So you've decided to buy new car. Of course, buying a new car is less risky than buying an old one. However, do not rely entirely on consultants in a car dealership.
It is important not only to carefully inspect the car you are buying inside and out, check all the documents and certificates, but also conduct the necessary test drive. Otherwise, paradoxically, you can buy a pig in a poke.
Top mistakes when buying a new car
Very often, buyers do not want to spend time studying offers in several car dealerships. But this one of the biggest mistakes, which is allowed by future car owners. The difference consists, firstly, in the prices for the offered goods and services. And secondly, in different car dealerships there is a different assortment and quality of the cars offered. However, more expensive does not mean better.
Second mistake, which buyers allow, is ordering a car. Often people become victims of their own inexperience. The fact is that a car brought to order may turn out to be defective, which most often happens. Also, such a car may arrive in poor condition due to careless transportation. But most importantly, it may turn out to be completely faulty. But the order of the car is made only with 100 percent prepayment.
The next common mistake- Oversight of documents or incorrect execution. It would seem a trifle. But such a trifle can lead to serious consequences. Buyers don't bother checking warranty cards, car documents, licenses and certificates. And, meanwhile, it is important to know the history of the delivery of the car, because it does not always get to the car dealership first-hand. Such an oversight can lead to problems with the service and operation of the car.
How to avoid mistakes when buying a car
Before you do final choice, study the offers of several car dealerships. Ask your friends where they buy cars. Once you've settled on a particular dealership, go shopping. At the same time, if you are a beginner, ask one of your friends who understands cars to go with you and help you choose.
After you decide on the model of the car and its price, proceed to a thorough inspection of the body and interior. The car body must be perfectly clean, and the paint must lie evenly on its entire surface. Take a close look under acute angle sides of the body, trunk, hood and roof for dents, scratches and other damage. To do this, you need to sit down, only then all the roughness will be visible.
Also carefully inspect all joints and gaps between the parts, since it is there that corrosion begins to form most quickly. Pay attention to stickers, inscriptions and accessories, which, most often, mask defects. Check all car doors, they should close equally well. Check also all door locks. Check that the trunk, hood, all doors and windows are closed tightly.
Open the hood and check the position of the engine, the fastening of all bolts and parts. Also carefully examine the bottom of the body, even if you have to lie under the car to do this. It is necessary to inspect the anchor points of the jack, make sure there are no traces of welding and installation of the towbar. Check the trunk and the tool kit in it.
Proceed to inspect the interior of the car. Here you need to pay attention to the toolbar, check the performance of all indicators, buttons, switches and devices. Carefully inspect the upholstery, doors and seats, they should not have swelling or any other damage. Check the seat adjustments, starting with the driver's. The chair should be comfortable and comfortable.
If everything suits you, go for a test drive. It shouldn't be short. Good test drive should take at least half an hour, and even more if necessary. While driving, check gear shifting, clutch and brake operation. Pay attention to the vibration of the steering wheel.
If you have chosen a car with an automatic transmission, then put it in position "D" and release parking brake. The car should move easily. Safety comes first, so it is important that the car is equipped with modern ABS systems, ESP and EBD. When working with the gas pedal, there should be no failures of it.
After the car has passed the test drive perfectly, you can proceed to the paperwork. Here you need to be extremely careful. Check technical certificate purchased car. It must indicate the date of registration and year of manufacture of the car, as well as an identification number(VIN).
The reference-account must indicate the date and place of the purchase and sale transaction, its essence and conditions, the cost of the purchased car and all relevant information about it, as well as the name and address of the car dealership and the buyer's data. Also check the warranty salon and service book.
Find out also about the service of the purchased car, where and how it is carried out. You should not go along with the seller and buy a car on credit, since in this case you can overpay for the cost of the car twice. Also, it is not always worth agreeing to hot offers, promotions and discounts, since behind this successful marketing ploy always hides the personal benefit of the seller. So, having bought a car at a discount, you can overpay for its MOT or purchase of spare parts.
