Bank scammers were selling cars. Typical schemes of fraud in the sale of cars and how to deal with them

In the secondary car market, fraud in the sale of a car with deception of the seller is as common as deception of the buyer. Even if you are as careful as possible and treat dubious offers with caution, the possibility of a scam cannot be ruled out.

Meet different types fraud can be real life, as well as on the Internet. By posting ads for the sale of a car, the seller attracts the attention of not only potential buyers, but also scammers who want to cash in on someone else's expense.

Methods of work of scammers

Most often, auto sellers are deceived in a big way. The object of fraud can be both the car itself and money. The people who develop fraud schemes have a good understanding of the psychology of the seller. They rely on human weaknesses - greed, self-confidence, irresponsibility.

The main types of swindlers working with car dealers are as follows.

1. A wealthy citizen who is constantly busy and does not pay attention to trifles.
2. A rich man who, without bargaining and briefly inspecting the car, agrees to all conditions.
3. A gullible and in a hurry buyer who does not have the opportunity to delve into the intricacies of the transaction.

By their behavior, scammers are able to create a trap, lulling the vigilance of the buyer. Then it remains only to choose for the buyer one of the fraud schemes, already tested earlier on other victims.

Using the details of the buyer's bank card

The task of the fraudster is to win over the seller and lure him out of the details of the bank account, from which all the money is subsequently withdrawn.

At the first stage, the buyer is ready to transfer an advance payment for a car that he allegedly has been looking for for a long time. A deposit can be put on the phone, and the seller's vigilance is weakened.

Further, to transfer money, the buyer asks to give him the bank card number, expiration date, last name, first name, patronymic of the seller and the CVV code indicated on reverse side cards. After some time, the buyer reports that he cannot transfer money to the seller's account, since the bank requires confirmation of the operation. To do this, the seller must dictate to him the code that will come by SMS.

After the code is transferred to the fraudster, the seller is waiting not for the receipt of money, but for the debiting of the entire balance from the bank card. The deceiver, using the received data, manages to pay with funds from the card for expensive purchases in the online store. Using such methods, fraudsters can not only withdraw money from a debit bank card, but also use a credit card within the established limit.

The CVV code is confidential information. Transferring it to an unauthorized person may result in them gaining access to the bank card and its contents. To transfer money, it is enough to tell the buyer the last name, first name, patronymic and bank card number of the seller.

Re-registration of the contract of sale to third parties

The buyer agrees to the purchase of the car and offers to draw up a contract of sale. The contract does not specify all the circumstances of the transfer of the car, and a separate act of acceptance and transfer is not drawn up. Documents are drawn up, the buyer receives the car, and the money is handed over to the seller.

Later, the buyer calls back and asks for some important reasons to renew the contract for another person - for example, a relative. Perhaps even an offer of compensation for the inconvenience brought. If the seller agrees, the second buyer arrives, the documents are reissued. The first contract is destroyed in front of the seller, who does not have time to understand that this is just a copy.

After some time, the scammers return and accuse the seller of fraud, as according to the documents, he sold the car to two buyers at the same time. The price for frivolity for the seller may be a refund for the car and the loss of the car itself.

Responsibility for violation of traffic rules after the sale of the car

According to the law, after the execution of the contract of sale for a car, the buyer can deal with the issue of deregistration in the traffic police. He has 10 days to re-register the car to the new owner.

If for some reason he did not complete the documents on time, then in case of violations of traffic rules, sanctions will be applied to former owner car. He will have to pay transport tax if the re-registration is delayed for a long time. Therefore, it is in the interests of the seller to notarize the transaction related to the sale of the car and make sure that it is deregistered in the traffic police in a timely manner.

Imposition of services of car dealerships

At first glance, fraud when selling a car through a car dealership is impossible. In fact, salons can take advantage of the fact that the owner of the car, distracted by tempting prices and courtesy of employees, quickly loses his vigilance. He does not read the contract carefully, hoping that it was drawn up by lawyers, and there can be nothing illegal in it. This is used by some of the car dealerships. They may include clauses in the contract according to which the seller will incur significant losses.

The salon may not put the car up for sale and wait for the owner to want to pick it up, not hoping to sell it in this place. Since the car will be withdrawn from sale at the initiative of the owner, he will have to pay a considerable commission fee and salon expenses for pre-sale preparation. Such conditions are included in the contract in advance. And since the contract is personally signed by the owner of the car, it is difficult to prove the illegality of the requirements.

Paying with counterfeit banknotes

Paying with counterfeit money or slipping a "doll" instead of money - old way car sales scam. But there are always inattentive people who fall for this trick, and scammers still use it. To avoid such troubles, when paying in cash, you should carefully count the bills and not return them to the buyer's hands.

Fraudulent schemes when selling through the Avto.ru server

The Avto.ru server gained its popularity due to the large number of users. For the same reason, it attracts the attention of scammers.

A simple and convenient way to lure money from the victim is to force her to call the number indicated in the ad on Avto.ru. The ad contains information about the readiness to buy a car from hand on very favorable terms. Calling a potential buyer, the seller hears a message that the subscriber is busy. In order not to miss the opportunity to profitably sell the car, the owner continues to call a few more times, but each time he hears the voice of the answering machine.

In fact, it turns out that the connection is taking place, and the answering machine is a prepared audio recording. And for each connection, money was debited from the seller.

Sometimes a car buyer, under some pretext, refuses to talk on the phone and asks to send SMS messages. After several messages, it may turn out that the number was commercial, and a significant amount of money was deducted from the seller.

Losing at cards

This car sales scam looks outdated and very simple. Much has been said and written about this, and there should be no more victims who lost the car at cards, but they still occur.

Events usually develop as follows. The salesman receives a call from a person who wants to buy a car and invites him to meet in a cafe, inspect the car and talk about buying and selling. A reputable establishment is chosen for the meeting, where good snacks and a friendly atmosphere are conducive to communication.

The meeting is organized in such a way that the seller stays in the cafe for a while. The reason may be waiting for an expert to inspect the machine. Or the buyer himself is a little late and sends friends to the meeting with apologies. It can be inconvenient for the seller to refuse and leave, especially since there are no grounds to suspect the buyer of deceit.

They offer to pass the time with cards. And since the seller arrived without money, they offer to stake the spare tire from the car. In case of a loss, the seller will simply make a small discount to the buyer.

Then it all depends on the excitement of the seller. People who cannot resist the game are easily drawn into fraudulent networks and are deceived. Following the spare tire, other parts lose, they can lose the entire car. The buyer, after examining the car, usually refuses to buy, and the seller is left with a card debt, which they offer to forgive in exchange for the car.

Precautionary measures

When selling a car, you need to be attentive to everything that may seem like a trifle.

1. You should be wary of buyers showing interest in vehicles that have already been deregistered. Such equipment is easier to register, and it attracts the attention of car thieves.
2. You should not go to the buyer alone in a sparsely populated place. When inspecting and handing over the car, it is better to be present to friends or relatives.
3. It is recommended to pay in cash at bank branches. Video surveillance is installed there, it is possible to count money not only by hand, but also with the help of special devices. You can also check the authenticity of the bills there.
4. In case of a wire transfer, you should additionally double-check the receipt of money in the account by contacting the bank directly or using the functions of the online bank. Only after that you can sign the act of acceptance and transfer of the car.
5. You cannot transfer plastic card data, including its CVV code, even to bank employees.

Today, not everyone can afford to buy a new car financially. Then it remains to look for a suitable vehicle with mileage.

However, with this option, one should not miss such a nuisance as car fraud. There are many tricks that are included in the arsenal of attackers.

Therefore, in this article we will talk about the main types and schemes of fraudulent actions when buying and selling a car, and also give helpful tips and recommendations on how to avoid deception and kidka. So.

Basically, criminal acts consist of misleading the seller and the buyer in various ways.

For example, unscrupulous persons can sell a car without having the appropriate authority to do so. Suppose a person wants to alienate a car on the basis of a power of attorney. In this case, it is important to make sure that he has the appropriate authority.

