highway, then you need to indicate its name and the kilometer where the emergency occurred.

2. The date of the accident must be specified as accurately as possible.

3. Display information about the number of damaged vehicles. The number of cars should not exceed two.

4. Indicates information about affected persons. The victims must be absent.

5. The accident was not examined.

6. No damage was done to anything other than the vehicle.

7. Record information about witnesses to the accident. If available, it is enough to indicate contacts and f. And. O.

8. Registration by the traffic police officer was not carried out.

Important: if personal belongings in the car (phone, tablet, laptop, etc.) are damaged as a result of an accident, in order to receive compensation for them, it is necessary to record this on the form.

← 9 . We enter information about the vehicle of the first participant in the accident.

← 10. Who is the owner of the vehicle, and no abbreviations other than those present in the passport are unacceptable.

← 11. Who was the driver of the vehicle at the time of the accident. If the car was parked and the driver was not inside, indicate the person who parked it.

← 12. Indicate information about the insurance company, policy numbers and expiration dates.

← 13. Draw where the first oud fell

← 14. Make a list of damaged car parts. This action should be given special attention.

← 15. In the comments, you can indicate the fact that there may be internal damage that is not visible to the eye.

16. We note the relevant descriptions of the accident.

17. Prepare an accident plan. There are no generally accepted requirements for its compilation, but it is recommended to follow one significant principle: to provide an understandable drawing, the study of which should not raise additional questions.

The schema is created as follows:

The sheet shows the position of the road section where the accident occurred, indicating the names of neighboring streets and numbers of nearby houses. Pay special attention to the markings, regulatory signs and the presence of traffic lights.

Further, the location of the vehicle is plotted on the resulting picture in the form of rectangles at the time of the collision with the letter designation in the form of A and B. The direction of the vehicles is reflected using arrows, the place of impact is indicated with a cross.

Additional important factors in an accident: objects and fragments related to an accident, braking marks, pits on the roadway, etc.

At the bottom of the diagram, it is necessary to give an explanation of the marks used in the figure.

Describe whether property other than the vehicle is damaged, specify who owns it.

The vehicle can move under its own power, because we are talking about a minor accident.

In the "Notes" section, it is allowed to reflect information about the availability of additional information about the accident, which was obtained using photo and video recording tools.

If it becomes necessary to make changes to the already specified data or correct an error, it will be necessary to certify the corrections with the signatures of the participants in the incident.

Important: if it becomes necessary to make changes to the already indicated data, it will be necessary to certify the corrections with the signatures of the participants in the incident.

To exclude the possibility of claims arising from the execution of the Europrotocol, when entering information into the form, certain requirements should be followed:

√ Fill in by hand. The use of a pencil is unacceptable due to the possibility of changing the data in the future;

√ Handwriting must be legible. If it is completely “doctoral”, then it is better to use block letters;

√ The presence of blots or corrections should be avoided, as they can cause unnecessary problems in the future. Therefore, if a mistake is made, it is recommended to take a new form;

√ All required fields must be filled in.

Compliance with the above requirements is the first thing to consider for road accident participants who want to avoid claims from interested parties.

Nuances:

If one of the participants in an accident with a trailer, insurance often unreasonably refuses to pay, referring to the fact that in an accident the trailer is the third vehicle, or referring to the absence of an entry in the OSAGO policy about driving a car with a trailer.

Although the trailer is a vehicle, subject to registration and receiving a license plate, it is not able to move on its own without a car (we do not take into account exclusive cases, such as “push off the mountain”). Therefore, according to the OSAGO law, it is not an independent vehicle, and in the event of an accident should not be considered as a third vehicle involved in a collision.

If there is a driver of an accident drunk whether to call the police or not, it's up to you. It will not affect the insurance payout. Based on moral views, it is necessary to stop the further control of a drunk driver by calling the police. You will lose time, but such simple actions can save someone's life. The insurance company is obliged to make a payment even if the guilty driver was in a state of intoxication at the time of the accident, if he has an insurance policy.

There is insurance, but the driver is not registered. This situation is equated to the absence of a policy, the payment will be refused accordingly, and the money will have to be recovered from the guilty party.

Advice: if you have doubts about your guilt in an accident, the amount of damage, or in the documents of the second driver, call the traffic police and draw up in the usual manner.