This is a checklist for car acceptance. If any wishes and additions appear, write, we will wish and supplement ...DOCUMENTATION
- Title + 2 copies (for traffic police).
- CCD (there. Declaration) + 2 copies (for the traffic police and for yourself).
- Help-account + 3 copies or DKP + 3 copies (one for the salon, one for the traffic police, one for you).
- Transit numbers. (for driving)
- Check the year of manufacture of the car, the correspondence of the numbers in the documents ( Windshield and a hatch in the floor of the right front passenger) with what is written in the TCP, DKP, C / C, etc.
If the dealer has a mirror, you can also check the engine numbers (Where is it located ??? Here it is desirable to indicate all types of internal combustion engines).
- Service book with dealer stamps.
- Mark about pre-sales preparation(what does it include?)
- Instruction manual for the car in Russian.
- Music user manual in Russian.
- Act of Handover
- Incoming cash order
- Discount card for maintenance (if provided by the salon)
- Keys (2 keys and a plate with the number of keys, needed to order keys in case of loss)
- OSAGO + CASCO (coupon + policy) - if you have already taken out insurance.EQUIPMENT
- Check availability of all basic options. (see offer)
- Check the availability of all ordered special stages. (see contract)VISUAL INSPECTION. PAINTWORK
- Pick up only during the day, preferably in sunny weather, in order to take a closer look at the car.
- Ask to wash it before receiving (agree on the time / date of receipt by phone in advance).
- If the car is tightly pressed by others, ask to be driven out to a free clearing.
Let the manager kick you out so that they don’t blame you for scratching her if that.
- Under the light of the sun, from different angles, look very carefully Paintwork machines. As a rule, at some angle, a scratch (dent) will be noticeable.VISUAL INSPECTION. BODY
doors
- Checking opening and closing
- Closing doors with key fob
Hood
- Open
- Check the reliability of its fixation (in closed and open state)
Trunk
- Opening and closing with a key
- The same from the key fob
Fuel tank hatch
- Reliability of opening and closing
wheels
- Check the integrity and pressure in the tires (How much should it be?)INTERNAL INSPECTION. INSPECTION OF ELECTRICAL EQUIPMENT.
Job Check:
- Power windows (check operation from the key fob)
- Wipers in different modes (front / rear)
- Glass washers (front/rear)
- Central lock
- Drive side mirrors
- Heated side mirrors (check operation by breathing on the mirror)
- Heated rear window.
- Climate control.
- Information display
- temperature sensor
- CD/MP3 player and FM radio (media playback, radio reception)
- Acoustics - right, left, front, rear
- Audio controls on the steering wheel (option)
- Headlight washer (option)
- seat belts
- Heated seats (option)
- Rain sensor (option)
- Sound signal
- Air recirculation mode switch
- Security system (if any)INTERIOR INSPECTION OF THE SALON.
- Check the mirrors in the visors
- Interior upholstery (should be clean, no scratches, no dirt)
- Folding seats.
- Steering column adjustment
- Adjustable lumbar support and lift
- Check the availability in the trunk: spare tire (optional), spray can, jack, handle to the jack, towing hook.
- Interior lighting
- Backlight dashboard and buttons
- Curtain trunk (option)
- Ashtray
- The presence of a cigarette lighter socket and the cigarette lighter itself.INTERNAL INSPECTION. UNDER THE HOOD.
- Checking the engine oil level
- Checking the brake fluid level
- Checking the oil level in the box
- Checking the level of antifreeze
- Checking the power steering fluid levelADDITIONALLY
- Remember that without a road set you will not be registered with the traffic police (TO ticket) and ask for a gift from the salon. Should be: first aid kit, fire extinguisher, sign emergency stop. The rest is at the request of the salon.
- Sign the act only after you are completely satisfied. If there are complaints, attribute it to the act and make you put a seal / signature in your copy. Negotiate compensation. In this case, it is better that the act be in 2 copies - one for you (with dealer seals in the places where the claims are entered), one for the dealer.