Often scammers use such a technique as selling a car without properly executed transport documents. This is especially true in situations where the buyer is a novice motorist who has recently completed a driving course.

Fraudsters are found not only among sellers, but also among buyers. The most common trick here is paying for transport with counterfeit banknotes. Therefore, the owner of the car should check in advance (if possible) the authenticity of banknotes.

Once again, we repeat that there are a lot of tricks for swindlers. Therefore, before buying the desired vehicle We recommend that you consult with a lawyer or lawyer.

Types of fraud when selling a car, which should alert

There are several options for attackers.

The first of these is the sale of vehicles through various intermediaries.

The second scheme is that the car is sold without documents and at a suspiciously low price (this is especially true for cars with foreign numbers).

Options are used when the alienation occurs by proxy, without the necessary authority from the person acting on the side of the seller.

Finally, if there is clear signs broken numbers, then such a car also cannot be bought.

Criminal schemes of fraud in the sale and purchase of a car or how not to be deceived

Below are some of the main ways to gain the trust of both the seller and the buyer of the car.

Selling a car by proxy

Dozens of articles have been written about this method of attackers' actions. The bottom line is that the ownership of the car never passes to the buyer.

And if so, then there is a risk of seizure of the car for the obligations of its original owner. In addition, heirs can also present their claims for transport.

Selling a car with fake documents

Special attention should be given to the registration of the vehicle passport, as well as a certificate of its registration. If there is any doubt about the authenticity of these documents, then the conclusion of the transaction should be refrained from.

Fraud when selling a car to several persons

The contract of purchase and sale of the car is not subject to notarization.

In this state of affairs, the owner of the car (unscrupulous) can easily draw up contracts for several persons at once, receiving a certain amount of money from them in return. Therefore, you should quickly register the car with the traffic police in your name.

Internet car scam

The basic scheme is that at first the buyer is offered to make a deposit. Naturally, without inspecting the car on the spot, this is fraught with big risks for the buyer. After all, he may not only not see the car, but also his deposited money.

Paying for a car with counterfeit banknotes

This risk is inherent in sellers. It is important to write down the terms of the sales contract correctly. In addition, the presence of representatives from the owner of the car during the calculations is desirable. It is also important to detect a fake in time.

If you did not return the deposit for the car

The only way out is to go to court. But it is important that you have all the evidence of the transfer of funds on hand. A contract, bank statement, other documentary evidence will do.

Car fraud through a car dealership

Auto shops sell not only new cars, but also used vehicles. And here risks can arise for both the seller and the buyer.

For example, a buyer is often forced to overpay for a car, regardless of its mileage and other characteristics.

The seller, on the other hand, runs the risk that he will lose a considerable amount under the concluded commission agreement if the car is not sold within the period specified in the agreement. Indeed, some car dealerships include in the commission agreement compensation for the implementation of pre-sale preparation.

Fraud with a car when lending (secured car)

People often sell cars that were purchased on credit and are secured. As a result, the bank or other creditor may take the car from the new owner in court.

To avoid this, you should get an extract from the register of pledges of movable property from a notary. This should ideally be done on the day of the transaction. If the car does not appear there, then you can defend your rights to it.

Criminal liability and punishment for car fraud

By general rule such a crime is punishable under Article 159 of the Criminal Code of the Russian Federation. Depending on the method of committing fraud and the number of persons involved in it, the punishment can be expressed both in the form of a fine and in the form of imprisonment.

Articles about fraud are grouped in a separate block. Therefore, you must first study the points of criminal law in relation to your own case.

In addition, the amount of damage caused to the opposite side - the victim - will also affect the determination of a possible measure of responsibility.

Before concluding a contract for the purchase of a car, you should know a few practical recommendations in order not to become a victim of fraud and other illegal actions on the part of the counterparty.

If a person is a beginner car enthusiast, then it is advisable to take a friend with you who is well versed in cars. He will look appearance car, as well as study all its main details.

Check transport documents

Examine the registration certificate for the car, registration certificate, identification documents of the owner. If there is a power of attorney to sell the car, then it is worth studying its data. Particular attention should be paid to the term of office.

Check for a lien or seizure on the car

To do this, you should make a request to the traffic police, as well as contact a familiar notary. He will check all registers concerning encumbrances of movable property.

In addition, using online services, it is recommended to check whether there are enforcement proceedings or bankruptcy cases against the owner of the car.

Find out if the car has outstanding fines

All this can be done through the traffic police portal. It will be enough to enter the symbols of the license plate, or the details of the registration certificate.

Prepare a detailed text of the contract

It should indicate all the data on the car (model, year of manufacture, body and engine numbers, existing license plates).

Check the correctness of the calculations

Make sure that all money is counted and checked for authenticity. The ideal option would be to carry out calculations in the presence of a notary.

Change car numbers

There are often "doubles" on the roads. Therefore, it is important to order new license plates when re-registering vehicles. In 2017, it will cost 2 thousand rubles. However, changing numbers can save you a lot of trouble in the future.

We have given only a small part of the tips that are useful to take into account when making a transaction with the sale or purchase of a car. But for each case, there may be additional recommendations.

What to do if you have been scammed

First of all, no matter how paradoxical it sounds, it is worth collecting all the evidence of the commission of unlawful acts. Everything is suitable here: documents on hand, photographs of the car, video materials and testimonies of witnesses.

Immediately write a statement to the police. It should indicate under what circumstances the car was bought (sold). At the same time, the identity of the seller should also be indicated.

You should also refer to the articles of the Criminal Code establishing liability for fraud.

Keep in contact with the investigator after a criminal case has been opened. Once the case has gone to court, file a civil claim for damages. It can be both property (i.e. loss of money) and moral.

In criminal proceedings, filing a civil claim does not require the payment of a state fee. Therefore, feel free to contact the court and do not waste time .

If a guilty verdict is passed against a fraudster or a group of persons, the court will simultaneously decide the issue of satisfying the claim for the harm caused.

You will have a writ of execution in your hands, which will allow you to receive money from a fraudster.

I am glad to welcome you, dear visitors, on the pages of my blog!

This next publication of mine will tell you about such a sad phenomenon as fraud when buying a car, which happens not so rarely, and not only with “suckers”.

Did you know that these scams and car scams are the most common of all auto crimes? Do you know that when selling a car by a private trader on the Internet, outbidding in the car market, or even in a car dealership, sellers almost always practice deceiving the buyer?

Various types of all sorts of tricks related to the sale of cars have long become almost an obligatory attribute of the “correct” sale of cars, and cunning frauds and criminal schemes have become a gray routine. People were scared to spend their money on a car dealership.

And how to avoid such troubles associated with buying a car and conclude a normal deal? Is it possible for an ordinary person? In my experience, I can tell you that it is. Not only outbids can successfully spin on this topic, you can too. Not as professional, but you can clearly distinguish the main types and tricks of car-related scams.

The first thing we should talk about is finding the right purchase option with favorable conditions for you.

Now in the secondary car market, this is mainly used to search through the Internet on online car sites, where a lot of ads for the sale and exchange of cars and their components are posted.

This method is very convenient - you can quickly work out a large number of options. Personally, I like it. But not all ads are submitted by honest people and not all of them are targeted. Let's take a look at their main types.

There are five of them:

• Private traders;
• Outbid;
• Swindlers;
• Fraudsters;
• Dummy.

"Honest" privateers

I took the first word in quotation marks for a reason. Absolutely honest private traders have not been found for a long time, so it’s better not to rely on it at all and constantly have a healthy suspicion.

Distinctive features of private ads:

• The car belongs to him personally;
• Willingness to provide all documents;
• Many photos in different areas with visible numbers;
• Their descriptions are large and detailed;
• The price is set real;
• Often make typos and errors in the description;
• The place of inspection is specific or not important;
• Adequate and accurate contacts with a landline telephone and address.

This is the most the best option to buy where you can find a good car. The owner may be hiding something, but usually these cars are legally clean and the deal has few complications.

The main goal of the seller is to sell his own more profitably, deceiving the little things.

