Order the purchase of leasing cars in the company REDEE MAUTO on the best terms. When buying a leasing car in Moscow and the Moscow Region, we will save you from difficult communication with a financial institution and offer great price– up to 95% of the market value.
Our company has been providing services for the purchase of cars from leasing for more than 8 years. We cooperate with organizations and individuals. We guarantee transaction transparency. We pay the money in full immediately after signing the contract. Given the complexity of resolving issues with a credit institution that provided a car for leasing, the buyback will last no more than a day.
Contacting REDEE MAUTO, you will get the following:
- the largest amount of the sale;
- operational implementation;
- legally clean transaction;
- lack of risks and hassles;
- free services;
- European level of service.
Redemption of leasing cars in Moscow
Redemption of leasing cars in Moscow in the company REDEE MAUTO can be ordered in every administrative district. When buying a car out of leasing, we will resolve issues with a credit institution and immediately pay you the promised, up to 95% of the market value.
If you have a sudden need to sell a leasing car, and a sufficiently long period of time remains until the end of the leasing agreement, we will still buy a car on terms acceptable to you. The purchase of such a car is an absolutely legal procedure. This process consists of several points: repayment of debt, removal of restrictions, in fact, repurchase and change of ownership of the car.
Compliance legal purity The transaction for the repurchase of a leasing car includes the following points:
- careful study by our lawyers of the conditions for early repayment of debt (some banks stipulate preliminary training applications or take commissions for early repayment);
- study conditions issuance of TCP(V different companies they differ: after paying off the debt, some financial institutions immediately issue it, others delay the issue for several days).
The company purchased a car under a leasing agreement. The car is on the balance sheet of the lessor. Redemption of a car for the founder, as an individual. Features of taxation.
Question: The company purchased a car under a leasing agreement. The car is on the balance sheet of the lessor. Can we buy a car for an individual (founder)? What are the tax consequences for VAT and expenses on this car we may have? the lease agreement ends, and then the owner, founder wants to buy it. He wants to buy this car himself as an individual with the aim of further selling the organization in order to pay off his loan debt. We need to figure out how to do it without consequences.
Answer: If the organization has concluded a leasing agreement with a buyout, then the organization needs to buy out the property. It is impossible to redeem for an individual under such an agreement.
If the leasing agreement is without redemption, then an individual can conclude a sale and purchase agreement with the lessor.
In addition, if the contract is with the right of redemption, then the organization, as a lessee, with the consent of the lessor, has the right to assign the rights and obligations under such an agreement to another lessee, incl. individual. Leasing agreement ( financial lease) is separate view lease agreement (). The lessee has the right, with the consent of the lessor, to transfer his rights and obligations under the lease agreement to another person, that is, to transfer property on lease (clause 2, article 615 of the Civil Code of the Russian Federation). When renting, the tenant is replaced in the obligations arising from the lease agreement. Therefore, the lease must be carried out in compliance with the requirements for the assignment of the right to claim and the transfer of debt (subparagraph, article 391, paragraph 1 of article 389 of the Civil Code of the Russian Federation, letter of the Ministry of Finance of Russia dated July 14, 2009 No. 03-03-06 / 1/463 ).
However, if, for example, the buyout price is unrealistic (for example, as often happens, 1000 rubles) and there is a goal to buy out by an individual for such minimum funds, and then sell it at the market value of the organization, it must be taken into account that the courts support the position on the special economic and legal nature of the payment to compensate for the redemption price and consider it separately from lease payments for the use of property. At the same time, the courts connect the decision on the issue of determining the actual value of the redemption value with the degree of depreciation of the leased asset. This conclusion was made in the resolutions of the Presidium of the Supreme Arbitration Court of the Russian Federation of July 12, 2011 No. 17389/10 and of May 18, 2010 No. 1729/10.
At the same time, according to this scheme, the tax authorities can conclude that the property was originally acquired in the ownership of an individual, which is fraught with tax consequences for both parties: for the organization, by the fact that expenses in the form of lease payments will be excluded from tax base, and the input VAT will be deducted (that is, for profit and VAT, the tax base will be understated and the corresponding consequences); for an individual, this threatens that the real value of the property (including lease payments) will be included in income from personal income tax.