- Bring a mirror, flashlight and CD + MP3 with music
So, you decided to join the camp of motorists and acquire own car- and certainly new. Surrounded by many automotive magazines, calling friends and visiting dozens of online forums and communities, you have chosen a car that meets your tastes, needs and financial capabilities. Now comes the most crucial moment - the purchase itself, which, as you might guess, will be a labor-intensive, energy-consuming process.
Buying a car: the first steps
Alas, it is not yet possible to buy a new car via the Internet, like many modern devices. The maximum that you can count on is the possibility of ordering through the dealer's website, however, in any case, personal communication cannot be avoided. Therefore, to begin with, you will have to choose a car dealership in which you will make a purchase.
As a rule, in major cities several dealers deal with one brand at once, and on the Internet you can find a lot of conflicting reviews about them - from praises (often custom-made) to curses (which may also not be entirely sincere). Once upon a time, Chekhov rightly, with his inherent medical accuracy and insight of a genius, remarked: each case must be individualized. We advise you to critically consider each of these reviews.
pick up the phone and do not be too lazy to call each of the car dealerships- their addresses and phone numbers can be easily found through Yandex. Ask the seller a few simple questions: is the car available. If not, when will it be, and is it necessary to deposit funds in order to reserve it? What colors are available? Options? And most importantly - what is the price of the car you need, because, as a rule, various kinds of cheats are added to the base cost.
Even from such a short telephone conversation, you can learn a lot of useful things.
First, you get the information you need first hand You don't have to spend a lot of time going around all the car dealerships. Secondly, you can choose your manager. Believe me, this is very important - in the process of buying you will have to communicate with him for a long time, so I would like some kind of human contact to start. It is not always worth going to the nearest car dealership from home, because, in the end, this can turn into a lot of spent nerves. A good manager during a telephone conversation will be friendly and patient, most likely, he will ask your name and introduce himself, and if you are lucky, he will invite you to a car dealership. Say for a test drive.
One caveat: if you are still not sure that you will buy this particular car (right here), do not take the entire amount with you. Usually a deposit is enough - most often 10-15 thousand rubles, which you can immediately deposit at the cash desk of a car dealership and thereby reserve a car. When everything goes well, you go to a car dealership, already name the phone of your personal manager and agree on a time in advance - they will be waiting for you. And if there are no overlays, you can start the entire amount later.
In addition, it is far from a fact that you will immediately see your car - as a rule, cars are stored in warehouses. You will probably be shown a copy that is in the showroom. And, of course, you will like it. Images from a beautiful summer will immediately appear in my head: country trips, picnics with friends ... Everything is in rainbow colors. But do not rush - all the most responsible ahead.
Buying a car: lending, insurance
It is at this point that you will be asked a sacramental question: "Credit or cash"? Here, two scenarios are possible. If you buy a car for cash, everything is simple: deposit the right amount, sign a contract of sale, insure under OSAGO and - voluntarily - under CASCO. As a rule, you can choose from several insurance companies, and the main thing here is to choose an insurer responsibly. It’s better to overpay a little, but insure yourself with a company with a proven reputation, than later, having catered, God forbid, in an accident, find out by phone that your insurance company is on the verge of bankruptcy ...
But things will get a little more complicated if you decide to buy a car on credit. First, the loan rate different banks varies significantly depending on whether you can provide proof of income or not, and if so, in what form. So, in Sberbank, where today the lowest rate (11-12%), it is most difficult to get a loan - a 2NDFL certificate is required. But VTB24 also works with a “free form” document, but at a higher percentage of 17-18%. If you do not want to bring labor and some certificates at all, the rate can increase to 30%, and Raiffeisenbank mainly works under such programs today.
In any case, everything will depend on many factors, but the lower the interest rate, the higher the current probability of failure. Many creditors have now abandoned programs with a zero down payment, but they are not interested in a large down payment, in the region of 50%. Anyway 600,000 rubles - this is the bar of the loan, overcoming which you will face even more stringent conditions and high interest rates.