Outbids and salons

These are sour berries of the same field and there is little that distinguishes them from each other:

• Outwardly, the ads look standard and short; those of outbids are often sloppy;
• The price is often understated and does not correspond to the indicated mileage and year;
• All high quality photos taken in one place;
• Contacts are always slippery, with the possibility of quick replacement: mob. phone, email, social network;
• The place of inspection is usually just the name of the city;
• Mileage must be indicated to the nearest kilometer;
• Salons always act in the personalities of girls;
• Almost always they indicate: “do not disturb salons and outbids”, “bargaining at the hood”, “one owner”.

The machines are real, but their data may differ from those declared as heaven and earth, keep this in mind.

The main goal of the seller is to break off more from someone else's, deceiving in any way.

swindlers

The main signs here are the same as in the case of outbid / salons, but there are also some peculiarities:

• Very nice car with a very favorable price;
• A lot of detailed photos and technical specifications, compiled well, straight with professional marketing skills.
• There are always real and cool cars, "decent" hosts, with the obligatory problems of providing full documentation and believable stories to that effect.

The car here is often not only real, but also quite good. It is these banks that take as collateral.

The main goal of the seller is to sell a car to a sucker with a bunch of tough legal problems.

scammers

Do not bring you to meet with this brethren, but some of them do not even suggest this themselves.

Their main differences:

• Maximum scarcity of specifics;
• Photos are always with closed numbers;
• Sale is always urgent nowhere;
• The price of a car is simply unrealistically low, like in a fabulous mousetrap with cheese;
• The ads themselves live no more than a couple of days.

Their calculation is done on the greed of the buyer and real car does not always appear in the diagram.

The main goal of the "seller" is to simply cheat you for money.

pacifiers

Well, these are the same outbids and car dealerships, artificially lowering the price with a mass of fake (fake) ads. This is done in order to mislead private traders, in order to buy their cars at a cost below the market;

Main differences:

• Options are offered such that the car leaves in a couple of hours, and these ads hang for a couple of years;
• Contacts are always fake.

There are no cars here and never will be.

The main goal of the "seller" is that you, having gone to the auto site to find out the average prices, take into account the "price" of their ads.

For a question related to car ads, you can also watch the two parts of the videos below.

By the way, I think you might also need a special extension: AutoBurn . It is installed in leading browsers (Chrome, Firefox) and automatically determines the number of sales for the selected user in the ad sections on popular auto portals. With the help of this tool, resellers are easily eliminated, which gives a significant help to the motorist in his search for the right option.

Legal check of the car

This is the second and most milestone in buying a car. Because if you are divorced on a technical technical, then this is at least physically fixable, and with a tough legal kid, you can have completely insoluble or intractable problems and regret the purchase more than once.

Let's say you have already chosen your option and call the seller with the intention of scheduling an initial inspection. So, be sure to warn him that you need a complete package of documents. Or the visit is cancelled.

Here you can start to "push" all sorts of plausible stories. Don't get fooled. This is a sure sign of an outbid or worse. Look for another option. If the required documents are easily agreed to provide, then this is a good sign.

Here's what you need to request for the meeting:

• Identity document (ideally driving license and passport);
• Vehicle Passport (PTS);
• Vehicle Registration Certificate (CTC).

And keep in mind, if you come across children's tricks like: "oh, I forgot something ...", then don't even think about going on about: "let's get by with what we have, and then ..." - this is a clear deception.

Preliminary stage of document verification

Immediately check the PTS:

• Number of owners and terms of their possession of transport;
• Make sure this TCP not a duplicate: it must indicate this in prominent places, but you check all the corners;
• If the TCP is duplicated, then pay attention to the reason (loss, unsuitability) and the car itself: the old and killed car is beyond suspicion, and if it’s new, then it’s better to leave (especially if the price is sharply reduced) so as not to get on a “credit card”. you can buy only if the owner does not hide it;
• Check the filling in the PTS of the bottom field of the form of the last owner: it must be filled in with data from the traffic police (numbers, state registration plate, dates). If this field is empty or without seals and signatures, then the car was not registered and its STS is issued to the previous owner. In this case, refuse;
• Personal data in the PTS and STS must match the data in the rights and passport. Tales about relatives and godfathers on which the car is framed, skip past your ears. You may even be shown insurance with the name of the seller, but its outbids are drawn up with the owners ahead of time.

The main stage of document verification

Previously, this was not necessary. In the traffic police, during the pre-sale deregistration, the car was punched through the base. But since 2013, the mandatory removal was canceled and until recently people toiled with a check with familiar traffic cops. There were a lot of "credit card machines" and other scams.

Recently, this problem has finally been solved by opening the necessary sections of the traffic police database for free access. A number of other services have also appeared to check various aspects legal purity vehicles and their owners.

Of course, this is somewhat troublesome, but do not be lazy and be careful, especially in cases where they offer an attractive price and rush, motivated by an urgent need for money.

This is often done by scammers, psychologically inflating their victim by inciting greed in him at a low price and imitating urgency. Then a person can rely "on chance" and buy an option that is profitable from his point of view, hoping for a good one.

Therefore, having collected all the necessary data for the car you are buying and for the seller (passport data and data from the STS or PTS), take a few hours to “break through” them both through Internet services. This will not give one hundred percent protection, but it will reduce the risk many times over.

If you are short on time, then check the car on at least two resources:

1. A car on the State Traffic Inspectorate website - this is done according to the identification number (VIN) entered in the appropriate field or according to the chassis number and body numbers. Ideally, there is no mention of a car in the database;
2. The owner on the site "Federal Bailiff Service" - here you can find out that, for example, a certain bank has filed an application for the person you are looking for to recover collateral from him. So your seller is a bug.

But it is still better to apply a broader due diligence.

In order to bypass all the services I offer, scammers must be extra-professionals, and there are few such scammers and they “work” only in the premium class, without spraying even on the average price segment. Therefore, if you are buying a budget and mid-range option, then a comprehensive check on this list services will give a reliability result close to 100%, taking into account relativity, of course.

So here are the services:

1. Main Directorate for Migration of the Ministry of Internal Affairs of Russia - verification of the seller's passport;
2. E-justice - search in the bases of judicial proceedings;
3. Federal Tax Service - search for tax violations;
4. Federal bailiff service - search in the bases of seized property;
5. Federal Notarial Chamber - search in registers for notifications of pledge of movable property;
6. State traffic inspectorate - search in the bases of the wanted transport;
7. Autocode website - history of car ownership and operation (for Moscow);
8. Website "Auto.Ru" - checking the VIN code;
9. Adaperio website - checking a car by license plate and VIN code.

Technical check of the car

At this stage, it is difficult to be 100% safe from deception. According to the technique, everyone is deceived without any twinge of conscience. Your task is to identify as many hidden defects as possible and, on the basis of this, bring down the price as much as possible, if the identified ones did not convince you to refuse the purchase.

A technical inspection is carried out approximately according to the following scheme, which maximally excludes the possibility of a major deception of the true state of the car:

A couple of hidden defects revealed may be insignificant, but if they “pop up” in sets, then it is better to refuse the purchase.

In the video below, when inspecting the car, a huge number of problems were revealed.

Popular scams

Now I will describe the main schemes and methods of fraud that the buyer should be aware of.

Duplicate Title

When a person takes a loan secured by a vehicle, the bank takes away his registration certificate and the car is legally considered a temporary collateral property of the bank. In the traffic police, you can say that the passport is lost and they will restore it without breaking through the banks for the car's creditworthiness. This is how careless people get smart credit cars. It is next to impossible to prove anything to the bank.

"Documents" of outbids

The reseller will never enter himself in the registration certificate and will not register the car - this is extra money and trouble. That is why you need to look at the seller's personal documents in order to calculate the outbid.

You ask, why outbid is a bad option? After all, they can sell good cars. Yes they can. But they do not like to bind themselves with obligations through documentation and, in case of deceit, then you will simply have no one to demand justice from.

When an outbid takes a car for sale, he and the owner do not draw up a sales contract (DCT), but takes a receipt that the car was bought, the money was paid and there are no complaints. Then the outbid will take you to the familiar "solicitors" and they, on the basis of the photocopy of the owner's passport and your documents, will draw up and certify the DCT. Outbid in it will sign instead of the owner with a similar fake signature. The bottom line is that in such an agreement, repurchase does not appear at all, and the owner did not sign it. You will never win any court with this paperwork.