Rationale
How to agree on the purchase of leased property in the contract
A leasing agreement that provides for the purchase of property should be considered as a mixed agreement containing elements of a leasing agreement and a sale and purchase agreement (clause 3, article 421 of the Civil Code of the Russian Federation).1
In the part of the agreement regulating the use of property, the parties are guided by the rules on the leasing agreement. According to paragraph 1 of article 28 and paragraph 5 of article 15 of the Law of October 29, 1998 No. 164-FZ, the lessee is obliged to pay the fee for the use of property (leasing payments) in a timely manner. That is, the payments made in the process of using the property represent precisely the payment for the use of the property.
In the part of the agreement providing for the transfer of ownership of property to the lessee, the rules applicable to contracts for the sale of property apply (, clause 2 of the information letter of the Presidium of the Supreme Arbitration Court of the Russian Federation dated January 11, 2002 No. 66). Therefore, if the contract provides for the right to buy out the leased property, the contract must specify the amount and procedure for paying the redemption value (clause 1, article 424 of the Civil Code of the Russian Federation, clause 1, article 28 of the Law of October 29, 1998 No. 164-FZ).
The courts support the position on the special economic and legal nature of the payment for the reimbursement of the redemption price and consider it separately from lease payments for the use of property. At the same time, the courts connect the decision on the issue of determining the actual value of the redemption value with the degree of depreciation of the leased asset. This conclusion was made in the resolutions of the Presidium of the Supreme Arbitration Court of the Russian Federation of July 12, 2011 No. 17389/10 and of May 18, 2010 No. 1729/10.
Attention: if the transfer of ownership of the leased asset is agreed, and the redemption value is not separately allocated, this may lead to an attempt by inspectors to recognize the agreement as sham.
If the condition for the purchase of leased property is not spelled out in the contract, then it can be fixed in an additional agreement. In this case, the lessor and the lessee have the right to agree on the offset of previously paid leasing payments against the redemption price. This follows from the Law of October 29, 1998 No. 164-FZ and articles, Civil Code RF.
How to reflect in the accounting of the lessee the transfer of obligations under the contract to another lessee. The subject of leasing is on the balance sheet of the lessee. There are no debts to the lessor for lease payments
The transfer of rights under a leasing agreement is reflected in accounting in the same manner as the transfer of debt, but taking into account the specifics of the leasing agreement.
A leasing agreement (financial lease) is a separate type of lease agreement (). The lessee has the right, with the consent of the lessor, to transfer his rights and obligations under the lease agreement to another person, that is, to transfer property on lease (clause 2, article 615 of the Civil Code of the Russian Federation). When renting, the tenant is replaced in the obligations arising from the lease agreement. Therefore, the lease must be carried out in compliance with the requirements of the assignment of the right to claim and the transfer of the debt (sub.
Statistics show that leasing in our country is becoming more popular every year. However, not every driver can cope with the burden of regular payments. If you find yourself in a difficult life situation and can no longer make payments under a leasing agreement, you should never get lost: you still have the opportunity to solve all problems with minimal losses. To deal with a difficult situation without much difficulty, contact our expert organization for help. leasing cars in the shortest possible time and at fair prices. In addition, all paperwork our specialists will take over, so that the car owner will be freed from most of the problems that inevitably arise during the sale of leased or loaned cars.
As a rule, the redemption of leasing cars takes about one to two days, depending on the complexity of the specific situation.
Repurchase of leasing cars - profitable, fast, easy
Our purchase of leasing cars will be a real salvation for you if you:
- you can no longer continue to make payments under the lease agreement;
- are in a difficult life situation and urgently need money;
- you no longer need a leasing vehicle and do not want to burden yourself with further payments.
The purchase of leasing cars is an honest and profitable transaction, as a result of which the driver does not lose anything. Cash, paid by the car owner in the process of repaying the lease, are taken into account when calculating the final amount. In other words, the client will receive the more money, the more he has already paid to the lessor.
In order for the redemption of leasing cars to be carried out successfully, the car owner will need to provide the following documentation:
- identity document;
- leasing agreement;
- vehicle registration certificate;
- a copy of the vehicle's passport.
This list may be slightly adjusted depending on the specifics of the transaction. The client will be able to find out which documents will be required in a particular case during a consultation with our specialist.
