Automobile - expensive thing, which very often attracts attackers. Of course, cars are most often simply stolen, but those cases are not rare when an honest owner of a car decided to sell it for secondary market, and ended up without money or vehicle. What methods of deception exist, and how can the owner protect himself from scammers? These questions are always relevant, especially when it comes to a prestigious model.

Sending passport photos and bank details is prohibited

The seller decided to list his car on one of the sites for sale. And now he receives a long-awaited call from a potential buyer. He became interested in the car and is ready to buy it, but, unfortunately, on this moment he is not in the city. To prevent the owner from selling the car to anyone, the buyer is even ready to leave a large deposit. But is it really that safe?

In order to allegedly circumvent the prohibitions of banks, which often limit the size of the transfer, scammers often ask car owners to send them a passport photo and full bank card details. Of course, a happy seller does not even suspect that they are trying to deceive him and gladly agrees to such a dubious offer. After that, money disappears from the accounts or even dubious loans are issued to the honest owner.

Can I take a deposit?

Collateral for operations on the secondary automotive market- is a common thing. It seems that there is nothing special in this, but even here the attackers found a loophole how to deceive the seller. This method appeared relatively recently and it is best to analyze it with a real example.

A resident of the city of Kansk posted an advertisement for the sale of his VAZ car on one of the sites. After some time, he was disturbed by a potential buyer. The man convinced the man not to sell the car to others, and in order to reinforce his intentions, he decided to transfer an advance payment of 8,000 rubles to the seller. To transfer money, he asked for bank card details. Presumably, the seller told him not only the number, but also the password from the Internet bank. The attacker made a transfer in the amount of 800,000 rubles from the seller's savings account to his own plastic card. After that, the “deceiver” called the man back and asked him to transfer the money back to him, explaining that he simply mixed up the amount.

The gullible seller, of course, could not refuse such a "gracious" buyer and agreed to such a large transfer. Of course, for this he needed to perform many operations. As it turned out, you can transfer an amount of no more than 15,000 rubles at a time. In the process, the man noticed that about 280,000 rubles had disappeared from his account, and only then did he suspect fraud. After the loss of money from the account, the seller immediately contacted law enforcement agencies.

Everything needs to be completed

According to the law, new owner of the car is obliged to register the purchased vehicle no later than 10 days from the date of purchase. In turn, the seller must come to the traffic police with a copy of the sales contract and officially deregister the sold car. If this is not done, and the new owner of the car does not appear at the traffic police, then the car will be listed on the seller. What is the risk?

Everything is very simple. If the new owner of the vehicle violates the rules traffic, For example, speed mode etc., then all fines will fall on the shoulders of the former owner. And he will have to pay the bills. Of course, such an injustice can be challenged in judicial order but it will take a lot of effort and time.

Protecting yourself from such unpleasant situations is very simple. It is enough to come to the traffic police to deregister the sold vehicle. It is also not recommended to sell a car on the CP road without a date, which, by the way, is very common. Then the new owner will be really limited in time. And it is better to sell the car at all with the assurance of a notary.

Potential buyer requires a second key

Also a common scheme for deceiving car sellers. When performing such an operation, scammers usually present themselves as potential buyers and make an appointment with the owner to inspect the car. But this is not just a meeting, as you might guess. In advance, they ask the owner to take two keys for inspection immediately. Often, the naive owner simply does not ask why this is necessary, and the happy (in anticipation of a quick sale) agrees.

Swindlers come to the meeting in small groups. It’s easier to do all the fraud, because one person is simply not able to keep track of everyone. One person during the inspection communicates with the seller, the second person, under the guise of a great specialist, looks paintwork, engine or studies documents, and the third one twists the same second key in his hands. But it does not just twist, but takes data from the built-in chip.

All! It is done. After that, potential buyers decide to "think" about the purchase and hide. And what a shock the seller experiences when one morning he simply does not find his car under the windows.

Exchange with risks

Of course, it is not worth considering that every exchange transaction is dangerous. However, scammers found here how to deceive naive buyers. The circuit is very simple. A net exchange always takes place under one contract and no more! The exchange between the seller and the scammers always takes place with the conclusion of two contracts. And when the seller gives his car into the hands of “deceivers”, but receives nothing in return, then you should not be surprised. Moreover, there is practically no point in challenging such an agreement, because its clauses are formally fully observed.

Viewing in a deserted place

The simplest, roughest and old way cheating while inspecting a car is a common theft. In this case, the hijacking is done right from under the nose of the official owner. As a rule, scammers make an appointment in deserted and remote places.

Then everything happens very simply and quickly. Potential buyers are asked to inspect the car and take a ride on it. Of course, the seller gives his consent. At this moment, the hijackers simply leave the place of inspection, and the owner has no choice but to contact the police to file a statement about the theft of the vehicle.

Installment payment

Such a dubious operation as an installment payment to a potential buyer is the last thing when selling a car. Moreover, lawyers believe that no honest buyer will ever offer the seller to give money for the car in installments.

If the owner of the car hears such an offer, then he must immediately refuse it, because the shortage Money- These are the problems of the person who wanted the car, and not the one who sells it. You should not agree to a deal with such conditions, even if the potential buyer offers to formalize the installment plan, that is, notarize it. In addition, not a single competent specialist will sign such a dubious agreement.

And what's in the dry residue?

Selling a car is always a very complex issue. And do not think that there are only dishonest sellers who are trying to sell their rusted "horse" at a higher price. There are enough honest people in the secondary market, as well as scammers.

To avoid fraud and simple theft, you should always take precautions and not trust all potential buyers. You have to be especially careful when it comes to money. Even if the seller is confident in the intention of the buyer and considers the transaction clean, you must always follow through and double-check all actions. Even when the transfer of money takes place, there is no need to be shy about counting money directly in the presence of the buyer, because it even happens that scammers simply pay off the owner of the so-called. “doll” (there are genuine bills at the top and bottom, and sheets of clean paper in the middle of the pack).