Auto without registration. Includes deception of the seller. No need for transits and deregistration now, so new owner may not register a car within the prescribed 10-day period due to forgetfulness or reluctance. Then the owner has the right to write an application to the MREO himself to deregister the transport. As a result, the car enters the traffic police database as wanted. They catch him and put him in the impound. The new owner is fined, and subsequent registration will be very problematic.

In another option, if neither the owner nor the buyer are active in registration, then all fines and taxes will go to the old owner. Fraudsters sometimes use this in special cases.

Well, there are precedents for outright hooliganism on the part of the seller. If, having received your fine, he gets angry, he can write an application for the disposal of “his” car. Then the car will get stuck on a joke and turn into the subject of a troublesome and unpromising litigation.

Such problems can cause the sale of cars by proxy.

Divorce of a buyer in a car dealership

Used for both new and used vehicles. You liked the car in the showroom at a very good price and you decide to buy it. On the spot, you will be convinced that the price is true and you will sign a 25-page contract without reading it completely.

But as soon as you pay the required amount, another document will be placed in front of you, according to which you will be required to pay almost the same amount for salon services, or something like that. The pill will certainly be sweetened by the possibility of you paying this robbery in installments.

Of course, you will be indignant and refuse the transaction and you will be offered to cancel it. You will do it with joy, and the salon manager will sadly put a third paper in front of you, according to which you will be charged a penalty in the amount of half the amount paid. And it's all completely legal!

Such schemes are often found in Moscow, for example, where buyers from the regions who are the easiest to deceive become frequent victims of divorces.

The two videos below show customer scams at car dealerships, the most insidious type of car scam.

Divorce for prepayment

Having found a very attractive option, you call the seller, from whom you learn that he does not live in this city, but really sells the specified car for indicated price. Only very urgent, and therefore cheap.

You will say that you are leaving for an inspection. The owner will answer that you can go in vain - those who wish constantly call, they can get ahead. Then you yourself offer to make an advance payment, to which the "seller" easily agrees. You part with some, sometimes significant amount, and this is where the “deal” ends.

That is what this video is about.

Complex theatrical schemes

It happens that scammers use very complicated schemes. For example, they show a car and play a whole performance with two characters: a "seller" and his friend (accomplice). There are many variants of this representation, but the main point is that the "seller" goes "for five minutes" to "his apartment" with the buyer's money, leaving an accomplice "as a pledge" with him.

When the "seller" is delayed, the accomplice goes to "hurry" him, leaving the buyer to stand by someone else's parked car, which the crooks passed off as their own. The curtain falls on this.

Robbery

In fact, outright robbery is not accepted among the elite environment of scammers and swindlers. By this they drop their high criminal qualification authority. But a robbery with elements of fraud or vice versa can take place. For example, a crook caught you on a bait with a fake car and set the time for the deal.

They know that you left with money, they know the route and time. On the way, a small accident happens and you are deliberately carried away by the proceedings, and the money from the salon just at that time will evaporate.

• If it seems to you that you are being deceived, then it is better to believe yourself. You don't think so! In auto-buying, it is more profitable to trust your intuition, which does not oblige you to anything.
• Check the condition of the engine number very carefully. All suspicious deviations from the norm will indicate that the car is “killed” and, most likely, criminal (in theft).
• If during a test drive the owner tries to distract you with a conversation or turns on the radio loudly, then there is a possibility of knocks in the engine or suspension.
• If the owner stubbornly does not let you drive, then automatic transmission The transmission is most likely not fully functional.

And one more good advice regarding the advisability of using car services for checking, you will find in this video.

Conclusion

Well, let's sum up some results of our conversation with you today:

• When buying a car from the secondary market, fraudulent risks are many times greater than similar ones, for example, in the sale of secondary housing;
• Going to buy a car, you should know the basic divorce and fraud schemes, even if you buy it in a respectable car dealership;
• The best protection for the buyer of the car will be a good detailed course of special training from experienced outbidders.

Concluding our conversation with you, I want to remind you that there is no need to be afraid of the secondary market. This is a very useful niche, requiring only knowledge about its specifics, attentiveness and caution.

And what tricks were used against you and what did you fall for? Or maybe you just know someone? Tell us about it in the comments and, perhaps, I will supplement this article with your story!

Share everything that you have learned here through social networks, subscribe to blog material updates - there is still a lot of interesting things ahead of you.

Good luck with your transactions, friends, and see you soon.

IN this publication Let's consider the main methods of deceiving scammers, ways to counter and methods of getting out of the situation if you become a victim of scammers.

Fraud when buying a car

The main fraudulent methods are used in the field of car sales. However, there are some tricks that buyers use, their knowledge will protect you from losing money, and in some cases, a car.

Fraud in the field of buying a car can be divided into:

1. Buyer fraud.
2. Dealer fraud.

The first group includes such schemes as:

1. Providing a "doll" of funds under the guise of money

   Often, instead of transferring money for a car, buyers slip newsprint to a gullible seller. In such a situation, the buyer is left without a car and money.

   In order not to get into a similar situation, it is advisable to make mutual settlements with the seller through a bank account or carefully recalculate with the buyer cash.

   Important! If you have already found yourself in this situation, call the police squad as soon as possible and write a statement to the police on the fact of fraud.

   In parallel, you can file a lawsuit to invalidate the transaction and reclaim the car from someone else's illegal possession. However, it is unlikely that you will find scammers and it will be quite difficult to return the funds, since in most cases such “dealers” do not own property that can be foreclosed.

2. Paying for a car with counterfeit banknotes

   This type of fraud is similar to the previous type. However, instead of a “doll”, you receive money and do not know about their fakeness until the first calculation. In this case, you need to act in the same way as in the first case. However, it is unlikely that it will be possible to solve the crime in hot pursuit.

3. Remote meeting point

   If you are selling a car and the buyer has set up a meeting point in a remote location or on the outskirts of the city, then this is something to think about, because after a meeting in such a place, anything from a banal robbery to car theft can happen.

   Important! Do not accept such offers. Always show the car only in a crowded place.

   Naturally, if you become a victim of a crime, you should immediately contact the police.

The second group includes the imposition of additional services when selling your car by a salon.

Sometimes car owners do not have time to sell a car, so they trust the sale to professionals - car dealerships or sales agents.

The scheme of scammers is quite simple: you are given a preliminary contract to read, which you will subsequently conclude, but they ask you to wait with the execution of the contract, since the company has a lot of customers and managers do not have time to draw up contracts for everyone. After several hours of waiting, a manager comes up to you and gives you a contract to sign, of course, you don’t read it carefully, because you read it before. The car scam is exposed when you come to collect the money from the sale. It turns out that the salon staff withheld from you a fee for additional services that were not specified in the original contract. These can be services for car washing, parking during the entire period of sale on the territory of a car dealership, examination of the car’s serviceability. In total, in your hands you get a minuscule amount of the amount you were counting on. Managers and heads of salons, of course, then disappear without a trace.

To avoid such a situation, always carefully read the contract you sign. If you don’t like some terms or don’t understand, it’s better not to sign the contract or let a lawyer read it.

If you find yourself in this situation, immediately write a statement to the police. You can also file a lawsuit in court for the imposition of additional services, improper information, and so on, but this will be quite difficult to prove.

These are the most common scams. However, there are much more of them, so when selling a car, count the money carefully, or use a bank transfer, show the car in a crowded place and carefully read the contract with the agent.

Car sales fraud

The largest number of crimes and fraud schemes exist in the field of car sales.

As when buying a car, all types of fraud can be divided into:

1. Sellers fraud.
2. Fraud of sales agents and salons.

The first one is:

1. Selling a broken car

   This applies more to the realm of deceit than fraud.

   In such a case faulty car sold as being in good condition. However, after the start of operation of such a car, its defects begin to be detected.