If you need leasing cars, please contact us right now so that we can agree on all the main issues with you. Further in this material, we will try to consider in detail the service from all sides, slightly touching even the very basics.
In order for the purchase of leasing cars to be carried out legally, our specialists must carefully study such clauses of the contract as:
- terms of early repayment;
- conditions for the issuance of PTS.
Purchase of leasing cars. Key points
In order to understand on what basis the redemption of leasing cars is based, it would be advisable to consider the features of a leasing agreement.
Simply put, car leasing is long term rental motor vehicle followed by the right . That is, until the moment when the redemption payment is fully paid, the car will remain the property of the lessor. means. All this somewhat complicates the repurchase of leasing cars, however, all the indicated nuances are exclusively our problem. The client has absolutely nothing to worry about.
In what case can a leasing agreement be considered completed? The redemption condition is directly determined by the state of the redemption payment in a particular case. There are only two common options:
- The redemption payment is made at the very end of the lease term.
- The redemption payment is included in the amount of rent payments.
In the first case, the provisions of the agreement clearly distinguish between the concepts of redemption and lease payment, in the second they are practically equated. The first option is the most popular, since it determines the moment of change of ownership of the property much more clearly. Moreover, the redemption payment itself is often limited to a purely symbolic amount - for example, one thousand rubles.
Early redemption of leasing cars available. Moreover, the lessee can do this both independently and with outside help (in particular, with the help of our expert organization). In order to get the vehicle into ownership ahead of schedule, the driver must fulfill the buyback condition: depending on the contract, he or she simply pays all at once rent payments, or together with them also pays the redemption payment.
We will not dwell on self-purchase in detail, since the current material is devoted to something else, but we want to note: usually, a leasing agreement does not allow early completion of a transaction earlier than a year from the date of conclusion of the agreement. For this reason, such a service as leasing cars is not always available . Whether the procedure is possible in a particular case, we can say for sure only after analyzing the leasing contract.
What is the procedure for buying out leasing cars?
If the client is interested in the purchase of leasing cars, he can:
- call us first;
- come to our center right away.
The first option is attractive because it allows you to quickly get all the necessary information. In particular, the driver will be able to clarify the package of necessary documentation and even find out the preliminary cost of his vehicle if he first provides the specialist with all the necessary information (model, brand, year of manufacture, mileage, etc.).
Regardless of whether a preliminary call was made or not, the client will have to come to our center so that our experts can inspect the vehicle and study the provisions of the contract. The purchase of leasing cars is a flexible service, therefore, if necessary, we are ready to discuss the departure of a specialist to a place convenient for the car owner, however, this is a special case that requires a separate discussion.
After the inspection of the vehicle and the analysis of the leasing agreement have been completed, all the main issues of the transaction are agreed with the client. Special attention is given to the issue of discussing the amount of the ransom that the driver will receive as a result of the transaction. If all the necessary agreements have been reached, our specialists proceed to finalize the transaction.
The redemption of leasing cars itself has a fairly simple principle:
- repayment of debt to the lessor;
- removal of encumbrance;
- change of owner.
We take care of all the above questions. To solve some problems, the personal presence of the lessee may be required, but this will not take much time. All the legal support of the transaction will be handled by our specialists.
The repurchase of leasing cars has been on the list of active activities of our expert organization for more than a day, so usually we do not have any problems in order to reach a favorable agreement with the lessor. If the provisions of the leasing agreement initially do not allow for the possibility of early specific case, the client will be notified immediately.
Our buyback of leasing cars has a number of advantages that make it one of the most best offers in the relevant service market.
First, the process is very fast. Buyback of leased vehicles may take a little longer than more traditional buyout destinations vehicles, however, and in the worst cases, it rarely takes more than two days to implement it. In any case, the client will receive his money in the shortest possible time and with a minimum of problems.
Not all motorists understand what leasing is. In fact, this is a rather narrow service that is not provided to individuals. Leasing is a kind of installment loan for a car for legal organizations.
This service has gained considerable popularity here in Russia, as it allows companies to purchase new high-quality models in installments on reasonable terms. And it is much more interesting for companies to pay large amounts in installments, while already having a car in operation.