Secondly, it is worth considering one more nuance. Let's say you got the go-ahead from Bank A. Initially, a low interest rate on the loan, which cannot but rejoice, seemingly excellent conditions, everything suits us, but then it turns out that we are obliged to insure ourselves exclusively in one single insurance company. But CASCO when buying on credit is a must.
At first glance, everything is fine. Even if the percentage is slightly higher than that of competitors, the loss is still not obvious. If you drive, say, 3 years without accidents (because we take a loan for 3 years), you will be given a discount after the first year and after the second year of operation ...
But, firstly, "accident-free" implies that you need to avoid any accident - even those where the culprit is another driver. And the probability here is 50x50 - either you're lucky or you're not. Second, you need to check this insurance company for its ability to pay. Suddenly she survives last days? In which case, you will not only have to wait for years for payments and sue - very soon you will be called from the bank and asked to insure with another company. And these are new expenses ...
In addition, with such a scheme, the most unexpected tricks are possible - for example, you will have to install a security complex in a strictly defined company at an extremely inflated price. And here the main thing is not to succumb to emotions - agreeing to everything, You may just be out of your budget... Feel free to be meticulous and ask the consultant for the requirements of the insurance company for car protection.
Buying a car: is it worth installing additional equipment in a car dealership?
But suppose the issue with the loan and the method of payment is successfully resolved. Almost immediately, the manager will inform you that you are purchasing, in fact, a “naked” car. It has no mudguards, no crankcase protection, no floor mats, not to mention xenon or parking sensors. In the conditions of urban operation of the car and, as always, a somewhat limited budget, it is worth taking this issue as seriously as possible. Of course, you will be offered to buy equipment right here - at inflated prices, because sales additional equipment, along with service, are the two main sources of income for a car dealership.
But take your time - all the extra equipment, from floor mats to security complex, you can buy it yourself, without losing in quality, but to a greater extent winning in money. Maybe it’s even better to drive a “naked” car for the first time and understand the need for you personally. this equipment? If you see that you absolutely need some options, - you can always install dopas in a professional installation center that has all the necessary documents and MAIN EXPERIENCE, saving the budget.
And here the Internet will come to the rescue again, where you will find many useful information- both on club forums and on the websites of the respective organizations.
We buy a car: Trade-in
Most motorists have long been familiar with the offset system - trade in, that is, the purchase of a new car, taking into account the cost of the old one. Old car simply accepted as the first installment on the loan. It happens like this: a client who wants to buy a new car arrives in his car and undergoes a technical inspection. On average, this procedure takes one to two days. If the client agrees with the assessment amount, he can either pay the missing amount for the new car right away, or take a loan. As a rule, any foreign car up to 5-7 years old, which has passed customs registration and is not listed in the databases for search and theft.
Let's say a person has a 2005 car and wants to buy a new one for $80,000. Arriving at a car dealership offering a trade-in service and agreeing with the valuation of your car, let's say 30 thousand euros, you can set off this amount against a new car. In this case, you will need to deposit the remaining 50 thousand euros or take a loan for this amount.
When buying on credit, the salon receives a notification from the salon that the client’s car has been accepted as a down payment. In order to take advantage trade-in system, you must have all the documents for the car and your passport with you. Everything else is the concern of the salon staff. The advantages of such a system are obvious - saving time and effort.
Buying a car: getting a car at a car dealership
Finally, the final step in purchasing is receiving your purchase. The seller must fill out the act, introduce you to the new car, provide all Required documents, and you - in turn - make sure that they are filled out correctly, and the car suits you. Best of all, if you pick up a car, you will come with a person experienced in cars who you know.
On the Internet, you can easily find a FAQ for obtaining a car, which includes 48 points. Focus on them.
We buy a car: how are we being deceived?
Human rights activists argue that possible schemes Fraud in the sale of cars rolls over - what unscrupulous car centers go to just to earn extra money on unlucky customers!