RPDTSYDBEF OE FPMSHLP RTPVMENB RTEMPTSEOIS-URTPUB, OP Y PRBUOPUFSH VSHCHFSh PVNBOHFSHCHN. h DBOOPC UVBFSH NSC TBUUNPFTYN NPYEOOYYUUFCHB, UPCHETYBENSCHE RTY RTPDBCE BCHFPNPVIMS, FPYUOEEE FP, LBL NPZHF PVNBOHFSH RTPDBCHGB.
RTY RTPDBCE BCHFP PYUEOSH CHBTSOP OE RPDDBCHBFSHUS EKZHPTYY

OE UNPFTS OY ABOUT UFP ​​BCHFPNPVYMY RTYFSZYCHBAF CHPTCH LBL NBZOYF. bCHFP HZPOSAF, TBYTBAF, WOYNBAF LPMEUB Y LTBDHF, ZBLFYUEULY, ABOUT ZMBBI X CHMBDEMSHGB. lHRMS-RTPDBTsB NBYYO UFPYF DBMELP OE OB RPUMEDOEN NEUFE UTEDY RTEDRPYUFEOYK BZHETYUFCH. CETFC UCHPYI POY OBIPDSF PVSCHYUOP YuETEI PYASCHMEOYS.љ

lPOEYUOP, RETCHBS PRBUOPUFSH U LPFPTPK NPCEF UFPMLOHFSHUS RTPDBCHEG - ZHBMSHIYCHCHE DEOSHZY. sFP NPCEF ЪBFTPOKhFSH MAVPZP, LFP RTPDBEF NBYYOKH U THL. rPFPNKh RTPCHETSKFE RPMHYUEOOOSCHE DEOSHZY ABOUT NEUFE. rTYCHEDEN FPMSHLP OEULPMSHLP UPCHEFCH, OB UFP UMEDHEF PVTBFYFSH CHOYNBOYE, YUFPVSCH PFMYYUYFSH OBUFPSEYE LKhRATSCH PF ZHBMSHYYCHSCHCHCHCHI. RETCHPE, ABOUT UFP ​​UMEDHEF PVTBEBFSH CHOYNBOYE, FFP, LPOEYUOP, CHPDSOCHE OBLY. DEKUFCHHAEYE UEKYUBU TPUYKULYE DEOETSOSCHE OBLY, LBL RTBCHYMP, YNEAF ABOUT PDOK UFPTPOE NOPZPLTBUPYUOKHA PTMPCHULHA REYUBFSH. oEPVIPDYNP PVTBEBFSH CHOYNBOYE ABOUT UFSCHLY MYOYK RTY RETEIPDE PF PDOPZP GCHEFB CH DTHZPK - SOY DPMTSOSCH FPYuOP UPCHRBDBFSH. pFMYUYUFEMSHOSHCHNY RTJOBBLNY SCHMSEFUS Y YUIFBENPUFSH UBNSHCHI NEMLYI FELUFCH. uFPVSC PFMYUYFSH RPDDEMLH DPMMBTCH, RTPCHETSKFE YI ABOUT PEHRSH. UBNB VKHNBZB DPMTSOB VSHCHFSH YETYBCHPK, LTPNE LFPZP ABOUT PDETSDE RTEIDEOPFC DPMTSEO RTPEHRSCHCHBFSHUS TEMSHEZH. lTPNE FPZP, OERMPIP ЪBRPNOYFSH LBLPE YЪPVTBTSEOYE RTEЪYDEOFB UPPFCHEFUFCHHEF LBLPNKh OPNYOBMH ChBMAFSHCH, RPULPMSHLKh, BZHETYUFSH NPZKhF NBUFETULY RPDTYUPCHBFSH OPMSh, L RTY NOTH, ABOUT 10-DPMMBTCHPK LHRATE.љ

vPMEE RPDTPVOP P FPN, LBL PFMYUYFSH ZHBMSHYCHCHE DEOSHZY YUYFBKFE CH PDOPC Y VMYTSBKYI UVBFEK ABOUT md.љ

nPYEOOIL NPTSEF OEEBNEFOP RPDNEOYFSH DEOSHZY ABOUT "LHLMH". ULBTSEN, RTEMPTSYCH RTPDBCHGH RETEMPTSYFSH UHNNH CH UHNLH, DMS "UPITBOOPUFY Y VEEPRPBUOPUFY". rPFPNKH RETERTPCHETLB OILPZDB MYYOYEK OE VHDEF.љ

lTPNE FPZP, RTPDBCHGH NBYYOSCH NPZHF CHTHYUYFSH YUEL, OE YNEAEYK VBOLPCHULPZP RPLTSCHFIS. pUPVEOOP UMEDHEF OBUFPTPTSYFSHUS, EUMY RPMKHYUEO YUEL, UHNNB LPFPTPZP RTECHSHCHYBEF UZMBUPCHBOOKHA GEOH RTPDBTSY. ON NPTSEF VSHCHFSH HLTBDEO YMI RPDDEMBO.љ

pVNBOHFSH RTPDBCHGB BCHFPNPVIMS NPZHF Y U RPNPESHA RTPUFPK UVETLOYTSLY. dPRHUFYN, GEOH ABOUT BCHFP RTPDBCHEG OEULPMSHLP BCCHSHCHUIM U TBUYUEFPN ABOUT FP, UFP RPLHRBFEMSH PVSBFEMSHOP VHDEF FPTZPCHBFSHUS Y RPRSHCHFBEFUS DPZPCHPTYFSHUSS ABOUT NEOSHYHA UHNNH. i ChDTHZ RPSChMSEFUS YUEMPCEL, ZPFPCHSHCHK UTBYKH BRMBFYFSH HLBBOOSCHE DEOSHZY. fPMSHLP H RPLHRBFEMS CHNEUFP OBMYUOPUFY PLBSCCHCHBEFUUS UVETEZBFEMSHOBS LOITSLB ABOUT RTEDIASCHYFEMS. LBL RTBCHYMP, PRShSOEOOSCHK TBDPUFSHA CHSHZPDOPK RTPDBTSY, IPSYO NBYYOSCH HTS OE PVTBEBEF CHOYNBOYE ABOUT DBOOHA "NEMPYUSH" Y PZHPTNMSEF UDEMLH. oP RPUME FPZP, LBL NBYOB RETEIPDIF OPCHPNKH CHMBDEMSHGH, CHSCHSUOSEFUS, UFP ABOUT WETLOYTSLE DEOEZ HCE OEF, UOSMY! yMY CE PVOBTHTSYCHBEFUUS, UFP GYZhTSCH CH OEK RPDDEMBOSCH, B FPYOOEE YULKHUOP RPDTYUPCHBOSCH OHMY YMY YEDYOYGSCHCH:

