How to find out if a car is insured under compulsory motor insurance. Is it possible to find out the owner by the insurance policy number and how to do this? What is the RSA database

How to find out if a car is insured under compulsory motor insurance. Is it possible to find out the owner by the insurance policy number and how to do this? What is the RSA database

Click the button below to open the RSA database

After checking the official RSA database, you will have access to the OSAGO series and number, as well as a list of drivers who are included in the policy.

How to determine the OSAGO contract number using the license plate number, body number or VIN?

Often, in case of an accident, difficulties arise when the participants in the accident do not have information about the availability of compulsory motor liability insurance from each other. How can you find out the necessary data in this case? Our service will help you quickly find the details of the MTPL agreement using the VIN or car number. Check the car number to see if the driver is listed on the insurance policy!

Our service will be useful to you to find out:

  • OSAGO contract number using the vehicle license plate number;
  • place of insurance of the vehicle of the accident participant (insurance company);
  • Availability of MTPL insurance for this car.

It's simple: You enter the state registration plate of the car (or VIN) into the form and indicate the desired date for the search. Enter the number in the format A000AA777 (the outer digits indicate the digital region code). Thus, you will determine exactly where the car is insured, the details of the MTPL policy and the list of drivers allowed to drive according to the contract.

Using your vehicle's details, you can quickly check where it is insured, find out the policy number and type of policy (with or without a limitation). However, a more complete check will be based on the car’s VIN. A search by vehicle registration number is used only when this data is transmitted by the insurer, which is not always possible.

If new drivers have recently been added to OSAGO or other changes in the content of the policy, please note that it will take insurers 5 days to update the PCA database according to regulations. Therefore, do not worry if 3 days later you do not see new information about the MTPL policy in the AIS RSA information.

Any data on insurance policies is transferred from the official AIS RSA database.

The same applies to the purchase of electronic MTPL via the Internet, in which the policy is issued online.

Useful services:
Buy MTPL online at Ingosstrakh - issue an electronic policy at the Ingosstrakh insurance company.
Checking the MTPL policy for authenticity using the RSA database.
Check the KBM using the AIS RSA database.
Traffic police fines - check and pay online.

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Car owners or people who just want to buy a car should be vigilant and check the availability of an MTPL policy for the car. This action is very important because it allows you to identify fraudsters when selling a car, protect yourself from breaking the law, or correct incorrect information about the car. More details on how to perform the check are described below.

How to check if a car has compulsory motor liability insurance

There are three ways that allow you to check your current MTPL insurance policy for a car and find out its current status as of today:

  • entering information about the contract number on the RSA website;
  • entering information about the contract number on the RSA website indicating the period;
  • entering information about the vehicle.

Entering information about the contract number on the RSA website

  1. Go to the website where the availability of car insurance is checked online in the RCA database.
  2. Go to the page to view the current OSAGO policy form.
  3. Check the contract number that you have and enter information about it in the appropriate fields.
  4. Select the series of the form in the field “Series of the MTPL policy form”.
  5. Indicate the form number in the field “Compulsory motor liability insurance policy form number”.
  6. Enter the captcha to confirm the security check.
  7. Click on the “Search” button.


After this, a database check will be performed, which will allow you to obtain information for the current year. It is performed for policies of different types (paper, electronic).

Statuses for found policies can be as follows:

  • “Printed” - the document has been produced, but has not yet even been transferred to the insurance company;
  • “Hosted by the policyholder” - the document was given to the client. Information about such policies has been successfully entered into the RSA database;
  • “Hosted by the insurer” - the document remains with the insurer or has already been purchased by the buyer, but this was very recently and the information in the system has not had time to be updated;
  • “No longer valid” - it is recommended to renew the policy in the near future;
  • “Lost” - applies to policies that have been reported missing.

This method allows you to quickly find out whether the car is insured. But it also has disadvantages:

  • the need to connect to the Internet to access the database;
  • there is no complete certainty that information about a fake policy was not entered into the database;
  • overload and slow search for the necessary information in the database, since due to the large amount of data, the database periodically freezes. The duration of freezing and processing of information can reach more than one day.

Entering information about the contract number on the RSA website indicating the period

To check your policy using this option you must:

  1. Go to the website where the policy is checked.
  2. Enter policy information (series, number).
  3. Indicate the date for which you need to obtain information.
  4. Enter the captcha.
  5. Click on the “Search” button.


In the search results, in addition to general information about the policy, additional information will be provided. For example, you will be able to read about the exact reason why the insurance is not valid.

Entering information about the vehicle

This method is the reverse of the previous two. In order to check this way, you must:

  1. Go to the website where you enter information about the vehicle to check your MTPL policy.
  2. Provide information about the car:
    • VIN number;
    • body number;
    • chassis number.
  3. Select the date for which you are interested in information.
  4. Enter the captcha.
  5. Click on the “Search” button.