Yes, selling used cars under the guise of new ones is rare today. As a rule, if the car was used for test drives or served as a replacement, then a significant discount is provided for it when buying. But sometimes the dealership buys used cars(usually they are 1-2 years old) and bring them to a special service, where they make “restoration” (repair, twisting the mileage, etc.). After that, having carried out the necessary manipulations with the documents, they are returned to the salon. Naturally, under the guise of new.
It is very difficult to identify a forgery, but most often a free warranty is offered for such machines. service maintenance on suspicious long term, under one condition - to service the car only in their service. If you hear something like this, this is a reason to be seriously wary. The employees of the car service center where the car will be serviced are notified about everything.
Quite often car dealerships are actively set the price of the car in foreign currency and prescribe their course to her, but they only report this when it is beneficial to them. So, they can equate 1 dollar to 35 rubles, while the exchange rate of the Central Bank on the day of purchase is 29 rubles. But you will find out about this by already signing the contract of sale. You can try to cancel the purchase, but most likely there is a clause in the contract that says that in case of refusal of the car, certain percentages of the cost of the car will be charged. So you can lose a lot of money. So before you sign a contract of sale, find out the exact cost of the car in rubles. And if you've been lied to, you need to sue. Most likely, the car dealership will simply be afraid for its reputation and will return your money to you.
Another scheme of deception is more like extortion. A good salesperson is often also a psychologist. Having chosen a car, you start the paperwork, but suddenly it turns out that you are ahead of yourself: there was an overlay, and the car is already reserved. Naturally, you will be upset, because for you buying a car is a long-awaited event. But after a while, the seller is in a hurry to please you: we are ready to negotiate with the client who is ahead of you, but for a symbolic reward... "If I'm not the only one who wants to buy this car, then it's really good,"- the client argues and, after a little thought, gives the required amount. It is clear that in fact there is no client who ordered the car you like - the seller simply decided to earn extra money.
Very often the reason that customers are deceived is their carelessness and inattention when filling out documents. It all happens like this: you come to a car dealership, choose a car with the desired equipment, pay at the checkout, and when it comes time to pick up your car, you get it with a different set of equipment ... Moreover, the car dealership will not consider all your claims, since in the purchase agreement the sale does not say a word about the configuration of the car you require. As a result, the dealership will receive additional profit, and the level of comfort of your car will drop significantly.
The list of what can be replaced in your car is considerable. This includes: wheels, tires, radio, alarm, parking sensors, lamps, as well as some other equipment. At the same time, they can replace both a single element and the entire filling at once.
Do not be lazy, carefully re-read the contract of sale before signing anything. And even better - do not rush to buy additional equipment in the cabin.
And only bypassing all the pitfalls, getting all the documents and making sure that everything is in order, you will finally be able to drive your new car. Sweet moment! Yes, it was worth the effort...
Some citizens wishing to acquire their own car, fundamentally committed to acquiring new car through a car dealership.
However, such a purchase may be accompanied additional costs, the availability of which is better to find out before contacting the salon.
Modern car dealerships offer their customers wide choose cars "for every taste and color." But when choosing a transport, do not forget that all such salons operate in a competitive mode. Sometimes it is better to look at the same car at several dealers of the brand in order to find the most profitable proposition(some companies offer a discount, a policy or tires for both seasons as a gift for buying a car).
Of course, such pleasant bonuses are not always found, but if you choose the right salon, the impressions of the desired purchase will remain only positive.
First of all, it is worth remembering that bargaining in Russian salons does not make any sense, the amount is fixed and can only change if there are discounts from the manufacturer. But this does not mean that the buyer cannot become the owner of the car on favorable terms.
If you follow certain rules and know about some secrets, you can get a lot nice bonuses and gifts for your purchase.
As statistics show, the most expensive and cheapest vehicles are usually sold without discounts. However, getting a gift for them is quite realistic, for this it is enough to be guided by several rules:
- You can not show the manager your interest in purchasing the model.