   Important! By law, you have the right to demand in such a case repair of the car, reimbursement of repair costs or a reduction in the price of the goods.

   If the defects are irreparable, or cannot be eliminated without a significant investment of funds, then only in this case you can demand a refund for the goods and terminate the contract.

   If you purchased a faulty car, then you should first file a claim with the seller, if there is no answer or the answer does not satisfy you, then go to court with a claim for reimbursement of the cost of repairs, or to terminate the contract of sale and return the funds paid.

2. Selling a car with fake documents

   Fraudsters often practice this scam scheme. Forgery of documents is often carried out in order to hide the real owner of the car, change the year of manufacture, and other characteristics of the car.

   You should also be wary if you are selling a car for duplicate TCP. In most cases, fraudsters intentionally lose this document in order to correct the information contained in the TCP.

3. Selling a car that does not belong to the seller

   Perhaps this is the most common method of cheating scammers. When selling a car that does not belong to the seller, fake documents are most often used.

   Important! In order not to become a victim of scammers, you need to find out from the traffic police whether the car belongs to the seller.

   If you find yourself in a similar situation, then you should immediately contact law enforcement agencies with an appropriate statement.

4. Selling a car to several people

   This situation can happen if the car is sold under a duplicate title or under fake documents.

   The procedure is the same as in the previous scheme of deception.

5. Receiving money without handing over the car

   This situation may arise when the buyer wants to quickly buy a car at a bargain price. However, the seller, for some reason, cannot transfer the car and documents to it immediately.

   Important! In order not to fall into the bait of scammers, we advise you to transfer money and a car at the same time.

   If you have been deceived in this way, you must file a lawsuit in court to recover a car from someone else's illegal possession or to recover the money paid.

   In parallel, you can write a statement about fraud to the police.

6. Receiving an advance (deposit) for a car without its subsequent transfer

   The situation is almost similar to the previous one, but instead of the full amount for the car, the buyer transfers a deposit (advance) for the car, which is not subsequently returned and the car is not transferred to the buyer.

   Important! To avoid such situations, be sure to conclude a deposit agreement, prescribe the essential conditions.

   If such a fraud is committed against you, contact the police on the fact of fraud and with a lawsuit in court to recover the amount paid.

7. Sale of a mortgaged car

   For the most part, such cars are sold at a fairly attractive price and possibly without a PTS at all or a duplicate of the PTS. You buy a car, and after a while you receive a subpoena to consider the case on the claim of the bank (third party) to foreclose on the subject of collateral. You are left without a car and without money.

   Finding out whether the car is pledged or not is almost impossible. The traffic police does not contain this information, and the bank will not provide you with a “foreign” pledge agreement.

   Important! If there is no PTS on the car or there is a duplicate, you should be wary, because the car may be pledged to a bank or any other person.

   Avoiding such troubles is quite difficult, but it is possible to make sure.

   The contract for the sale of a car should contain approximately the following wording: "the subject of the contract is not pledged, there are no rights of third parties to it."

   In such a case, you can invalidate the contract and recover the money paid in court. However, the reality of receiving the paid funds can be found out after the initiation of enforcement proceedings.

8. Sale by proxy

   About 15-20 years ago, the practice of the so-called sale of a car by proxy was widespread. That is, a power of attorney was issued to the “new owner” with the possibility of full disposal of the car, while the car itself was not alienated, but was owned by the seller.

   Now people have begun to understand the legal consequences of such actions, so the practice is slowly becoming a thing of the past.

   When purchasing a car by proxy, you run the risk of losing the car at any time, since you do not become the owner of the car, but only have the right to use and dispose of it (it all depends on the powers prescribed in the power of attorney). The owner can always revoke the power of attorney and claim the car in court.

Fraud by dealers or car dealerships:

1. Sale of a car not of the completeness that was originally declared

   You come to the salon, report that you want a car of such and such a completeness, draw up an agreement and are sure that you have been sold just such a completeness. However, after the first visit to the station Maintenance it turns out that the car does not correspond to the equipment specified in the contract, the equipment you bought is much cheaper than you bought it.

   IN similar situation you need to apply to the court with a claim for termination of the contract of sale and return of the funds paid.

2. Selling a used car under the guise of a new one

   This is probably the most common car dealership scam. The car being sold is positioned as new. However, after visiting the service station, you will find out that technically the car is not new, and the mileage data is twisted.

   In such a case, it is necessary to file a lawsuit in court to recognize the transaction as invalid and return the funds paid.

Fraudsters on Avito when selling a car

1. Change of keys during car inspection

   With this method of deception, 2 people usually come to the meeting, before the meeting they focus on the fact that they need a car with two keys. When inspecting a car, one asks to show the engine or other part, the other examines the key and replaces it with a similar one. The car scammers then back out of the purchase under the pretense of considering the purchase. Usually at night the car is stolen from the parking lot.

   Important! To avoid this situation, never give the car keys to other people until the sales contract is signed.

   If this happens to you, be sure to write a statement to the police.

2. Closing a car dealership

   Fraudsters place advertisements for the sale of a car at a significant discount due to the closure of a car dealership. When you call on the phone, you are offered to pay a deposit for the car, while no one has bought it. You deposit money and then the "salesperson" stops answering calls.

   If you saw such an ad, then most likely these are scammers and you should not communicate with them.

3. Leaving the car in the parking lot

   The fraud scheme consists in the fact that after placing an advertisement for the sale, agency employees call you and offer to drive the car to the parking lot, where they inspect it and offer to leave it for a loan officer to inspect the car before granting a loan to the seller. Naturally, no one buys a car from you. When you want to pick up the car, you are asked for a significant amount for parking.

   Important! Therefore, when signing documents, read them carefully and do not agree to leave the car.

So, we have described the main schemes of fraud, but they are constantly being modified, new variants of fraud appear. Therefore, you should be vigilant, check the documents for the car, as well as the reputation and reviews of the seller, if a car dealership sells.

In this article, we looked at the main tricks of cheating scammers, ways to counter and methods of getting out of the situation if you become a victim of scammers.

ATTENTION! In connection with latest changes in legislation, the information in the article could be outdated! Our lawyer will advise you free of charge - write in the form below.

• Ask a lawyer

Questions for lawyers

Where to apply for the return of the car if the car scammers deceived?

Where to apply for the return of the car if the car scammers deceived? Good afternoon. My husband decided to sell the car, posted it on car sales sites. He got a call from a car dealership and was told that their buyer was looking for just such a car and asked to come for an inspection. Upon inspection, they happily announced that our car is what we need, only it needs to be brought into proper condition (tint, cleaned, glass changed, etc.) And they said that they would do it themselves and include these works in the cost of the car, as well as their commissions. And that in three days the car will be made and sold. We concluded an agreement with my husband, asked for all the documents (thank God original TCP, the husband did not give). Of course, after 3 days no buyer appeared. They fed breakfast for a week, told stories about the fact that the buyer postponed the meeting, then that he did not pick up the phone. And then they demanded to lower the price for the car. Of course, my husband refused. And after reading the contract, I discovered that if they do not sell it in 3 days, they can sell it as much as they like. And we can't terminate the contract. Because we will have to pay them the cost of the repair that was not done properly (scratches and not all of them hastily covered up) and all the expenses incurred by them. The husband suggested that they buy the car and sell it on their own. To which they replied that they would give no more than 80 thousand rubles for it. Market price our car is from 200 to 260 thousand. Then my husband asked me to calculate how much we owe if we want to pick up the car. We were told the amount of 110 thousand, which is half the cost of the car. Now 3 weeks have passed, the car is not sold, we have reduced the price several times. These people every time demand to reduce the price of cars even more. And now they don’t answer the phone at all and don’t want to talk. Tell me what can be done in such a situation? Where to apply? Police, prosecutors? Can something be done and is there a fact of fraud in this?

Lawyers Answers

Grigoryants Gurgen

Hello. Neither the police nor the prosecutor's office will help you. It is necessary to terminate the contract with this car dealership and return the car.