UMEDHAEBS UIENB NPYEOOYYUEUFCHB - BZHETYUF FPTZHEFUUS, RMBFIF NYOYNBMSHOSHCHK BMPZ Y RYYEF TBURYULKH ABOUT PUFBMSHOHA UHNNKH. rPUME YuEZP, UFBCH IPSYOPN NBYOSCH, FHF CE RTPDBEF EE, "BVSCCHBS" TBUUUYFBFSHUS U VSHCHYN CHMBDEMSHGEN.љ

OBYVPMEE VBOBMSHOBS, OP CH FPCE CHTHENS KHUREYOP DEKUFCHHAEBS UIENB BZHETSCH - IPSYO RTPYZTSCHCHBEF UCHPA NBYYOKH. YuBEE CHUEZP CH LBTFShch. h DBOOPN UMHYUBE, NPIEOOOYLY DPZPCHBTYCHBAFUS P FPN, UFPVSCH "RPUNPFTEFSH NBYOKH" Y RTYZMBYBAF IPSYOB H BTBOEE RPDZPFCHMEOOPE NEUFP. ABOUT CHUFTEYUE RTYUHFUFCHHEF OEULPMSHLP YuEMPCHEL, CHSHZMSDSEYI CHEUSHNB TEURELFBVEMSHOP. dTHZYNY UMPCHBNY, UPDBEFUS RPMOBS YMMAYS OBDETSOPUFY. rPLB PDYO Y NPYOOILPCH, RTEDUFBCHYCHYKUS RPLKHRBFEMEN, PUMBFTYCHBEF NBYYOKH, EZP DTKHSHS RTEDMBZBAF IPSYOKH, ULPTPPFBFSH CHTENS IB LBTFBNY. b RPULPMSHLKh RTPDBCHEG RPYUFY CHUEZDB RTIETSBEF VE DEOEZ, ENH UPCHEFHAF RPUFBCHYFSH ABOUT LPO IPFS VSC LPMEUP PF RTPDBCHBENPK NBYYOSCH. rPUME RTPYZTSCHYB LPMEUUB ABOUT LPO UFBCHYFUS UMEDHAEBS DEFBMSH: lPZDB IPSYO RTPYZTSCHCHBEF YBUFSH NBYYOSCH, ENH UPPVEBAF, UFP RPLHRBFEMA POB OE RPDPYMB, OP LBTFPYUOSCHK DPM Z CHETOHFSH OBDP. th RPLB CHMBDEMEG VKHDEF EIBFSH ЪB DEOSHZBNY, CH ЪBMPZ PO PUFBCHYF UCHPA NBYOKH. th DBCE, EUMY PO HCHEEF U UPVPK LMAYU PF OEE, FP CHETOKHCHYUSH, OE PVOBTHCYF OY TEURELLFBVEMSHOSHCHI MADEK, OH UCHPEZP FTBOURPTFB.љ

ZMBCHOSCHK UPCHEF - OE RPDDBCHBKFEUSH NKZHPTYY, UPITBOSKFE SUOPUFSH HNB YOE RTY LBLYI PVUFPSFEMSHUFCHBI OE YDYFE ABOUT BBTFOSHCHE "RPDCHYZY".

obrpumedpl rtycheden OEULPMSHLP UPCHEFPCH, LPFPTSCHE UMEDHEF UPVMADBFSH BCHFPNPVYMYUFBN, UFP VShch OE UVBFSH CETFCHPK NPIEOOILPCH YOE RPRBUFSH CH OERTYSFOPUFY:
љ-OE PUFBCHMSKFE BCHFPNPVYMSH, DBTS ABOUT LPTPFLPE CHTENS, U PFLTSCHFPK DCHETSHA Y LMAYUPN CH ЪBNLE ЪBTSYZBOIS
љ-RTY DMYFEMSHOPK RBTLPCHLE OEVPVIPDYNP OBKFY ZBTTS MYVP CHPURPMSHЪPCHBFSHUS PITBOSENPK UFPSOLPK. mHYuYE OE RBTLPCHBFSH NBYYOKH H VEMADOSCHI Y OEPUCHEEEOOOSCHI NEUFBI
љ-RPEDLY CH OEOBLPNSCHE NEUFB YMYY ABOUT CHUFTEYUKH U NBMPOBLPNSCHNY MIDSHNY MKHYUYOE UPCHETYBFSH CH PDYOPYULKhљ
љ-OE DPCHETSKFE "ON CHTENS" LMAYUY PF NBYYOSCH
љ-RPLHRLH Y DEOETSOSCHK TBUYUEF RTPYCHPDYFE FPMSHLP RTY ODETSOSCHI UCHIDEFEMSI
љ-OE PUFBCHMSKFE CH NBYOE GEOOSCH CHEEY Y DPLKHNEOFSHCH
љ-UFELMB, LHHHPCH, DTHZYE HHMSCH OEPVIPDYNP RTPNBTLYTPCHBFSH. fBL TSE OE MYOYIN VHDEF LBTsDPE HFTP RTPCHETSFSH OBMYYUE OPNETOSCHI OBLPCH ABOUT BCHFPNPVYME
љ-OE MYOYIN VHDEF PVPTKHDPCHBFSH BCHFPNPVYMSH PITBOOPK UYUFENPK, B FBL CE BUFTBICHBFSH PF HZPOB
љ-LTPNE FPZP, UDEMBKFE LUETPLPRY CHUEI DPLKHNEOPPHCH ABOUT BCHFPNPVYMSH, POI RPNPZHF CH TPSCHUL, CH UMHYUBE, EUMY BCHFPNPVYMSH RPIYFSF

th, LPOEYUOP, CH UMHYUBE, EUMY CHSC UPPMLOKHMYUSH U NPIEOOYUEUFCHPN, YMY CE CHBY BCHFPNPVIMSH HZOBMY, OEEBNEDMYFEMSHOP UPPVEYFE PV EFPN CH RTBCHPPITBOYFEMSHOSHOSCH PTZBOSHCH!
http://www.personalmoney.ru/

Buy a dream car inexpensively, quickly and without cheating is the dream of every car enthusiast. But the statistics look rather sad.