Limit of payments under the europrotocol

Now the maximum amount of damages for an accident, issued in a simplified manner, is 100 thousand rubles. This border is relevant not only in the provincial regions, but also for the capital, St. Petersburg and their regions. However, there is an exception for the second group. If the accident was documented according to the European protocol and information from the GLONASS system or another similar system was provided, then the maximum amount of compensation rises to 400 thousand rubles, which corresponds to the OSAGO limit.

Actions of the culprit of the accident after the registration of the European Protocol

The perpetrator is obliged within 5 working days from the date of the accident to send a notice of the accident to his insurance company. This can be done either by visiting the company's office in person or by sending a registered letter with a description of the attachment.

The owner of the vehicle who is at fault in the accident should not start repair work or disposal of the vehicle until 15 calendar days have elapsed. It is permissible to start repairs earlier, only with the written consent of the insurer.

If the company requires that the vehicle be provided for inspection or examination, the owner must deliver the vehicle to the collection point within 5 days from the date of the request.

Important: if the above positions are ignored, then the insurance company has the right to recover from the culprit of the accident, the entire amount of the payment to the victim.

Actions of the victim after the execution of the European Protocol

The injured driver must send a package of documents to his insurance company:

√ Notice of an accident (Europrotocol);

√ Claim for damages (download the form);

√ Disc with photo/video recording;

√ Statement of authenticity of the provided photo/video materials;

What is remarkable: even if the perpetrator of the accident ignores the deadlines for submitting a notice to his IC or simply does not hand over the documents, the injured party will still receive payments.

Actions in case of disagreement with the amount of insurance payments

Unfortunately, it is not uncommon for an insurance company to seek to minimize losses by intentionally underestimating the amount of compensation, delaying deadlines or refusing to meet the client's requirements, citing the fact that not all documents were provided, or there was a violation of the procedural order, although the citizen complied with all prescribed norms.

In this case, to restore their own interests, the victim must use the methods of appeal:

1. First of all, you will need to send a claim to the insurance company indicating illegal actions. The management must review it within 10 days and give an answer to the applicant.

2. If the request in the settlement of the conflict was not satisfied, then the citizen should prepare for going to court. For those who consider the court as a last resort to resolve the conflict, there is another option, contact the Central Bank of the Russian Federation, which controls the activities of all insurance companies. An investigation will be carried out based on the complaint.

3. If this method has not yielded results, then it remains to file a claim. In this case, it is worthwhile to acquire written confirmation of your own position in advance, as well as testimonies and other evidence.

It must be understood that the court decision largely depends on the quality of the prepared claim, so you should think about the need to involve a lawyer.

Is it allowed to contest the European protocol by one of the participants?

It happens when one of the participants in an accident mistakenly made a decision about his guilt in an accident with a simplified procedure for registration. This may be due to lack of awareness, pressure from the opponent, or being under stress at the time of making a decision.

But after a while, having calmed down and consulted with experts, the driver realizes that he is not really guilty. In this case, it is very difficult to prove one's innocence, since all the documents were signed by oneself.

To avoid difficulties and costs in case of an accident, it is necessary to stock up on the knowledge of drawing up a European protocol and an understanding of how to behave in the event of an accident.

03.08.2018

Registration of the towbar (TSU) in the traffic police. Need or not?

Recently, we are often asked the question: "Do I need to register the towbar in the traffic police?".

Specifically, to clarify this issue, we turned to the UGIBDD of the Ministry of Internal Affairs for the Chuvash Republic. The official answer was not long in coming. So, only changes made to the design of the vehicle need to be registered in the traffic police, and the installation of a tow bar on 99% of car models is allowed by the manufacturers of these cars (see the car's operating manual) and this is not a change in the design of the vehicle. We received similar responses from other departments of the Ministry of Internal Affairs of Russia, two responses were sent to us by our clients.

Therefore, the towbar is not subject to registration in the traffic police if:

1. The installation of the towbar on the car is provided by the car manufacturer (see the Car Operation Manual)
2. The hitch has a certificate of conformity and a passport
3. The towbar is installed according to the instructions indicated in the passport, i.e. without making changes to the design of the car

When buying and installing a towbar, you must have:

1. Passport for the towbar with a mark on the sale and installation
2. A copy of the certificate for the towbar, certified by the selling organization
3. Receipt of payment and sales receipt (waybill)

If the car is under warranty from an authorized dealer, then the tow bar can be installed not only at an authorized dealer. It can be installed in any other organization that has a certificate of conformity of the services provided for the installation of the towbar to the technical regulations and GOST, while the car will remain under warranty from an authorized dealer.