Kuzmin Anton

Good afternoon. You need to apply to the court with an application to terminate this agreement. Most likely you will have to pay the cost of the work performed. But the plus is that you can turn to an independent expert (or to forensic expert) in order to establish the cost of these works and reduce the amount established by the car dealership. I am sure that from 110 thousand this amount will decrease significantly! Perhaps it will reduce their ardor. Good luck to you!

Nikiforov Vyacheslav

If there is a contract, then there is no crime. Only within the framework of civil law relations, you will have to go to court with an application to establish the real cost of the repairs made, according to a number of forensic examinations.

The car sale scheme seems to be fraudulent, how to determine if it is or not?

Hello. There is a desire to purchase a car as a private person. The seller says that the car is registered in the name of a legal entity, but is inscribed in the TCP. However, he himself is not the owner. Could it be fraudulent scheme provided that the company-owner of the car is seized? That is, an illegal sale and purchase will be made, then the bailiffs will take away the car, and as a result we have neither money nor a car. Thank you in advance for your cooperation.

Voskoboynik Alina

Good afternoon, Denis! The sale of the car must be carried out on behalf of the owner or on behalf of a person acting under a general power of attorney from the owner. If the owner is a legal entity on which enforcement proceedings have been initiated, and the car is under arrest, then buy this car not worth it. Since in the future the bailiffs may initiate legal proceedings to invalidate the transaction (your time and nerves will be spent). If the transaction is declared invalid, you will receive the money transferred during the sale back. On the part of the legal entity, there are actions aimed at withdrawing property that should be transferred to the auction by bailiffs. Sincerely, good luck.

Gentlemen of Japan! You be more careful there -
in our cars ... We still have to drive them.

Analyzing crime statistics, you clearly understand that cars attract thieves and scammers, like iron filings magnet. As soon as the "iron horses" suffer: the wheels are removed, the radio tape recorders are pulled out, the windows are broken, they are stolen, etc.

The most criminogenic, from the point of view of fraud, was and remains the purchase and sale of a car in the car market and "through ads", including on the Internet. Moreover, there are many ways to deceive both the buyer and the seller - from an elegantly furnished "kidnyak" to handing out a "doll" or fake bucks.

A "teapot" who wants to buy a car can be swindled in a jiffy and persuaded to buy an old "sobber" that has been in road alterations and accidents more than once, but tinted and cleaned up, for a price slightly less than the cost of a new car.

How to protect yourself from deception?

Choosing a car for a person who is ignorant of automotive technology is best with a partner who knows a lot about this matter. And as a result of bidding, the price of a car can be reduced by several hundred dollars or almost twice. Yeah, the rubber leaves a lot to be desired... The rear doors are corroded... The puttied dents on the fender...

The engine is knocking... The heater is not working... The glass is cracked or not heated at all... And be sure that if the owner of the car is very eager to sell it, he will undoubtedly reduce the price for every imperfection and roughness, and, in the end , will certainly yield. In addition, in the car markets, those who want to sell their iron horses are a dime a dozen.

Trust no one to choose a car. This should be done on your own or with a close friend, using objective information obtained by qualified specialists based on an analysis of the readings of modern instruments, and not the stories of a former car owner, a garage owner or the judgment of "free experts" - these are all interested persons. Feel free to ask for documents and make inquiries with everyone possible ways. Try to get as much information as possible before the transaction to avoid surprises after you hand over your money. At the slightest suspicion, refuse the transaction. If you feel that a decision is being imposed on you, the terms of the transaction are dictated, try to seize the initiative, offer your options. In this situation, the seller is more interested in making this deal and must make concessions.

When buying, remember the first rule: find out if the car is stolen and if it is wanted. In this case, only the traffic police will help. Second - the car must be in good working order and with a technical inspection card. After all, external gloss can only be bravado. And a small distance traveled is also just a trick. Winding up (most likely, twisting) numbers is a trifling matter. And in two or three years of operation, even an ordinary Zhigul can easily run a hundred or two thousand kilometers. There was a case when a car with a mileage of 40,000 kilometers was sold to one delighted "teapot" at a fairly reasonable price. And when all the documents were registered at the notary's office, and the new owner drove to his parking place, a large rusty hole was found under the rug. Just right to slow down with your feet. So it is worth paying attention to the price. If it is unreasonably low compared to average cost of this model and this year of manufacture, it may be worth refusing to purchase.

It is usually problematic to determine the real mileage, so it is better to look not at the odometer, but at the condition of the car and its interior. A year may also be overestimated (usually overestimated by a year or two). Exact year release can only be determined by the body number. It is possible to determine the year by the stickers on the glass, the tags on the seat belts, the numbers on high voltage wires and from the wrong side of the plastic parts of the cabin.

In addition, if the car is sold not according to the original, but according to a duplicate of the TCP (vehicle passport), this is suspicious. Titles are often “lost” in order to get a “clean” duplicate at the traffic police, which does not indicate from what year the car has actually been in Russia (this allows you to pass it off as a non-running one). You should not buy a car by proxy - the real owner at any time has the right to demand the return of the car, in addition, there is a risk in such a sale to get a car with legal problems. One more aspect: if you buy a car by proxy with the right of substitution and sale, then remember one thing. After three years, the car can be sold or entrusted to someone else for two years. Well, if the car has served faithfully for five years and is ready to serve as much more, then you will need to look for the old owner so that he again entrusts it to you. Are you sure it will be easy to find? And will he want to re-register the car for free new term? Although, of course, a proxy transaction is much cheaper, without any delays and takes 10 to 15 minutes at best.

Many problems arise with numbered units. Carefully inspect the body and engine numbers - the numbers and letters must be in the same font, the height and width of the characters, as well as the thickness of the lines, must be the same. You should be wary if in the place where the number is filled, traces of sandpaper processing, welding, fresh painting are visible.

You can buy a car in the market in different ways. You can immediately go with the owner to the assessment point, and then to the traffic police to immediately re-register the car to the new owner. True, the option is dreary and far from cheap. After all, a state duty is charged for the car. Knowledgeable car enthusiasts quite skillfully circumvent this law by giving a paw to a car appraiser in a thrift store. And although buying through the traffic police is a long way, it is more reliable.

The market, and especially the automobile market, which people visit with a lot of money, is not complete without swindlers and scammers. Therefore, you should not take the entire amount of money with you at once to buy a car. They can steal. They can rob. True, for professional swindlers, snatching a diplomat or a bag of money from a careless victim or scaring him with a knife, demanding the contents of his pockets, is considered bad form, unacceptable for refined natures. For a sophisticated swindler to rudely rob a sucker is like signing his own impotence. So all sorts of tricks are born, with the help of which, if they take away the money collected for a car over the years, it will probably not be so insulting and scary. However, jokes are jokes, but there are dozens of tricks for cheating suckers.

Here are a few of them.

Fraudsters "work" in pairs: "tenant" and "military". The "tenant" meets the victim in places where used cars are usually sold. He says that a colonel came from one of the "hot" spots (from abroad) and wants to urgently sell his "Volga" inexpensively, as he must return back for a long time.

The "tenant" and the victim go to the house, near which the "military" (usually a pilot) is standing. When a victim appears, he immediately enters the entrance, where a briefcase with house slippers is hidden in advance. The "pilot" takes off his uniform tie, tunic, hides his cap and waits. At this time, the "tenant" asks the victim to wait near the entrance, while he allegedly goes up to the apartment to the "military".

The scammers are already descending together. The "tenant" tells the "military" that he brought the buyer, and leaves, promising to call him the next day. After agreeing on a price, the "military" asks the victim to wait downstairs until he changes clothes, and then go to the hospital where his wife works (she supposedly has documents and car keys). At the entrance he puts on a cap, shoes, and if necessary for the season, uniform outerwear, goes downstairs. They go to the hospital. In the hands of the "military" the same briefcase.

He asks the victim to wait downstairs and goes up to the floor. After some time, already without a cap, but in a white coat, which was in a briefcase, he returns with the keys and a registration certificate for the car. He says that he agreed with his wife about everything. From the same portfolio appears a "secret departure card" with the initials "pilot" and symbols. Such "cards" for scammers, as a rule, are patterns from magazines. Leaving the "secret card" on bail, the "military" takes money from the victim to supposedly take it to his wife. Thus, a trip to a thrift store and paperwork are delayed, as if for a few minutes.