Fraud when buying a car is not a rare occurrence, and in recent times similar cases more are being registered. Moreover, you can encounter scammers both in the real car market and in virtual internet sites.

For example, on Avito, which is not only the largest and regularly updated base for placing ads, both primary and secondary car market, but also a favorite target for scammers.

At the same time, car sales fraud schemes are constantly being improved. Not so long ago it became widespread phone calls with information about the won car, which can be obtained immediately after confirming the data and making a deposit on a bank card.

Of course, this deception is the most commonplace and, fortunately, fewer and fewer people believe in non-existent winnings. But there are types of fraud when selling a car, in which it is quite difficult for an inexperienced person to identify an attempt at deception.

Popular methods of fraud when selling a car in the secondary market

It should be taken into account that all the methods of deceiving the buyer described below are very common.

Be especially vigilant and carefully check every nuance.

Fraud when buying a car that is issued on credit or is the subject of a pledge or encumbrance

In this case, there is a high risk of being left both without a car and without money. intruders arrange a car loan for a front person.

The original PTS remains in the bank, and a potential buyer is presented with a duplicate issued by the traffic police. It is not difficult to get it, you can simply write a statement about the loss.

Bank employees put the car on the wanted list and impose a burden on it, and it is no longer possible to find a seller to recover the funds spent.

Protection methods

In no case do not make a deal without the original title or certificates from the bank on the full repayment of the loan. Cheating with the STS may consist in not presenting it.

By STS number you can track the actual number of owners, all encumbrances and prohibitions, the presence of accidents.

IN without fail check the vehicles in the traffic police (on the official website) or through a special register.

Procedure online checks is free and provides information about restrictions and prohibitions imposed on cars in connection with litigation.

Data on pledged cars can be obtained at Avto.ru or the FNP website. The list of banks with which Avto.ru cooperates is presented on the portal.

The procedure for registering data on collateral is advisory for banks. Therefore, even the absence of a car in the lists does not guarantee its 100% legal purity.

Car prepaid scam

Option with the disappearance of the seller after making a deposit occurs more and more frequently. The scammer asks for an advance payment in order to book a car for the buyer.

Most often, the procedure does not have documentary evidence, so the swindler resells the car to another person with impunity.

Also there are cases with making advance payments for non-existent car . In this case, the scammers assure the buyer that the car is located abroad and an advance payment is required for its delivery, customs clearance and registration.

As evidence, the client is provided with contracts with signatures, seals and legal addresses company providing such services. After receiving the advance, the seller disappears.

Protection methods

Any fact of transfer of funds must be confirmed by a receipt. The money must be transferred personally to the owner of the vehicle after mandatory verification of passport data.

The listing must indicate all the necessary information, including:

• passport data;
• car price;
• conditions for termination of the transaction, etc.

Preferably that the document be signed by 2 capable witnesses, subsequently able to confirm the fact of the transfer of money.

When buying a foreign car, check all the necessary data about the company on the Internet and using other methods. Convince yourself of the reality of the existence of the company, its stable functioning and good reputation.

If any inconsistencies or facts of forgery of documents are identified, without hesitation refuse the deal and look for another option.

Buying a car with defects

Often, a perfectly straightened car at first glance is absolutely rotten from the inside.

You can ideally mask all defects in any car service, and as a result, the buyer at an inflated cost can purchase a “drowned man” or a car with twisted mileage or restored after a severe accident.

Protection method

Any defect can be detected by a careful inspection at the service station.. By agreement, you can share the costs equally or lay them on the seller. In this case, it is undesirable to contact an “experienced friend”.

Fraud when buying a car in the showroom

When buying a car from a dealer or when applying for a loan, there is a risk of paying a significantly higher cost and hanging the burden of inflated overpayments.

Stock. Each car dealership regularly announces the sale of cars with significant discounts. When visiting the salon, it turns out that such a price is set for cars with minimum configuration, and employees begin to forcefully impose an additional option at an inflated cost.

As a result, the final cost of a car can significantly exceed the market average. To avoid such situations, decide on all the parameters in advance and study the offers of several competing firms.

Too attractive interest rates and ephemeral conditions of gratuitous lending. Not a single financial institution will act at a loss, which means that the overpayment is already included in the initial cost.

The presence of hidden fees and conditions. Often, attractive conditions hide pitfalls in the form of hidden fees illegally charged for early repayment of payments imposed in a compulsory form of insurance, unreasonably high and late fees.

All the conditions for prolongation, early repayment of a loan, etc. must be carefully and large in contracts.

You can protect yourself from concluding an unfavorable contract by showing the contract to a lawyer or inviting him to conclude a deal.

Car scams: how to avoid being scammed by a seller

As a rule, when concluding a transaction for the sale of a vehicle the most vulnerable party is the buyer. But there are a number of schemes in which the seller can also suffer from fraudsters.

To insure yourself against deception, you should be guided in the following situations and follow a few simple guidelines:

Video: How to identify scammers on AVITO when buying a car, typical ads, divorce schemes

Punishment for fraud in the purchase and sale of a car

There is no specific article for cheating when selling a car., but the very fact of taking possession of someone else's property with the help of deceit and abuse of trust falls under Article 159 of the Criminal Code of the Russian Federation.

The new edition of 2019 implies the fact of committing fraudulent actions not only in cases where knowingly false information is provided, but also when it is deliberately omitted. Also, the signs of a crime are the distortion of such factors as price, quality and quantity.