- It is best to let the salon staff persuade you to buy this particular car. As a rule, it is in the process of discussing the merits of a car that the manager offers various discounts and gifts that just work when buying this model. The employee should get the feeling that he “promoted” the buyer to purchase a car, then he will be much more willing to offer pleasant surprises for a purchase.
- When inspecting a car, you always need to show your doubt, in some cases this gives certain privileges.
The secret behind this behavior is quite simple. As a rule, salon employees are allowed to use certain levers of pressure on the client in the form of persuasion. For example, some dealers sell cars only in basic configuration. And managers can offer car mats or an audio system as a gift for the purchase - nice addition that any buyer will love.
But if during the inspection of the car the client will already “jump for joy”, no one will offer him any gifts. This is not required for car dealership employees, because the buyer agrees to purchase the car in its original configuration and has no doubts about the quality of his purchase.
Of course, things like a rug or radio can be offered, but only on a paid basis. As a rule, satisfied buyers agree to part with a couple of thousand rubles in order to purchase a car in an improved configuration, without even thinking that they could get all this for free.
Technical procedure for purchasing a car through a car dealership
When purchasing a new vehicle through the salon, the buyer must remember some technical features this procedure. Most car dealerships operate in accordance with the all-Russian standards for the sale of vehicles, so there should be no problems with registering such cars.
However, you can also meet scammers on the market, so it’s best to find out in advance how buying a car from a car dealership looks right.
- It is best to pay by bank transfer. The tax office may find fault with paying for such a large purchase in cash.
- When making full payment for the car, the buyer must immediately receive a complete package of documents for putting the transport on.
- The received temporary package of documents will be valid for 10 days from the date of conclusion of the contract for the sale of the car. During this time, the motorist must deliver vehicle on account.
- Among the documents, there must be a TCP, as well as a temporary insurance policy, the validity of which will be enough to contact the office of the insurance company to conclude a full-fledged insurance contract.
- It is best not to delay registration, since we are not talking about working days, but about calendar days. Some car owners forget about this rule, and become violators, as a result of which they are brought to administrative responsibility.
Even though only new and proven vehicles should be sold in the showroom, it is best to make sure for yourself that the body number, engine and VIN number of the car are correctly applied. This will avoid trouble when registering a car.
Purchasing a car after a test drive
Unfortunately, Russian car dealerships often practice selling “new” cars after a test drive. In fact, such vehicles cannot be called new, as they have already been in use.
Such a car cannot be bought at the price of a new car, since by all standards such vehicles belong to the category of used vehicles. But, of course, many car dealerships refuse to reduce the price of such a car, arguing that the car can be considered new.
In general, salons use the following scheme:
Therefore, a client who sees a vehicle used for a test drive for sale has a real opportunity to purchase such a car with a 30 percent discount. To receive such a discount, it is enough to remind the manager that the salon sells a used car.
How to Prepare for Your Final Salon Visit
After choosing a car, the buyer must prepare for the final visit to the salon. Contrary to popular belief, this step is the most responsible, because the correctness of the transaction, the real value of the vehicle depends on it.
Often, preparing for the last visit to the salon takes even more time than choosing a car and completing all the necessary documents.
How to pick up a car from the salon
The last step in purchasing a vehicle through a car dealership is receiving it. To make sure the quality of vehicles and the literacy of all documents, the buyer must know a few nuances of such a procedure:
As a rule, after talking with an employee of a car dealership and completing all the documents, the car owner forgets about the purpose of all the buttons and levers. Therefore, during a stop, it is worth making sure that you understand the purpose of at least those buttons that are required for everyday driving by car.
Only after completing all of the above steps can you safely head home.
Car lending and insurance in the showroom
Making a car on credit
When buying a vehicle through a salon, a person may not evaluate his capabilities, and find a lack of money only by choosing a car that meets all his needs. In this case, salon managers always offer to buy a car on credit.