After that, the "military" goes to the hospital with the money and disappears through another exit. And the victim is left without money and a car, but with a pattern, registration certificate and keys.

Another similar example of "pair" work threw.

Finding a buyer for automotive market or according to a newspaper ad, they arrange a meeting near the entrance of a residential building. Having met the victim near the road, the fraudster leads her to the house where the car seller allegedly lives, and, leaving the client on the street, "follows the seller." After 5 minutes, he appears with a partner dressed at home.

Having inspected the car and converged on right price, an exchange is made: money is the keys. Already dispersing, the client recalls: "And the documents?". "Oh, yes, I completely forgot, now I'm running home," the answer follows, and the seller in slippers hides in the entrance. After a while, a second one follows him to "hurry up a comrade."

Feeling something was wrong, the buyer enters the entrance and sees the second exit. Cherishing hope in his soul (after all, the car and the keys are on hand), he goes to the police (there are no documents for the car). And there they only rejoice: "Here's another stolen one."

Another example from S.A. Romanov "Fraud in Russia":

Crimes are committed, as a rule, against visitors. They include two stages: acquaintance and actual deception.

The "tenant" meets a visitor in the South Port (Moscow), where auto parts and used cars are sold. He promises the victim to get a car, having previously agreed on an overpayment for "services". At his request, the victim gives him his address or phone number and leaves Moscow. Under the terms of the contract, the "tenant" must call and inform when and where he will arrive desired car. After some time, the "tenant" reports that there are not one, but two cars on the same conditions. The victim arrives in Moscow at the appointed time with a relative or friend, for whom the second car is supposedly intended. The "tenant" takes the victims in a taxi to technical Center(on Varshavskoe shosse) and introduces you to the "director" or "chief accountant" of the store. These, of course, are figureheads who are not related to the store.

The "tenant" asks the visitors for their passports and leaves ostensibly to fill out the documents. When he returns, he gives them checks or invoices, where their passport data, the price of the car and other attributes are entered, making them believe in the reality of the purchase. The "tenant", the victims and the "director" get into the car. The "tenant" or "director" asks the victim to count out the necessary amount of money, so as not to count later near the cash register. According to him, the cashier has been warned about them and is waiting. The victims count out the amount and, of course, try to put the money in their pocket or their bag. But the "tenant", under the pretext that he does not trust them, asks to put money in his briefcase. They, they say, can pull out part of the money from the bag on the way, and the cashier, they say, will not count.

This is where the "double bottom" portfolio comes in. One of the compartments contains a bundle of paper or a bag of waffles. The victims don't see it. The second compartment is empty, but a slot has been cut in its bottom. This is where the victims put their money. The briefcase is closed and given to the victims along with the key. During these manipulations, the "tenant" or "director" imperceptibly pull money through the slot. The criminals offer the victims to shake the locked briefcase and thus check if there is money there.

The bundle or wafers in the second compartment (or at the bottom) are shaking, creating the illusion of the presence of money. With the briefcase locked, the victims go to the non-existent cashier. The criminals are in hiding.

WITH one and the same car swindler deceived several gullible buyers. A non-working resident of the capital managed to sell one car to several buyers at once, and even so that none of them got it. However, the other day a successful businessman was detained by employees of the Central RUBOP. Some time ago, TsRUBOP operatives became aware of strange car dealers: according to detectives, the cars they sold disappeared in an incredible way immediately after the buyers gave money for them. And indeed, soon the operatives, as the press service of the TsRUBOP told a Segodnya correspondent, detained a 46-year-old unemployed resident of the capital, Vladimir Yershov, who was trying to sell a Grand Cherokee jeep using forged documents. Ershov asked for only 10,000 dollars for his goods - about a third of the real cost of a car of this class. However, the deal failed: at the moment when the happy buyer had already agreed to purchase a foreign car, operatives appeared. During the verification of documents, it turned out that the papers issued for the car were fake. The passport of the seller himself also turned out to be fake: Yershov, previously convicted for drug trafficking, was hiding under the name of 42-year-old Vladimir Saburov. The registration certificate for the Grand Cherokee was also issued in the same name. The false documents were immediately confiscated, and the seller had to explain their origin to the operatives. According to the press service of the TsRUBOP, Ershov sold the jeep not for the first time, but none of his buyers managed to become the owner of the car. So, the detectives noticed, in July 2000 the adventurer had already "sold" the car in a similar way - having received 10 thousand dollars for it, he disappeared, and the car disappeared after him. According to investigators, the swindler worked according to a fairly simple scheme. Together with the prospective buyer, he went to inspect the goods, negotiated the details of the transaction, and when he agreed to buy a jeep, Ershov offered to do the paperwork. The car, meanwhile, remained in the same place where it was examined - as a rule, in the parking lot or not far from the office of some organization. Having issued general power of attorney and having received the money, Ershov said goodbye to the buyer and disappeared from his life forever. And the happy "owner" of the jeep, having arrived where he left it, found that the car had disappeared without a trace. Detectives believe that, most likely, the car was "helped" to disappear by the adventurer's accomplices, who took him away during paperwork. In addition, the operatives believe that "the two episodes known at the moment are far from the only ones, and citizen Ershov, aka Saburov, repeatedly 'sold' cars in this way." In this regard, all victims of his fraudulent actions, employees of the Central RUBOP are asked to call 237-15-89. "Today", 10.01.2001, Moscow

And here are some examples scam car dealers.

Let's say you're selling a car. At the same time, of course, the price is inflated so that there is an opportunity to bargain. Imagine that a person comes up to you and, without hesitation, offers to buy a car at a specified price. Of course, you rejoice at this opportunity, especially since it is always easier to buy than to sell, and there is also a chance to get more than expected. Only now, instead of cash, the buyer has a savings book to bearer. But such a "trifle" can no longer stop you, and you plunge headlong into the process of making a deal.

The buyer leaves in the purchased car, and you go to the savings bank and find that there is no money - they have already been withdrawn. Another option is that the numbers in the passbook are simply faked, for example, 125,000 rubles are indicated, but in fact - 5,000, and 12 are skillfully painted on.

An extremely banal form of fraud regarding sellers of cars brought for sale is also successfully operating - the owner loses a car that has just been brought for sale at cards.

But it just seems banal - it's all about the entourage.

Fraudsters operate in the following way. First, the section of ads for the sale of cars in local newspapers is read, a wheelbarrow is selected. By phone, they agree with the owner to see it, for which the latter is invited to a cafe or other other pre-prepared place.

Further, when the seller comes, the case is furnished solidly. He is seated, treated, having a conversation. There are decent people walking around with cell phones, who invariably sell and buy something, and only in bulk and in wagons. In general, a complete illusion of the seriousness of the buyer's intentions and the impeccability of his reputation.

This is where it all starts. While the buyer is watching the car, his friends, in order to pass the time, offer to play cards (the usual card game in this case is "borax"). And since the seller almost always arrives without money, he is advised to bet at least a wheel from the car being sold (“if we win, there will be a discount”). After losing the wheel, the next part is put on the line, and so on.

Having lost a part of the car in this way, the seller finds out that it did not fit the client. But the card debt must be repaid. Not at all doubting the honesty of the guys, he leaves the car as a pledge, and he goes home for the money.

And when he returns, there are no respectable guys with cell phones, nor his car.

When preparing the page, materials from the book by S.A. Romanov "Fraud in Russia".

But about deception in car dealerships

Secrets of Moscow automarketing

News, 5.05.2009 (http://www.vesti.ru/doc.html?id=282733)

In Moscow, a group of car sellers who were engaged in taking money from buyers was exposed. From the point of view of the sellers themselves - a relatively fair weaning. This is not about private traders from the market - the official car dealership was engaged in scams. At first, buyers were tempted by phone with pre-crisis prices for foreign cars, and then - already when paying at the cash desk - they "arranged a crisis." By the way, the salon was in a bomb shelter.