Punishment depends on the severity of the crime and may include:

• imposition of a criminal fine up to 500 thousand rubles;
• imprisonment for up to 6 years (in especially severe cases and causing damage of more than 6 million rubles up to 10 years).

To fix the fact of fraud, you must first file a criminal complaint with the police department.

In circulation detail how the fraud was committed, indicate all known data about the offender, describe signs (if the identity is not established or the data is questionable), indicate the presence of witnesses.

The duty officer needs receive a coupon-notification of acceptance of the appeal to the inquiry. You can also duplicate the filing of an application with the Prosecutor's Office and the bodies of the RF IC.

Updated: 06/29/2018 2271

Fraud when selling a car: how to avoid a kidnap and scam

Good day dear readers of my autoblog!

Today's communication with you will shed God's light on such far from charitable ways of earning money as fraud when selling a car. I will try to sort through the main schemes through which it is possible not to deceive the buyer more widely, but to deceive the seller when buying vehicles from him in the secondary car market. And you will learn how to avoid a clever scam and not lose a coil of nerves, experiencing its consequences.

Do you think it is easy to deceive a person? To this you will say that if he is a goof, then quite yes to himself.

At such self-confidence, many serious and adequate “not suckers” who were seriously deceived in auto deals would only sigh sadly, remembering how, being in full vigilance, they suddenly found themselves in the unenviable position of an abandoned patient.

Do you think you can be easily deceived if you show maximum attention and are completely on your guard? Most of this can self-confidently smirk.

But I will offer you a simple and fun test: go up to a group of gypsies of a fortune-telling appearance and offer them your favorite job - try to swindle you for triple bonuses from, say, the standard 100 "evaporating" rubles with a successful outcome.

Not every “craftswoman” will undertake this, but there will definitely be a “pro” in the group, and you will be surprised to learn incredible things about yourself. For 300-400 rubles they will clearly demonstrate to you that human attention is, after all, a quite tangible substance with which knowledgeable person can do many miracles. And mind you, I haven’t sent you to a professional circus conjurer yet, for humane reasons.

Large effective car fraud schemes for distributing car dealers are created for sure, that not by gypsies, but by smart and educated people, only completely devoid of honesty. Moreover, both in the legal and in the criminal field - this should be specially hacked somewhere in order not to harbor illusions about offices, ties and a pile of legal documentation.

Such schemes go through the whole full-fledged development process: concept, working model, running in polygon and field conditions, fine-tuning, working version. It is necessary to treat such "masterpieces" of the evil human genius with all seriousness, remembering that it is on self-confident idiots that the stake is made here in the first place.

And with less large-scale, but no less unpleasant all sorts of “wild” divorces, you may already have managed to get acquainted in one way or another and you can distinguish between some of their types.

In this article, I tried to summarize the information I know about car fraud in relation to people selling cars and at the same time once again save you, dear motorists, from the risk of different suits of kidks, divorces and hits.

First, let's clarify for ourselves who the scammers and swindlers are and whether there is a difference between them. Oddly enough, but according to all sorts of abstruse dictionaries and definitions, I did not find the exact semantic distinction between these two terms, although it is absolutely obvious.

The difference between these two concepts lies in the degree of their conflict with the legal field established in any territory. As I literally put it! To put it another way, then:

• Fraud is a direct and "honest" criminal offence;
• Swindle is a type of fraud that uses loopholes and imperfections of the law for dishonorable purposes without breaking it.

You and I, as potential victims (“pah-pah”), will have little difference who cheated us for a round sum - a decent-looking office with a legal certificate and a roof in power, or an unknown rogue with honest eyes and five convictions.

But despite the differences among themselves "by suit" and swindlers and swindlers, and even gypsies with magicians use the same human properties for their needs. In fact, there are a lot of properties, circumstances and opportunities on which deceivers profit. But I will honorably list only those that most often help car crooks to cash in:

• Greed;
• self-confidence;
• Irresponsibility.

Greed is the main battle horse of scammers and swindlers. The calculation here is very simple: the victim is given hope for some kind of freebie, then hope is cleverly translated into confidence when a person loses the remnants of caution, and the trick is in the bag.

Self-confidence requires a more masterful approach, when the victim is insidiously ceded to the much-loved role of the “tough butt” by many and forced to perceive the urges of the crooks as their own. A person throughout the transaction can be piously sure that it is he who breeds shady fools. Until the very end, when he is convinced of the opposite.

Irresponsibility is the domain of the most low-skilled breeders. This indestructible hope of ours that “maybe everything will grow together” has been feeding many swindlers, probably since the beginning of time, because human stupidity is eternal, as someone out there said from some great people of this world.

Sellers and buyers: risk groups

Of course, dear readers, it is clear to the goat that the comparative risks of auto dealers and their buyers are not the same. Buyers are cheated much more often, but car owners also have their own “pluses”.

Firstly, they are rarely swindled in a small way. They are mostly “lucky” for big money, because most often the object of fraud is either a large amount of money received from the buyer, or the car itself.

Secondly, the trader has an unfavorable starting position from the point of view of security. Putting the car up for auction is many times more open than the buyer. After all, he does not choose clients for an auto deal, but they choose him. And not buyers, but scammers or even robbers can choose. Basically, they do just that, using the resources of auto-ads and forums as a "site-gunner".

And thirdly, according to criminal statistics, car owners are much more likely to become victims of physical violence.

I have provided below common features car scammers "working" for sellers:

• Very often swindlers play the role of wealthy and sybaritic men, who are little touched by "ant" affairs, whose time is precious and it is imprudent disrespect to waste it on all sorts of base suspicions on the part of the seller;
• It also happens that swindlers appear in the amusing role of rich idiots, knowingly agreeing to everything, squeamish about bargaining and careful inspection;
• There is also a variant of a hurried, troubled, slacker, crushed by the office and his wife, ready to “take the word” of an honest person, but just don’t be late for work, otherwise he will be kicked out by a furious boss and cute kids (photo attached) will remain hungry.

Fraud: traps for the seller

So, let's get directly into the "scientific preparation" of the varieties of scams and fraud against used car dealers.