After this, information will be received about the insurance company that issued the policy. When choosing a date, you can find out the MTPL numbers for previous years and request that the information be corrected if an error was found in it.


Need car insurance? Try our free service to calculate the cost of insurance without additional charges!

How to find out the owner by OSAGO policy number

In order to avoid problems, you need to check who owns the policy. You can find out who the MTPL policy was issued to by using the policy verification methods given above. A website with a PCA database or contacting an insurance company will allow you to obtain all the necessary information about the user of the car.

To obtain information about the owner through the insurance company, you need to visit the company’s office with a passport and information about the policy.

In order to find out who is registered with OSAGO by policy number, you will need to use the RSA website:

  1. Go to website with database.
  2. Enter the policy number. In the database, you can check when entering various data, for example, the owner's last name. But if it is incomplete or incorrect, then the search results may not yield anything. At the same time, searching for the owner by OSAGO policy number is very simple and comprehensive.
  3. View the information you need.

By looking at the results that the system will give after completing the search, you will find out who the policy is issued to.


Is it possible to find out the MTPL policy number by last name?

The search engine has the ability to use the owner's last name to try to find out the OSAGO policy number. However, the results are often less successful than when searching by contract number. A particular difficulty is that namesakes may be issued, and, accordingly, information will be about other people’s insurances.

In addition, you should know that it is impossible to check all the information by last name - some of the information simply will not be given out.

Find an MTPL policy using your driver's license

To search for insurance using your driver's license number, you will need to go to the following places:

  • RSA database;
  • insurance organizations (personal visit required);
  • specialized private organizations that provide such services.

How to find out where your car is insured

To obtain such information, it is enough to use the RSA database. In order to find out which company insured the car by insurance contract number, you will need to enter the corresponding information about the number in required fields on the site, according to the instructions given above.

After this, all the key information about the insurance will be displayed, where you can also see who issued the insurance policy.

In addition to the method above, similar information can be obtained from the state. car number. You can specify information about it instead of the contract number.

How to check the validity period of the policy

You can also find out the validity period of the policy by the insurance policy number by following the instructions above through the RSA DB website. The search results will provide information that will let you know when your car insurance expires.

Is it possible to find out the mileage of a car using insurance?

Such information can be obtained using a specialized website. For example, Autocode, or on our website - it is not difficult to check the mileage under the MTPL policy; you just need to provide information about the state number or VIN number.

Sometimes situations arise when it is necessary to find or check MTPL insurance. Today this can be done in various ways: by insurance policy number or car number.

It is worth noting that insurance is mandatory in the Russian Federation for every owner of any vehicle. (No. 40-FZ art. 2 clause 1)

In what cases is an OSAGO inspection necessary?

Unfortunately, road accidents have become far from uncommon. Sometimes it happens that an accident occurs, and the participants in the accident do not have information about the availability of insurance from each other. In this case, various difficulties may arise. What to do in this case and how to find out all the necessary information? For this purpose, there are special services that will help solve all problems that arise. The RSA database is such a service. This service can help clarify the following points:

  1. Using the state car sign, the OSAGO contract number can become available.
  2. The name of the insurance company with which the car of one of the participants in the accident is registered.
  3. Does the owner of the car have insurance documents?

How to find out the MTPL policy number by car number

So, what steps do you need to take to get information on a specific car? It's quite simple:

  1. The state registration number of the car is entered in the form below.
  2. The required date for the search is indicated.
  3. The data must be entered strictly in the specified format (A777AA111 - the last digits indicate the region code).
  4. After completing the steps, information will appear about where the vehicle is insured, the basic details of the requested insurance, as well as a list of drivers who are allowed to drive this document.

Form for checking the MTPL policy using the RSA database

Go to: https://dkbm-web.autoins.ru/dkbm-web-1.0/policy.htm


In this way, a full check of the MTPL policy is carried out by car number, allowing you to find out exactly where the car is registered and what insurance conditions are provided.

At the output, we receive not only basic information about the insurance contract, but also information about the list of drivers included in the policy, or about the absence of restrictions. At this stage, it is determined whether a particular driver had the right to drive a vehicle.

If there are several drivers included in the policy, then in order to clarify information about a particular person’s permission to drive, you need to enter the series, as well as the number of his driver’s license. Make no mistake: the first 4 characters (Russian letters and numbers) are a series, followed by a six-digit VU number. If the car owner was indeed allowed to drive for a certain date, the system will give you information about the admission. However, please note that it is impossible to find out the MTPL agreement number by the license number.

A check of the drivers included in the contract can also be carried out to monitor the work of the insurance company. There are often cases when their employees simply do not have time or forget to add some people to the list.

How to find out the insurance number by VIN

If for some reason it is not possible to establish the necessary insurance information, guided by the state registration plate of the vehicle, it is possible to check the compulsory motor liability insurance according to the fault. There is no need to do anything complicated; the steps will be similar to those used to identify information about the availability of insurance by license plate number. That is, a person will need to enter an identification code, which consists of seventeen Latin numbers and letters, as well as the date for which insurance is requested.