In the case when the motorist does not have enough funds, the situation is much more complicated. Of course, in each salon there are representatives of several credit organizations that are ready to offer loans on favorable terms.
However, it should be understood that different credit companies give their customers different interest rate depending on the history of the buyer, whether he has documents confirming the income received.
For example, some banks may offer their customers a rate of 11 percent, but for this you will have to provide a certificate of form 2-NDFL. Some companies offer to take out a loan at 17 percent, for this you will need to submit a free-form income document.
The most unprofitable option is to take a loan without providing any documents confirming income. In this case, the interest rate on the purchase of a vehicle can reach up to 30.
The interest rate on a loan depends on several factors, but as practice shows, the lower the interest, the greater the likelihood of refusal. Many banking organizations have abandoned programs with zero down payments. However, they also do not need a large payment in the form of 50 percent of the cost of the car.
After analyzing the practice, we can note the figure of 600 thousand rubles, above which the motorist will have to face more severe checks.
Making an insurance policy
But if the car enthusiast has enough cash Money, he can simply pay for the purchase, conclude a contract of sale and proceed to issue an OSAGO policy or for his new car.
As a rule, there are representatives of several insurance companies in the salons, so the owner can choose the best insurance option for himself. The main thing is not to rush and approach the choice wisely. It is better to overpay a little for a policy than to conclude an agreement with unknown company and after an accident to find out that she is on the verge of bankruptcy and cannot make payments on her obligations.
Nuances when applying for CASCO and a loan through the salon
If the buyer has chosen a bank in which he was offered a pleasant interest rate on a loan, he may be subject to a condition on the mandatory execution of a CASCO policy in a certain insurance company. Moreover, this insurer may offer unfavorable conditions to which the buyer will have to agree.
Before agreeing to such an agreement, it is worth checking the company for solvency. It is one thing if it is a well-established and well-known organization, and quite another if the insurer is a novice who has not yet proven himself in any way and may go bankrupt at any moment.
Another nuance of such a scheme is that if the motorist decides to put on his car security system, he will have to install it in a strictly defined company, even if its prices do not suit the owner.
All these actions of firms are carried out in accordance with the requirements of the law, so it will not be possible to appeal them in court. Therefore, the buyer should not succumb to emotions and immediately conclude contracts with the first companies without analyzing the offers of other companies.
Do I need to install additional equipment in the cabin?
After successfully resolving issues with representatives of credit institutions and insurance companies, the future car owner will have to deal with car dealership managers.
Almost immediately after returning happy buyer with all the documents, the salon employee can inform him that the purchased car is supplied in the basic configuration, that is, it is practically naked: it is not equipped with mudguards, crankcases, it does not even have rugs and other things that are convenient for driving.
Behind additional fee the buyer will be kindly offered to install everything necessary in the car. However, you should not immediately agree to such a "profitable" offer. All car dealerships sell additional equipment in cars at inflated prices in order to take the maximum from the unlucky car enthusiast.
All additional equipment can be purchased by the car owner independently. Moreover, he himself will be able to choose the quality and save a lot of money.
Some car enthusiasts prefer to drive such a naked car for a couple of days after purchase in order to understand which devices they may need during operation. For example, such a convenient thing at first glance as a parking sensor may not be needed by a motorist who parks his car “the old fashioned way” and does not need to install this device. So why would he overpay money for him in the cabin?
Any equipment can be installed in any professional center much cheaper and by more experienced professionals.
Making a new car when buying at a car dealership is a standard procedure that includes performing certain actions. As practice shows, problems with documents and their execution are quite rare, but you need to know the main steps in order to control the process and avoid any mistake.
Everyone dreams of buying a new car, and the choice, as a rule, begins with determining the model. After that, you need to find suitable salon, which offers a car of this brand at the lowest price. Today, in almost every city there are many different car dealerships, but it is better to buy vehicles from official dealers. This is the most safe option and cases of fraud are extremely rare.