Let's start with high technology: mobile telephony and internet banking.

Gain control of a bank account

The joyful “buyer” calls the seller and informs him that his car is exactly what he has been looking for in all the forums for so long and could not find it. From happiness, the seeker of “what you need” forgets to bargain and agrees to immediately pay the money, for which he offers to put a quick deposit on the phone in order to stake out iron horse behind you.

Money, usually a small amount, immediately falls into the account of a no less joyful owner, causing a warm wave of trust in people and global conclusions that “there are decent and not greedy people in the world”, etc. Further, “decent and not greedy" asks to give him card details for the transfer of a large deposit. Usually they ask for a card number, the timing of its issuance / closing, full name. and CVV code on the back.

Some time passes, long enough for the victim to begin to show excitement. The “buyer” calls again and the fire of all the bureaucrats in the world reports that in his bank branch they asked for confirmation to transfer a large amount to a private person. Therefore, now an SMS should come with a code that needs to be dictated.

SMS comes, the owner of the car dictates it and waits for the receipt of money. Instead, everything that was there disappears from the card, and if the card is a credit card, then what was not there - a considerable debt is formed.

The whole point of this scam is that in many online markets they accept payment without SMS confirmation. For this, that negotiable SiViVi code from the card is used. An attacker, using your data and SMS, performed a password recovery right in front of your nose, and then paid with your funds for any expensive purchases or services on foreign sites.

Similarly, money can be extracted from you in many other cases not related to the sale of a car.

Attention! The CVV code is strictly confidential, like the pin code, and is not transferable to any person under any pretext, even if they are employees of your bank!

Ildar tells about this trick on the video. He talks about the same thing, but perhaps from his words it will be clearer to you

Fake banking readings via the Internet

This is a very high-tech scam, usually applied to business class representatives who are used to using such services in a mobile format and who have expensive cars.

In this case, scammers make a fake transfer using special black software purchased on the shadow Internet. The money transfer deal outwardly looks exactly the way a businessman is used to seeing it and does not arouse any suspicion. Buyers outwardly decent, everything is credited to desired accounts selected payment systems and is checked on the screen.

Further, hands are shaken and "decent people" sincerely say goodbye. Forever, because instead of money complex program I just ran the numbers the crooks needed on the screens.

Bearer checks

This is a centuries old proven method. Having created favorable conditions for the owner, the crook, instead of money, importantly and routinely takes out a check passbook. You will not, because of such a trifle, expose yourself as an uncivilized neothes. Of course not.

And they can write you a very real check with a real account. But by the time you get to the door of the bank, this account will have had time to empty ten times. Well, for those who are especially blind, they can simply fake a couple of first digits on the check, in which case you can even get some money to fill your sadness.

Case with secret compartment

The essence of this method lies in the props of the magician and sleight of hand. Agree, because if you are decent people and make a decent deal, then it is not worthwhile to put wads of money in bags and pockets.

Decent people transfer money in a special case provided by criminals. The case is not simple, it already contains two sets of money: one is real, and the other is in a secret compartment - a classic "doll".

The owner is shown banknotes, asked to count them and put them back. Then they close the case and solemnly hand it over, without forgetting to deftly remove the tab with real money through a special inconspicuous slot before that. The victim feels the heaviness and rustle of the bundles of banknotes in the case and leaves, pleased with himself and the deal, taking home stacks of newsprint.

Divorce through a car dealership

If you think that only criminal elements can deceive you, then you are mistaken. The world is full of car dealerships with a suspicious reputation and tidbit prices for buying back used cars.

Well, who pays attention to suspicion if they offer such great options! You have a car with a mileage of 150 thousand, and it will be put up on such favorable conditions. After all, the salon is not a person, where will he hide? But he does not intend to hide anywhere, but “honestly” puts your iron horse up for sale and waits for your patience to run out and you come to take it back.

The salon will gladly give it to you, but before that it will put a folder with an agreement on the table, according to which, if the car is removed from the commission, you will be required to pay for the pre-sale preparation. Its amount will be equal to approximately a quarter of the entire agreed cost, which the salon has the right to set at its discretion.

It turns out that your car will be like a seized loan property pledged by the bank, although you did not take anything on credit.

A statement to the police or even to the prosecutor's office will not help much here, since the law is respected, and such salons themselves usually have a roof in the authorities ... although no, not a fact. If you still got into similar situation, then go to the end and achieve a solution to the problem in your favor. Never give up!

Losing at cards

Yes, you can also lose your car in cards. How? And here's how: decent people invite you to a deal in an elite cafe, where the same decent audience is all over. It calms you down, the atmosphere is pleasant, the treats are delicious.

But there is a snag with the expert, and while he is “driving”, a small batch of cards is offered. In such establishments, they do not play for interest, and the seller, who usually with a small amount, half-jokingly offers to put a reserve on the line with a subsequent deduction in case of a loss.

Rollers get down to business, the spare wheel is played, then one or all four wheels, and then the "arrived" "expert" gives an opinion on which the car does not fit. But the card debt remains, and this, as you know, is a matter of honor.

"Decent people" easily agree to take the whole car as collateral and wait for the money. Naturally, they later forgive the debt, and leave the car for themselves.

• Be vigilant when buyers specifically search for deregistered vehicles. These can be car thieves, for whom it is much easier to re-register such cars.
• If you suspect the intention of stealing, you can’t go to a deal and test drives alone in a sparsely populated place. It also does not interfere with the availability of means of personal self-defense.
• In non-cash money transfer transactions with payment transfers to the seller's accounts, it is better not to neglect the additional verification of receipts over the phone.
• When buying with cash payments, it is best to make them at a bank where there is video surveillance and the possibility of verification.
• It is strongly advised to write down or memorize CVV codes and overwrite them on plastic cards - it happens that employees of various institutions that have card terminals collect and sell card data to scammers.

Conclusion

So, in this publication, we have found out the following main points:

• Car sellers, like buyers, are at risk of falling into fraudulent networks;
• The degree of risk of becoming a victim of swindlers is influenced by the ability of an adequate assessment of the situation by a person and his ability not to succumb to impulsive natural instincts, on which the attackers play;
• List fraudulent schemes for sellers is not so extensive, but the risk of losing everything is much higher than that of the buyer.