The general crisis collapse of car sales did not frighten the salon - it continued to deceive its customers. Moreover, buyers have even increased recently, because the cost of cars is growing everywhere, and this salon offered prices lower than before the crisis. Joyful car enthusiasts were happy to pay 226 thousand rubles for the Zhiguli 15th model. We paid a deposit and went to the cashier to pay the rest. Here they were waiting for big news: "There is a price. 18% is added to the price of the car. That is, we add 18% to 226 thousand - it turns out 274,600 rubles." And at that moment they again tried to deceive people, because together with the additional 18%, the amount is still almost 7 thousand less than the one named. The calculation is simple: will anyone count?

Stunned by new price buyers, as a rule, refused cars. But then they were waiting for the second news, even more interesting: pay a fine. “There is a clause in the contract that forces them to give 8% of the cost of the car. Thus, people found themselves in a trap. They had to either pay an inflated cost or a commission,” said Irina Volk, press secretary of the UBEP of the Moscow police department.

The zealous cashier did not know how to prove that he is the smartest, he tries to UBEP employees and this is - test purchase. Four employees of the car dealership have already been arrested. They were charged with conspiracy fraud. Militiamen urge all who bought or tried to buy cars in salon to the address: Kirovogradskaya, 22, to address them with statements. There are already 20 of them. But the scheme worked for several years, which means that there are much more victims. Moreover, in Moscow, such salons are closed not for the first time. And there can be only one piece of advice here: carefully read everything that you are asked to sign.

Manager's greed ruined Tribune. ru, 01/19/2007 As it became known to the Tribune, the other day, employees of the criminal investigation department of the Ochakovo-Matveevskoye Department of Internal Affairs of the Department of Internal Affairs for CJSC detained a 26-year-old manager of the BerlinAvto company (specializing in the supply of used foreign cars from Europe to Russia), who, in just 9 days of last December, illegally appropriated almost 1.5 million rubles. The scheme of the crime was simple. Promising to deliver a car to the client, the young man took a deposit and disappeared. At the same time, the fraudster was happy with any amount. So, on December 12, 2006, he received 1 million 230 thousand advance payments from a trusting customer, and after 6 days he was content with a “modest” 64 thousand. Knowing all the subtleties of the work of his car dealership and acting assertively, the criminal did not give the victims grounds for suspicion. Ruined fraera, as expected, greed. He would have to go to the bottom after the first jackpot, but he continued to regularly come to the car dealership. In the meantime, the client, who parted with more than a million rubles, sensed something was wrong and wrote a statement to the police. A few days later, the fraudster was arrested at the workplace. The head office of BerlinAvto refused to comment on the incident to Tribune, but it is clear that the company's image has been tangibly damaged. The investigation is ongoing, but it has already become known that in his spare time from his “main job”, the fraudster used the same scheme to deceive gullible citizens who wanted to buy latest models mobile phones with a good discount. It is clear that none of them saw any money or mobile phones. Now the swindler is awaiting trial, and former clients- painful thoughts about the validity of the saying about the whereabouts of free cheese.

The number of criminal car dealerships is growing in Moscow

In Moscow, a growing number of car dealerships, whose employees are real scammers. After a successful transaction, many of these offices change addresses and it is impossible to prove a scam. "Moskovskaya Pravda" cites a case when buying a car almost cost the life of future car owners.

The Kochetov family turned to the editorial office of the newspaper, having become a victim of fraudsters at the Chertanovo-Motors car dealership located at 48 Chertanovskaya Street, building 3.

They planned to buy a new car there Chevrolet Lacetti cherry color. The manager said that the cherry-colored car was not currently available, but it could be ordered within five days. After the buyers were invited to the negotiation room, where the final cost of the car chosen by us was specified, including VAT (18% of the total cost) - 503,500 rubles.

Having carefully read the documents, the head of the family was about to sign them, but the manager said that the signature could be put only after an advance payment of 50,000 rubles had been made. The buyers were a little surprised, but they made an advance payment anyway. Soon the manager brought the customers their copy of the work order along with the cash order.

Arriving home, the couple began to examine the documents and found that instead of the original, which they signed at the car dealership, they had a photocopy in their hands. At the bottom, in small print, it was explained that the amount for the car was indicated without VAT, and in case of refusal, the previously paid deposit in the amount of 50 thousand was not returned by the car dealership.

In the morning, the husband and son again went to the car dealership to return the money. Nobody there talked to them. According to the victim, three Caucasian men took them to one of the offices and began to beat his son, accusing him of stealing 150,000 rubles from a car dealership. Then they tried to take the father hostage, in the expectation that the son would go home and bring the above-mentioned sum. In case of refusal, they threatened to deal with the whole family, adding that they had a photocopy of the passport with their home address. A call to the mobile phone frightened off the attackers, and they let the father and son go.

At the nearest police station, the district police officer only calmly reassured the Kochetovs: the attacker had a gas pistol, and in fact of the beating, one should contact the district prosecutor's office. Now the case of fraud in Chertanovo-Motors is being investigated by the local UBEP.

On the company's website - a lot of impartial reviews from buyers who also became victims of scammers. Many entries date back to 2008. But most likely the swindlers from Chertanovo-Motors will be able to escape punishment. Such a firm at 48 Chertanovskaya Street, building 3 no longer exists.

According to law enforcement agencies, similar cases in Moscow car dealerships began to occur more and more often. In early May, according to buyers, the police detained four swindlers of a car dealership located in a bomb shelter on Kirovogradskaya Street. The scammers worked the same way. According to the press secretary of the capital's department for combating economic crimes, there are already several dozen episodes and victims in the criminal case under investigation.

In car dealerships, they can not only deceive. So, on April 26, on the territory of a car dealership in the west of Moscow, bandits attacked a buyer with a knife. And not only were they wounded, they also took away a large amount of money, after which they fled in three foreign cars. Plan "Interception" did nothing, and the unfortunate buyer is now healing his wounds in one of the city's clinics.

Last week on Rublevsky highway, for no apparent reason, a three-year-old sports car caught fire. ferrari car 612 Scaglietti, bought just an hour before. According to representatives of the car dealership where the sports car was purchased, the previous owner kept the car in the garage all the time since November last year. "Anything could happen during this time, up to the fact that the wiring of the car was simply gnawed by rats," the sellers say, and they did not bother to check the condition of the used car.

1. Never leave the vehicle, even for a short time, with open door and the key in the ignition.
2. For long-term parking, you need to find a garage or use a guarded parking lot. You can not park the car in deserted and unlit places.
3. It is advisable to equip the car with a burglar alarm and (or) a locking system. Glasses, a body, other knots need to be marked.
4. No one should be ""temporarily"" entrusted with car keys in order to avoid removing a duplicate from them.
5. Under no circumstances should valuables be left in the car.
6. You can only sleep in the car with the doors locked.
7. The car must be insured against theft.
8. If you are stopped by strangers, find out the reason when closed doors and raised windows; leave immediately at the slightest suspicion of crime.
9. Long trips to unfamiliar places should not be done alone.
10. In the morning, you need to check the presence of license plates on the car.
11. Fellow travelers who do not inspire confidence at first sight cannot be brought up.
12. If you suspect that the car is being pursued, you must immediately go to the nearest police station or traffic police post.
13. Make photocopies of all documents for the car. This will be of great help in the search if the car is stolen. Theft must be reported to the traffic police immediately.
14. Having bought a car, we become its hostage. As you know, a kilogram of spare parts costs 2.5 - 3 times more than a kilogram of a car. Therefore, when buying a used car, be extremely careful; do not do this without a specialist. The quality characteristics of a vehicle are usually evident from the year of manufacture and mileage of the vehicle. At the same time, a qualified inspection by a mechanic in 10-15 minutes. allows you to identify all the pros and cons.
15. The most common offenses in the process of selling cars: the sale of stolen cars, the sale of cars with hidden (irremovable) defects, the failure to transfer the agreed amount (in whole or in part) or the car at the end of the transaction. The buyer must by all possible means to verify the "authenticity" of the car and documents. Existing in the traffic police and trade enterprises computer databases allow you to verify the integrity of the seller in a matter of minutes.