To make sure the reliability of a particular car dealership, you can always read reviews about it on the Internet. It is also important to find out if the seller offers after-sales service, what conditions and how good their services are. The collection of such information will give a complete and objective assessment of the dealership and its reliability.
If you have decided on a car dealership, then you need to go there and discuss the details of the purchase with an employee. In most cases, you can negotiate the price and get good discount if the seller is interested in the client and wants to sell the car. First of all, you need to discuss the configuration of the machine. If this model is available, then you can always ask for a test drive and make sure of your choice. If a test drive for the selected car is not available, then you need to evaluate the vehicle at least in the cabin.
Next, you need to discuss the details of the transaction, the installation of additional equipment, the availability of discounts or gifts from the car dealership. When you come to an agreement and settle all the issues, you can proceed to the paperwork. Quite often, dealers offer their clients transaction support at all its stages, which is a good bonus. How to properly purchase a car and what needs to be done for this? Let's figure it out.
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Features of the design of a new car
When buying a car, you need to correctly draw up documents in order to be able to operate it. First of all, it is necessary to draw up an agreement with a car dealership, and 3 copies are required:
- the seller;
- traffic police for registration.
Note that before signing the document on receipt of the car, it must be checked. Despite the fact that this is a new car, check all the numbers on the body and in the TCP. Also check the car for any defects.
After that, you need to get insurance. Note that from the date of purchase of a car, 10 days are given to issue a policy, but it is better to do it right away. The fact is that if you get into an accident, then you will have to repair the car and pay compensation to the other participant in the accident from your own pocket. For this reason, it is best to take out an OSAGO insurance policy immediately after purchasing a vehicle. The following documents are required for insurance:
- ID card (driver's license will do).
To obtain a policy, you must have a diagnostic card that confirms the passage technical inspection. New cars are an exception, and therefore MOT is not required. Take out insurance in OSAGO and do not worry about the absence of a diagnostic card.
The next step is to register the car with the traffic police. This must be done within 10 days after buying a car in a car dealership, and you need to contact the nearest branch at your place of residence. Note that the size depends on the place of registration transport tax and fines that will come for traffic violations.
To register a car, you must complete and submit an application. By the way, you can do it online. In addition to the application, the following documents are required for registration:
- PTS and its copy;
- contract of sale;
- insurance;
- identity card (passport);
- general power of attorney and its copy (if necessary);
- check for payment of state duty.
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for issuing new state numbers the state duty is 2 thousand rubles. The certificate of registration will cost 500 rubles. Registering a used car is cheaper because you can keep the old numbers.
Important! Registration of a car after purchase in a car dealership is mandatory. If the car is not registered, you will have to pay a fine, and a repeated violation may lead to the deprivation of a driver's license.
Buying a car in a car dealership is the dream of many, because with this car there will be no unpleasant surprises. However, you need to know certain pricing nuances and tricks on the part of sellers. You can often find advertisements that some model is available, say, for 800 thousand rubles, and this is very profitable. A person comes to a car dealership and wants to buy a vehicle for this amount. In fact, it is impossible to get it for 800 thousand rubles. Moreover, the sellers are aware of this and deliberately go to the trick.
The main goal of underestimating the cost is to lure the client into the salon, and then it’s a matter of technology. The representative of the company will explain that there were only a few cars for 800 thousand rubles, which have already successfully gone to happy buyers. However, there is another copy that costs a little more, but has the best equipment. Praises and arguments of car dealership employees are often enough to make a person turn a blind eye to the deceit and buy a car at a higher price. It is this type of sale that is quite common, and when seeing a car in the showroom, buyers are much more likely to agree to unfavorable terms of purchase.
Another trick related to the price is the indication of the cost in dollars or euros. On the one hand, this is normal, and many people are guided by prices in foreign currency. On the other hand, few people realize that the exchange rate at a car dealership may differ from the bank one. As a result, the buyer hopes for one amount, but pays a little more. Such tricks are often resorted to by unscrupulous sellers. Therefore, before transferring money and processing papers, find out the final cost in national currency.