In addition, it would be interesting to know which of the tricks described above you fell for and what were the consequences. If you know a method of deception that is not considered here, then tell us about it in the comments in order to warn others. And then we'll see, maybe I'll add what you wrote to the article, so try to correctly compose your text.

With this, I conclude our conversation with you about car fraud and wish you never to get anywhere in this regard! Subscribe to my blog and share today's information with your friends through social networks.

All the best to you and may luck always be at your fingertips.

More on the topic:

Comments on the article: 12

Kuat

27.03.2016 | 16:55

hello thanks i found what i was looking for

Paul

17.09.2016 | 19:04

About the car dealership (put on a commission), there was a similar situation ...

I put it on a commission, but I know that if they don’t sell the car, they will all exactly want to fuck ...

Therefore, I insisted on redoing the contract from the very beginning (since they say that they have a buyer for this particular model), I put pressure on this ...... but I did not take into account the clause if a deposit for a car was made that it was impossible to pick it up or there was no fee ... They put the deposit in an envelope with documents as soon as you leave their office ... I took the car for a month, cursed, etc., eventually writing a statement from them that if the car is not bought within 2 weeks, then the deposit is considered invalid etc. (because it’s 2 weeks before you need to warn that you want to pick up the car) and also took a receipt that they don’t accept deposits anymore ... and then when he came they tried to keep him, but with a receipt and a statement he took the car ... but here too lost... (a flash drive with maps from the head audio system was stolen...) to which I was told we don’t know anything...))) and no one is watching your car there, in the cold I had a flat tire 3 once asked to pump up, as a result, he came to another car and pumped up himself, and also lit a cigarette and warmed up))) PEOPLE DO NOT BET ON A COMMISSION)))

Elena

12.01.2017 | 22:39

Hello! We are selling a car, a buyer has appeared who has not really looked at the car and is ready to buy it almost without bargaining. It has been two days before the deal, he wants to pay 50% in cash, and the rest by transfer. We will of course only sell for cash. How could this be dangerous? Thanks in advance for your reply!

Ida

18.02.2017 | 08:30

We gave it to the salon. And besides commissions, there is still a terrible thing. We overlooked the clause that the agent is entitled to every month! no sales to reduce the value of the car by 10%!! After half a year, your car is sold for half the price, or even lower! And they take a commission from this, and you have pennies on your hands ... How to cancel such a sale? Does it even have the right to have such a condition in the commission? After all, after 10 months, the cost of the car will be equal to 0. In general, are there any ways to invalidate the purchase and sale transaction, in this case?

Inna

10.07.2017 | 09:57

The scammers are located on Podvoisky Street - there is a large three-story hangar with cars. You rent a car there for sale under a commission agreement with a non-existent company, and there are a million of them. We entered into an Agreement with LLC "AVTOMAGISTRAL". In my presence, people entered into agreements with Dvin-Auto, Avtodelo, etc. In fact, these legal persons do not exist. Under this contract, you pay the nn-th amount of money for pre-sale preparation. when signing the contract, you are competently convinced that you will not pay anything. You hand over the keys, documents and goodbye. Further, the scheme is standard. There is no buyer and never will be, they are playing for time. But! allow you to pick up the car for a certain amount of money. Be careful, free cheese is only in a mousetrap! Do not fall for such tempting offers.

Anastasia

27.09.2018 | 23:08

Hello. I fell for scammers bank card, in a similar situation as described above. I wanted to transfer the deposit to the card. But they didn't ask for cvv code. And connect the phone number to the debit card through an ATM. Also supposedly because of the complexity of the translation. And I did fall for it. And how well he convinced me that I did not risk anything,

even advised me to withdraw money from the card so that I would not worry. It’s good that he was smart enough to come to his senses in time when he mentioned a credit card on which the limit is one hundred thousand and urgently call the bank and block everything. I blocked all cards, mobile banking and online banking. Now I'm restoring everything because of my stupidity. It’s good that she didn’t lose money, but only spent nerves.

Practice shows that anyone can fall for a divorce when buying a car. This may be due to legal ignorance, greed, gullibility and the desire to quickly become the owner of the car of your dreams. Scam sellers play on simple human weaknesses and use a variety of methods of divorce so that the buyer agrees to the proposed conditions.

Scammers know how to cheat when buying a car and still get away with it - they carefully consider not only the scheme to deceive the buyer, but also ways of retreat in case something goes wrong. As a rule, most scams take place in car markets, although residents of Moscow and other large cities often purchase cars at car dealerships or through an ad on the Internet, where attackers can also operate.

In our article, we will talk about the most popular methods of divorce when buying a car and explain how to avoid fraud and not become a victim of fraud by the buyer by the seller.

Fraud when buying a car by proxy

Buying a car by proxy is one of the most common types of fraud. The beauty of this method of buying and selling is that both parties get freedom of action: the seller of the car does not have to worry about deregistering it with the traffic police, and the buyer can take his time with registering documents in his name.

How do they cheat when buying a used car with a general power of attorney for a car? Such a deal allows you to hide many of the nuances of the history of this vehicle - the car may be stolen, under arrest or bail. To avoid fraud and not become a victim of fraud when buying a car by proxy, we recommend that you adhere to the following rules:

1. Engage in the registration of the car in the traffic police immediately after the conclusion of the transaction. It should be borne in mind that the seller can revoke the power of attorney for the car, and you will be left with nothing - in most cases, the buyer fails to prove the transfer of money.
2. In order not to be deceived when buying a car by proxy, check its history - it is possible that the car has been seized or it is registered with the traffic police as stolen. In this case, you will not be able to register a car in your name at all.
3. Keep in mind that urgent sale car by proxy is often associated with the fact that its owner is in trouble with the law. The fact is that such transactions do not fall into the field of view of law enforcement officials, so a swindler can quickly issue a power of attorney for a car, sell it for good money and disappear in an unknown direction.
4. There are situations when former owner who issued general power of attorney on the car, dies. In this case, the document is automatically terminated. No one can guarantee that the relatives of the deceased will meet you halfway and will not take away the car that belongs to them by right.