However, the economic conditions in the country are such that neither an individual nor a legal entity can be sure that they will be able to make monthly payments on time for several years, while the leasing agreement is in effect. In some cases, companies are on the verge of bankruptcy, unable to fulfill their loan obligations. Therefore, such a service as the purchase of leasing cars can become the lifeline that is so necessary for a legal entity.
Indeed, among our clients there are many both individuals and legal entities - we simply do not make a difference between them, providing our services. When faced with a difficult situation, the first thing organizations think about is how to minimize their costs. First of all, this concerns existing loans and encumbrances. Therefore, a decision is made to sell the leasing car, thereby covering the debt in the bank and receiving some amount for other expenses.
Professional purchase of leasing cars is provided by a small number of car companies in Moscow. As a rule, cooperation with legal entities requires special permits and extensive experience. We have all the necessary package of licenses and certificates, so we are ready to help in situations of any complexity. And many years of practical activity helps us to quickly carry out all stages of work.
Buying a car after leasing
No less popular procedure is the purchase of a car after leasing from an organization. It is worth clarifying right away that we are ready to cooperate at any time lease lending: both at the very beginning and at the end, as well as after the completion of the leasing agreement.
Competent specialist of our company in without fail will conduct the necessary consultations so that the client (an authorized representative of the legal entity) does not experience difficulties during the negotiations and at the time of the transaction. We guarantee every client complete legal support: an experienced lawyer will explain all the details of the work and, if necessary, resolve all problems related to the law.
That is, our repurchase of a car after leasing will be based on the honesty and transparency of the car valuation, the wishes of the client and the official conclusion of the contract of sale.
Buying a car from a leasing company
The lawyers of our company are well aware of how confusing and complicated the contractual relationship between a legal entity and a car company can be. In particular, leasing sometimes provides official dealer and, in some cases, a banking institution. Therefore, many aspects of our cooperation will be based on who exactly provides the loan.
Buying a car from a leasing company, for example, is considered a simpler and faster operation than from a bank. As a rule, dealers are interested in making a quick profit, and therefore are more willing to resell leasing to a new client. All Required documents and powers of attorney are drawn up by a lawyer of our company, however, the client will still need to be personally present at the dealer's office to sign important papers.
In fact, the time of the transaction is calculated individually: much depends on the complexity of the existing contractual relationship and the amount required to pay the debt. However, we can guarantee each client that the purchase of a car from a leasing company will not take much time: usually all stages of the procedure are agreed upon and completed within one or two days.
To become a client of the company and quickly solve all the problems associated with the sale of a car on lease, you need to contact the managers of our organization. You can either submit an application through the online form on the website or by e-mail, or immediately dial the office number and talk with a specialist. Each client is offered optimal conditions for cooperation and the most efficient terms of signing the contract.
Redemption of leasing cars is considered a popular procedure in Moscow and the Moscow region, as it allows legal entities quickly get rid of existing encumbrances. We always go to meet our customers and in case urgent need are even ready to provide their services outside of business hours.
Cars under the Major Leasing program, which allows you to lease a used car of any class in Major car dealerships Expert to legal entities and individuals on the most favorable terms.
Conditions for leasing used cars
- Advance payment from 20% to 49%
- Leasing period from 6 months to 5 years
- Payments equal or decreasing
- Compulsory insurance subject of leasing
- Rise in price from 4.35%
Buy a used car on lease in Moscow
To buy a car on lease, it must meet the following conditions:
- The program applies to cars purchased in showrooms Major Expert
- Vehicle age: no more than 3 years from the date of first registration
- Mileage: no more than 100 thousand km
- Market price: not less than 400,000 rubles.
- 2 sets of car keys
- Technical condition: the car is technically sound, complete, no damage,
- At the time of sale, the car must not have encumbrances as collateral.
Used car leasing for individuals
- The amount of financing is from 300,000 rubles.
- Down payment from 20 to 49% of the cost of the car
Used car leasing for legal entities
- Term from 6 to 60 months (up to 36 months for leaseback) (with the right early redemption in 6 months)
- Amount of financing individual conditions
- Down payment from 20 from 49%
- Terms of redemption from 1,000 rubles. up to 10% of the cost of the car with direct leasing; from 1 000 rub. up to 80% of the cost of the car with leaseback
Major Leasing is ready to agree on all the conditions with you as soon as possible, purchase a car for you at Major Expert dealerships and hand over the car key to you.