Important! The required information must be carefully checked and carefully entered into the form in order to obtain reliable information about the requested vehicle.

So, to get an insurance policy, the car owner can use any of the methods that suits him best.

One more point is worth noting. If the owner of the vehicle relatively recently purchased a policy whose number is new, it may not yet be in the RSA database.

This is due to the fact that data on the site is updated within five days. Therefore, if a person enters reliable data, and as a result the system displays that there is no insurance for this license plate, there is no need to immediately sound the alarm. It is enough to wait a few days and then repeat the operation. And if after a certain time the insurance policy is not found, then you need to contact company representatives and ask all your questions, as well as solve the problem that has arisen.

So, how is the PCA service useful?

  1. Allows you to check OSAGO by car number.
  2. Determine the place where the registration of the vehicle of the participant in the emergency situation on the road was carried out.
  3. Check your insurance policy details.
  4. Find out whether a person's car is insured.

Checking an MTPL policy using the RSA database by number takes less than 1 minute. The procedure takes place online.

Click the button below to open the RSA database

How to check the authenticity of OSAGO? Is your car insurance policy valid? There are several ways to do this. Let's look at each of them in more detail so that you can check your insurance in various ways, including on the RSA website. After you check your policy, you can determine which car is insured under OSAGO.

The procedure for checking an insurance policy is identical for popular insurance companies, for example:

  • Rosgosstrakh
  • Ingosstrakh
  • Alfa insurance
  • SOGAZ
  • Renaissance
  • Agreement
  • And also for other insurance companies that have a license for compulsory motor liability insurance.

Visual check of the policy

You can check the authenticity of OSAGO by external factors. What should grab your attention? What is the difference between a real policy and a fake one? Next, we will consider the main elements of the form itself, which you need to pay attention to when visually checking the MTPL insurance policy.

  • The size of the strict reporting form (SSR) according to OSAGO is 5-10 mm longer than an A4 sheet.
  • The surface of the form is covered with SAR watermarks.
  • Numerous inclusions of red fibers throughout the policy.
  • The reverse side of the BSO contains a vertical metal strip and the digits of its number, which are embossed to the touch.

Checking your MTPL license

Don’t forget to check the relevance of your insurer’s license to issue MTPL contracts. Insurance companies with revoked license on this page. Check the insurance company whose policy you purchased to see if it is on the blacklist of insurers.

Check the OSAGO e-policy

Nowadays eOSAGO is gaining popularity. Every day, a huge number of car owners buy compulsory car insurance online. But how to protect yourself from scammers? Even a digital policy issued by the official website will not protect your transaction. There is one caveat. As soon as you have purchased a real e-policy, it immediately goes into the general database. Be sure to check the authenticity of your policy in official sources, namely the RSA database! This can be done directly on our website at the bottom of the page. Just enter the policy number into the RSA database and wait for the verification to complete.

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To find out whether the MTPL policy is valid, you need to make a request to the AIS RSA database. The presence of insurance information in it is a guarantee of its authenticity. The Union of Automobile Insurers database contains only data on policies issued by legal insurance companies. In what cases do people try to find out the authenticity of insurance:

  • When an accident occurs, the injured party often wants to be sure that they will be paid by the insurance company. But this will only be possible if the culprit has genuine insurance;
  • after purchasing a car license. Data on compulsory motor liability insurance must be transferred to the RSA database immediately after its registration. And the buyer should make a request to her to make sure that he will not have problems on the road if he is stopped by a traffic police inspector to check his documents.

Drivers who have purchased a vehicle license are interested in whether they can find out information about it only by their last name. But usually this data is not enough. After all, there are many namesakes living in Russia. Therefore, searching only by last name cannot be correct. But it can be an additional parameter for searching a document. Therefore, it will have to be entered into the form of an electronic service that requests data online from the website of the Union of Auto Insurers.

Checking the MTPL policy by last name

To conduct an insurance check, you need to enter an online service form that makes a request to the AIS RSA database, the following data: last name, first name, patronymic of the motorist, motor vehicle policy number. After this, the person who made the request will have access to the following information:

  • status of the form (valid, not valid, lost);
  • date of validity of the insurance policy;
  • the name of the company that issued the vehicle license.

Also, a car enthusiast who decides to check his MTPL will have access to additional information that is “linked” to this document. This includes KBM, vehicle registration number, VIN. The motorist will receive all this information if he enters his insurance number in the service verification field.

In order not to have to worry and find out whether the motorist has a legal insurance form, you need to purchase compulsory motor liability insurance only from reliable companies. But if a situation arises that the car owner suspects that he was sold a fake, he needs to check the purchased document immediately. He can make a request to the RSA database completely free of charge. To do this, he only needs to use its online car insurance checking service.



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