Overpricing as a type of consumer fraud

In order not to be deceived when buying a car, you should carefully check the documents. So, very often the seller of the car deliberately inflates its price, trying to deceive the naive buyer. To do this, he can forge a title to reduce the number of previous owners - this factor significantly affects the price of a car. Carefully study the TCP: if you are offered a duplicate, be sure to contact the traffic police for clarification of the information - it is quite possible that the car is generally pledged to the bank. Another option for forging documents in order to overestimate the cost is to change the year of manufacture of the car. Also, a fraudulent seller can be misleading about real mileage cars, his technical condition etc. - such a deception when buying a car from your hands is very popular, therefore, in order not to get fooled, be extremely vigilant.

Remember that fraud when buying a car is possible only if the buyer is inattentive and ignorant. In order not to get caught by scammers, be vigilant and, if possible, show the car to an experienced auto mechanic so that he can independent expertise- it may turn out that they are trying to sell you a cheap car at an inflated cost.

Extortion of money from the buyer in transactions in foreign currency

There are situations when a transaction for the sale of a car is carried out in foreign currency. Many citizens do not even suspect that transactions in the currency of another state are prohibited in our country. Swindlers take full advantage of this, attracting former and current law enforcement officers, as well as persons who only pretend to be representatives of the law, to fraud in the sale of a car in order to deceive the buyer.

An inattentive person does not notice that they can be watched during the transaction. When the buyer hands over the currency to the seller of the car, they are approached by uniformed men who lucidly explain how serious the situation is and that they face punishment for conducting transactions in foreign currency. And since respectable citizens are used to being shy in front of representatives of law enforcement agencies, they immediately begin to panic. When the policeman offers to settle the case amicably and says that he is ready to take a certain amount of money from the buyer without leaving the parking lot, he gladly agrees to such an offer.

Once in a similar situation, be sure to specify the position and name of the police officer, and then call his place of work - this way you can identify scammers or, conversely, make sure that you are dealing with real representatives of the law.

Fictitious car sale

Divorce during the purchase of a car can take the form of a fictitious transaction. Moreover, when buying a car, you can be thrown in a variety of ways.

• Theft of a newly purchased car. In this situation, the fraudulent seller works in tandem with a partner. The buyer, attracted by the surprisingly low price of the car, loses his vigilance and does not notice that in the process of processing the documents for the sale, the car leaves the parking lot in an unknown direction. It is very rare to prove the fact of a purchase, as crooks provide fake documents.
• Counterfeit money settlement. The transaction can be made both in rubles and in foreign currency. The buyer transfers the money to the seller, but after a while he returns the entire amount to him, explaining this for certain reasons - it was necessary to urgently leave, his wife forbade selling the car, etc. But when you try to pay with this money in a store, restaurant, etc., you will find that all the bills are fake.
• Please make a deposit. A potential buyer is lured by the low price of a car. At the same time, the car itself looks pretty decent. A man hurries to the parking lot to meet with the seller so that cheap option didn't get to someone else. If you inquire about the reason for such a low cost, they will tell you a story about moving abroad, a sick wife, an upcoming wedding, etc. Having received consent, the “scammer” asks the buyer to return the money or at least make an advance right now, and transfer the paperwork to tomorrow, explaining this by urgent matters and lack of cash. Needless to say, it was a scam when buying from hand, and you will not see a car seller again. The transfer of money by the buyer should always be documented in the presence of an independent notary. There is another option - to use online service SafeCrow, which will help you avoid the risks of fraud and save money until the final completion of the sale of the car.

Deception of the buyer in the showroom

Car dealership fraud is another popular way to deceive a buyer. Situations are different, we will give the most common of them.

1. The most common car dealership scam is as follows. A person saw an advertisement for the sale of surprisingly cheap new car the characteristics he needs. He calls the salon, and the manager informs him that, unfortunately, only one model of a different color and a slightly different configuration remains in stock. At the same time, the car is not at all as cheap as it was indicated in the ad. As a rule, the client refuses to purchase, for which the manager offers him to place an order for the desired model, but subject to an advance payment. If you find yourself in such a situation, refuse such a “profitable” offer, since you may not wait for your order at all - the manager will “feed you breakfast”, and in the end you will be left without money and without a car.
2. Another type of fraud in a car dealership is the sale of a “drowned car” under the guise of a new car. Carefully study the documents, or rather, involve an experienced specialist to conduct a technical examination - it is likely that the car came from a region where there was a serious flood recently.

Fraud in a car dealership is based on the fact that a person initially believes the seller - after all, he did not come to the market, but to a serious company. However, here you can also face the deceit of the buyer. To prevent this from happening, check the information about this company - read what they write about this salon on the Internet, ask around for the opinions of friends and acquaintances. So that when buying a car in a car dealership, scammers could not fool you, it is better to contact official dealers selected car brand- perhaps the car will not be very cheap, but it will become a certain guarantee that you will not face a divorce when buying a new car and fraud in a car dealership.

How to avoid being scammed when buying a car

So, we told you how to get bred when buying a car. Now it's time to describe a simple circuit actions, following which, you will never encounter a buyer's deceit - it does not matter whether it is buying a car on bail, buying a car in a parking lot, on an ad or in a car dealership.

1. Machine inspection. Divorce when buying a car on an ad can be based on the provision of knowingly incorrect information. Therefore, before giving money, carefully inspect the car and assess its condition. If you are not an expert in this area, invite a professional specialist for an examination. It is better to do this during the day, when all the flaws and defects are clearly visible.
2. Verification of documents. When concluding a transaction, the car seller must provide a passport, title and vehicle registration certificate. If you are purchasing a car by proxy, it must be the original.
3. Making a deal. The transaction for the sale of a car must be made in the presence of a third independent party - this will avoid deceiving the buyer by the seller. The SafeCrow service makes it possible to save the buyer's money and avoid the intrigues of scammers. We work not only with residents of Moscow, St. Petersburg, but also other Russian cities.